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Credit Union of Ohio Credit Union Rates and Review January 2026

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Credit Union of Ohio Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 0.50% and 3-month CD rates at 3.01%. Savings rates are at 0.60% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 11.75%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates which you can compare to Credit Union of Ohio Credit Union rates.

Compare Credit Union of Ohio Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Credit Union of Ohio Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Credit Union of Ohio Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Credit Union of Ohio Credit Union? Share your experience about Credit Union of Ohio Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union of Ohio Credit Union.

Overall, Credit Union of Ohio Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Credit Union of Ohio Credit Union
Hilliard Office
5500 Britton Pkwy
Hilliard, OH 43026 7456
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$1,000
12-Month CD
3.95%
$500
48-Month CD
3.73%
$1,000
3-Month CD
3.60%
$500
6-Month CD
3.51%
$500
18-Month CD
3.50%
$1,000
12-Month CD
3.30%
$500
3-Month CD (Jumbo)
3.29%
$95,000
24-Month CD
3.28%
$500
18-Month CD
3.26%
$500
15-Month CD
3.00%
$10,000
48-Month
2.90%
$500
48-Month CD
2.75%
$500
48-Month CD
2.75%
$1,000
18-Month CD
2.75%
$1,000
48-Month CD
2.73%
$1,000
60-Month CD
2.73%
$500
36-Month CD
2.62%
$1,000
36-Month CD
2.53%
$500
24-Month CD
2.53%
$500
24-Month CD
2.52%
$10,000
36-Month CD
2.52%
$1,000
48-Month CD
2.40%
$1,000
12-Month CD (Member Advantage)
2.40%
$500
60-Month CD
2.39%
$1,000
Rewards Money Market
2.02%
$100,000
60-Month CD
2.02%
$500
24-Month CD
1.75%
$1,000
6-Month CD
1.50%
$500
High Yield Money Market
1.26%
$1,000
12-Month CD
1.00%
$100
24-Month CD
0.60%
$500
48-Month CD
0.60%
$500
18-Month CD
0.50%
$500
60-Month CD
0.50%
$500
Golden Passbook Savings
0.40%
$2,500
24-Month CD
0.30%
$1,000
12-Month CD
0.25%
$500
12-Month CD
0.25%
$1,000
36-Month CD
0.20%
$1,000
1st Premium Money Market
0.20%
$25,000
Platinum Savings
0.15%
$10
Statement Savings
0.15%
$0
48-Month CD
0.10%
$1,000
Savings
0.10%
$0
Consumer Fed Funds Money Market
0.10%
$1,000
Statement Savings
0.05%
$100
Passbook Savings
0.05%
$100
24-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.900%
0.000
20-Year Fixed
6.800%
6.993%
0.000
6.125%
6.199%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.625%
5.667%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.240%
6.315%
0.000
6.000%
6.031%
0.000
5.625%
6.000%
0.000
15-Year Fixed
5.500%
5.571%
0.000
30-Year Fixed
6.125%
6.226%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.500%
5.640%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
5.875%
6.118%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.875%
6.023%
0.000
5.625%
5.846%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.375%
5.804%
0.000
5.125%
5.291%
0.000
30-Year Fixed
5.900%
6.072%
0.000
5.875%
6.359%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.375%
5.460%
0.500
5.875%
5.980%
0.000
6.125%
6.170%
0.000
10 Year Fixed
5.750%
5.883%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed
6.125%
6.219%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.875%
6.099%
0.000
20-Year Fixed
5.875%
5.968%
0.000
5.375%
5.375%
0.125
3.990%
4.357%
0.750
15-Year Fixed
5.750%
5.769%
0.000
30-Year Fixed
6.500%
6.512%
0.000
5.750%
5.767%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.375%
6.068%
1.000
5.750%
5.758%
0.000
20-Year Fixed
5.625%
5.710%
0.000
5.875%
6.055%
0.000
5.625%
5.787%
0.000
15 Year Fixed
6.125%
6.209%
0.000
4.740%
7.533%
0.000
20-Year Fixed
5.750%
5.887%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Starter
17.990%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
VISA Platinum with Rewards
8.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
14.000%
13.900%
Visa Platinum with Rewards
9.900%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
8.750%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
VISA Platinum without Rewards
7.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
9.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Personal Loan
8.990%
$0
84
12.990%
$0
1 - 24
Personal Loan Rates
5.740%
$0
1 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
12.990%
$0
13 - 60
Line of Credit
13.700%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Line of Credit
11.500%
$0
Consolidation Loans
14.850%
$0
37 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Line of Credit Variable
16.740%
$0
11.240%
$0 - $10,000
60 - 60
11.240% - 17.950%
$0
25 - 36
7.990%
$0 - $30,000
9.200% - 17.950%
$0 - $100
12 - 24
10.250% - 17.950%
$0
1 - 36
13.490%
$0 - $5,000
48 - 48
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
11.500%
$0
48 - 48
11.900%
$0 - $15,000
24 - 60
Consolidation Loans
13.060%
$0
1 - 36
Personal Line of Credit
9.500%
$0
Personal Line of Credit
16.240%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Credit Union of Ohio Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Credit Union of Ohio Credit Union
Full Time Employees: 44
Part Time Employees: 0
President: Aristotle Hutras
CEO: Rich Capuano
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
5500 Britton Pkwy
Hilliard, OH 43026 7456
Phone Number: 614-487-6650
Fax Number: 614-487-6641

Financials

Total Assets:
202,907,587
Total Amount of Shares and Deposits:
184,185,040
Total Shares and Deposits < 1 Year:
174,754,575
Total Shares and Deposits 1 3 Years:
6,709,285
Total Shares and Deposits > 3 Years:
2,721,180
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,917,438
Total Uninsured Shares and Deposits > $250K (F+J):
3,917,438
Total Insured Shares and Deposits > $250K (item 17 less item K):
180,267,602
Total Interest Expense (Sum of items 6 8):
1,376,368
Share Certificates:
1,980
Number of Accounts for Share Drafts:
10,751
IRA KEOGH Accounts:
421
Number of Accounts for Regular Shares:
25,380
Money Market Shares:
1,716
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,877,406
Total Liabilities:
181,265,246
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Credit Union of Ohio Credit Union

Is a member application needed to join Credit Union of Ohio Credit Union?

Yes, to access services at Credit Union of Ohio Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Credit Union of Ohio Credit Union provides a range of mortgage and home equity products.

Is Credit Union of Ohio Credit Union a safe place to deposit money?

Yes, Credit Union of Ohio Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Credit Union of Ohio Credit Union offer online and mobile banking?

Most modern institutions like Credit Union of Ohio Credit Union provide digital access including online balance checks and transfers.

Current Credit Union of Ohio Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions