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CorePlus Federal Credit Union Rates and Review February 2026

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CorePlus Federal Credit Union's CD 7 Month rates are at 3.75%, CDs 7 Month rates are at 3.75%, CD 15 Month rates are at 3.60%, CDs 15 Month rates are at 3.60%, CD 20 Month rates are at 3.50%. CorePlus Federal Credit Union's savings rates are at 0.00%. CorePlus Federal Credit Union's money market rates are at 0.00%. CorePlus Federal Credit Union's Smart Refi Mortgage rates are at 5.35%, Smart Refi Mortgage rates are at 5.45%, Smart Refi Mortgage rates are at 5.75%, Smart Refi Mortgage rates are at 6.25%, Smart Reno Mortgage rates are at 6.25%. CorePlus Federal Credit Union's Personal Loan Rates are at 9.49%.

CorePlus Federal Credit Union

CorePlus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at CorePlus Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

CorePlus Federal Credit Union Texas Ratio

CorePlus Federal Credit Union's Texas Ratio is at 1.57%, which is considered excellent. The Texas Ratio for CorePlus Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that CorePlus Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

CorePlus Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, CorePlus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
0.60%
18-Month CD
N/A
24-Month CD
0.75%
36-Month CD
0.85%
48-Month CD
1.00%
60-Month CD
1.25%
Savings
0.00%
MMA
0.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
9.49%

"N/A" indicates the product is not offered or the rate is unavailable.

CorePlus Federal Credit Union
Salem Turnpike
202 Salem Tpke
Norwich, CT 06360
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
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CorePlus Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate 7 Month - 3.75% 7 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificates 7 Month - 3.75% 7 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificate 15 Month - 3.60% 15 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificates 15 Month - 3.60% 15 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificate 20 Month - 3.50% 20 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificates 20 Month - 3.50% 20 Month
Min Deposit$1,000
Last Updated 02/09/2026
Certificate 5 Year - 1.25% 5 Year
Min Deposit$1,000
Last Updated 02/09/2026
Certificates 5 Year - 1.25% 5 Year
Min Deposit$1,000
Last Updated 02/09/2026
Certificate 4 Year - 1.00% 4 Year
Min Deposit$500
Last Updated 02/09/2026
Certificates 4 Year - 1.00% 4 Year
Min Deposit$500
Last Updated 02/09/2026
Certificate 3 Year - 0.85% 3 Year
Min Deposit$500
Last Updated 02/09/2026
Certificates 3 Year - 0.85% 3 Year
Min Deposit$500
Last Updated 02/09/2026
Certificate 2 Year - 0.75% 2 Year
Min Deposit$500
Last Updated 02/09/2026
Certificates 2 Year - 0.75% 2 Year
Min Deposit$500
Last Updated 02/09/2026
Certificate 1 Year - 0.60% 1 Year
Min Deposit$500
Last Updated 02/09/2026
Certificates 1 Year - 0.60% 1 Year
Min Deposit$500
Last Updated 02/09/2026
Certificate 6 Month - 0.30% 6 Month
Min Deposit$500
Last Updated 02/09/2026
Certificates 6 Month - 0.30% 6 Month
Min Deposit$500
Last Updated 02/09/2026
Certificate 3 Month - 0.10% 3 Month
Min Deposit$500
Last Updated 02/09/2026
Certificates 3 Month - 0.10% 3 Month
Min Deposit$500
Last Updated 02/09/2026

CorePlus Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings - 0.25%
Min Balance$0
Details1
Last Updated 02/09/2026
Share Club - 0.05%
Min Balance$0
Last Updated 02/09/2026
Share Savings - 0.05%
Min Balance$0
Last Updated 02/09/2026
Health Savings - 0.00%
No additional details.
Last Updated 02/09/2026
Share Club - 0.00%
No additional details.
Last Updated 02/09/2026
Share Savings - 0.00%
No additional details.
Last Updated 02/09/2026

CorePlus Federal Credit Union Money Market Rates

Product Rate APY View More
Nonprofit Money Market: Tier 3 - 3.50%
Min Balance$100,000
Last Updated 02/09/2026
Nonprofit Money Market: Tier 2 - 3.00%
Min Balance$10,000
Last Updated 02/09/2026
Nonprofit Money Market: Tier 1 - 0.30%
Min Balance$0
Last Updated 02/09/2026
Money Market: Tier 3 - 0.20%
Min Balance$50,000
Last Updated 02/09/2026
Money Market: Tier 2 - 0.15%
Min Balance$25,000
Last Updated 02/09/2026
Money Market: Tier 1 - 0.10%
Min Balance$2,000
Last Updated 02/09/2026
Nonprofit Money Market: Tier 3 - 0.04%
Min Balance$100,000
Last Updated 02/09/2026
Nonprofit Money Market: Tier 2 - 0.03%
Min Balance$10,000
Last Updated 02/09/2026
Nonprofit Money Market: Tier 1 - 0.00%
No additional details.
Last Updated 02/09/2026
Money Market: Tier 3 - 0.00%
Min Balance$50,000
Last Updated 02/09/2026
Money Market: Tier 2 - 0.00%
Min Balance$25,000
Last Updated 02/09/2026
Money Market: Tier 1 - 0.00%
Min Balance$2,000
Last Updated 02/09/2026

CorePlus Federal Credit Union Checking Rates

Product Rate APY View More
IOLTA Checking - 0.75%
Min Balance$0
Last Updated 02/09/2026
IOLTA Checking - 0.01%
No additional details.
Last Updated 02/09/2026

CorePlus Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Smart Refi Mortgage 5.35% - 5.39% 96 Months
No additional details.
Last Updated 02/09/2026
Smart Refi Mortgage 5.45% - 5.48% 144 Months
No additional details.
Last Updated 02/09/2026
Smart Refi Mortgage 5.75% - 5.78% 180 Months
No additional details.
Last Updated 02/09/2026
Smart Refi Mortgage 6.25% - 6.27% 240 Months
No additional details.
Last Updated 02/09/2026
Smart Reno Mortgage 6.25% - 6.29% 120 Months
No additional details.
Last Updated 02/09/2026
Smart Reno Mortgage 7.00% - 7.03% 180 Months
No additional details.
Last Updated 02/09/2026
Smart Reno Mortgage 7.75% - 7.76% 240 Months
No additional details.
Last Updated 02/09/2026

CorePlus Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity 5.99% - 5.99% 60 Months
No additional details.
Last Updated 02/09/2026
Smart HELOC 5.99% - 5.99% 300 Months
No additional details.
Last Updated 02/09/2026
Fixed Rate Home Equity 6.25% - 6.25% 120 Months
No additional details.
Last Updated 02/09/2026
HELOC (Principal & Interest) 6.25% - 6.25% 300 Months
No additional details.
Last Updated 02/09/2026
Fixed Rate Home Equity 6.50% - 6.50% 180 Months
No additional details.
Last Updated 02/09/2026
HELOC (Interest Only) 6.75% - 6.75% 300 Months
No additional details.
Last Updated 02/09/2026
Home Equity Builder 6.50% - 6.78% 60 Months
No additional details.
Last Updated 02/09/2026
Home Equity Builder 6.75% - 6.91% 120 Months
No additional details.
Last Updated 02/09/2026
Fixed Rate Home Equity 7.00% - 7.00% 240 Months
No additional details.
Last Updated 02/09/2026
Home Equity Builder 7.00% - 7.11% 180 Months
No additional details.
Last Updated 02/09/2026
Home Equity Builder 8.00% - 8.10% 240 Months
No additional details.
Last Updated 02/09/2026

CorePlus Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.74% Up to 66 Months
DetailsModel Year: 2025 & Newer
Last Updated 02/09/2026
Auto Loan 2025 & Newer - - 4.74% Up to 66 Months
No additional details.
Last Updated 02/09/2026
Auto Loan - - 4.99% Up to 66 Months
DetailsModel Year: 2022 - 2024
Last Updated 02/09/2026
Auto Loan 2022 - 2024 - - 4.99% Up to 66 Months
No additional details.
Last Updated 02/09/2026
Auto Loan - - 5.49% Up to 66 Months
DetailsModel Year: 2019 - 2021
Last Updated 02/09/2026
Auto Loan 2019 - 2021 - - 5.49% Up to 66 Months
No additional details.
Last Updated 02/09/2026
Auto Loan - - 6.49% Up to 66 Months
DetailsModel Year: 2015 - 2018
Last Updated 02/09/2026
Auto Loan 2015 - 2018 - - 6.49% Up to 66 Months
No additional details.
Last Updated 02/09/2026
Auto Loan - - 7.49% Up to 66 Months
DetailsModel Year: 2011 - 2014
Last Updated 02/09/2026
Auto Loan 2011 - 2014 - - 7.49% Up to 66 Months
No additional details.
Last Updated 02/09/2026

CorePlus Federal Credit Union Personal Loan Rates

Product Rate Points APR Term View More
Personal Loan - - 9.49% 12 Months
No additional details.
Last Updated 02/09/2026
Personal Loan - - 9.74% 24 Months
No additional details.
Last Updated 02/09/2026
Personal Loan - - 9.99% 36 Months
No additional details.
Last Updated 02/09/2026
Personal Loan - - 10.24% 48 Months
No additional details.
Last Updated 02/09/2026
Personal Loan - - 10.49% 60 Months
No additional details.
Last Updated 02/09/2026
Personal Loan - - 10.74% 72 Months
No additional details.
Last Updated 02/09/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CorePlus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CorePlus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CorePlus Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: CorePlus Federal Credit Union
Full Time Employees: 73
Part Time Employees: 3
President: Karen Walters
CEO: Ray Currier
Branch Locations: 8
ATM Locations: 10
Corporate Office Address:
202 Salem Tpke
Norwich, CT 06360
Phone Number: 860-886-0576
Fax Number: 860-885-3538

Financials

Total Assets:
347,579,782
Total Amount of Shares and Deposits:
312,136,137
Total Shares and Deposits < 1 Year:
304,127,933
Total Shares and Deposits 1 3 Years:
7,370,547
Total Shares and Deposits > 3 Years:
637,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,147,936
Total Uninsured Shares and Deposits > $250K (F+J):
12,147,936
Total Insured Shares and Deposits > $250K (item 17 less item K):
299,988,201
Total Interest Expense (Sum of items 6 8):
3,360,575
Share Certificates:
2,565
Number of Accounts for Share Drafts:
11,611
IRA KEOGH Accounts:
906
Number of Accounts for Regular Shares:
32,173
All other shares:
390
Non Member Deposits:
6
Money Market Shares:
1,065
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,846,357
Total Liabilities:
318,800,079
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About CorePlus Federal Credit Union

Is a member application needed to join CorePlus Federal Credit Union?

Yes, to access services at CorePlus Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, CorePlus Federal Credit Union provides a range of mortgage and home equity products.

Is CorePlus Federal Credit Union a safe place to deposit money?

Yes, CorePlus Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does CorePlus Federal Credit Union offer online and mobile banking?

Most modern institutions like CorePlus Federal Credit Union provide digital access including online balance checks and transfers.

Current CorePlus Federal Credit Union Rates

ProductAPY
12-Month CD0.60%
24-Month CD0.75%
36-Month CD0.85%
48-Month CD1.00%
60-Month CD1.25%
Savings0.00%
MMA0.00%
Personal Loan9.49%

Rates subject to change.