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Chicago Firefighters Credit Union

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Chicago Firefighters Credit Union Rates & Review November 2026

Q: What CD terms does Chicago Firefighters Credit Union offer?

Chicago Firefighters Credit Union CD rates are 3.81% APY for a 6 month CD and 4.33% APY for a 12 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Chicago Firefighters Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Chicago Firefighters Credit Union's 12 mos. CD rates are at 4.33%, 6 mos. CD rates are at 3.81%. Chicago Firefighters Credit Union's checking rates are as high as 0.50%. Chicago Firefighters Credit Union's Personal Loan Rates are as low as 3.25%. Chicago Firefighters Credit Union's Credit Card Rates are at 9.11%. Chicago Firefighters Credit Union's CD rates are 40% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Chicago Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates last updated and verified on 10/29/2026.

Chicago Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chicago Firefighters Credit Union? Share your experience about Chicago Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Chicago Firefighters Credit Union.

Ranked #83 Healthiest 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.28%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Chicago Firefighters Credit Union
Chicago Firefighters CU

6230 S Central Ave
Chicago, IL 60638

https://chicagofirefighterscu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Chicago Firefighters Credit Union CD Rates

Product	Rate	APY	Term
12 mos. Share Certificate	4.25%	4.33%	12 months
Min Deposit $10,000 Min Balance $10,000 Details Withdrawals made prior to maturity are subject to a loss of 120 days dividend Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.33% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
6 mos. Share Certificate	3.75%	3.81%	6 months
Min Deposit $10,000 Min Balance $10,000 Details Withdrawals made prior to maturity are subject to a loss of 90 days dividend Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.81% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Savings Rates

Product	Rate	APY
Christmas Club	1.35%	1.36%
Details Withdrawals made prior to 09/30/26 are subject to an early withdrawal fee Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 1.36% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Goal Saver	1.35%	1.36%
Details Four withdrawals allowed per year, additional withdrawals are subject to an early withdrawal fee Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 1.36% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Regular Shares	1.25%	1.26%
Min Deposit $25 Min Balance $500 Details Account transfer and withdrawal limitations apply Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Checking Rates

Product	Rate	APY	View More
Share Draft (Checking)	0.50%	0.50%
Min Deposit $25 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity - Variable Rate (Based on prime)	7.00%	-	7.00%	240 months
Details Loan Amount: 75.00% of Available Equity; Maximum $150,000; No First Mortgage; Rate based on Prime with floor rate of 6.75%; Rate adjusted quarterly; Property insurance required; Minimum initial advance $5,000.00; $100 application fee, $400 processing fee Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Home Equity Line of Credit - Variable Rate (Based on prime)	7.00%	-	7.00%	120 months
Details Loan Amount: 75.00% of Available Equity; Maximum $100,000; Rate based on Prime with floor rate of 6.75%; Rate adjusted quarterly; Property insurance required; Minimum initial advance $5,000.00; $100 application fee, $400 processing fee Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Auto or Truck	3.00%	-	3.00%	36 months
Details Credit Score: A 700 & Up; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	3.50%	-	3.50%	48 months
Details Credit Score: A 700 & Up; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	3.50%	-	3.50%	36 months
Details Credit Score: B 625-699; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	3.50%	-	3.50%	36 months
Details Credit Score: A 700 & Up; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.00%	-	4.00%	60 months
Details Credit Score: A 700 & Up; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.00%	-	4.00%	48 months
Details Credit Score: B 625-699; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	4.00%	-	4.00%	48 months
Details Credit Score: A 700 & Up; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	4.00%	-	4.00%	36 months
Details Credit Score: B 625-699; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.25%	-	4.25%	36 months
Details Credit Score: C 550-624; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.50%	-	4.50%	72 months
Details Credit Score: A 700 & Up; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.50%	-	4.50%	60 months
Details Credit Score: B 625-699; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	4.50%	-	4.50%	60 months
Details Credit Score: A 700 & Up; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	4.50%	-	4.50%	48 months
Details Credit Score: B 625-699; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.75%	-	4.75%	48 months
Details Credit Score: C 550-624; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	4.75%	-	4.75%	36 months
Details Credit Score: D below 550; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	4.75%	-	4.75%	36 months
Details Credit Score: C 550-624; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.00%	-	5.00%	84 months
Details Credit Score: A 700 & Up; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.00%	-	5.00%	72 months
Details Credit Score: B 625-699; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.00%	-	5.00%	72 months
Details Credit Score: A 700 & Up; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.00%	-	5.00%	60 months
Details Credit Score: B 625-699; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.25%	-	5.25%	60 months
Details Credit Score: C 550-624; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.25%	-	5.25%	48 months
Details Credit Score: D below 550; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.25%	-	5.25%	48 months
Details Credit Score: C 550-624; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.25%	-	5.25%	36 months
Details Credit Score: D below 550; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.50%	-	5.50%	84 months
Details Credit Score: B 625-699; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.50%	-	5.50%	84 months
Details Credit Score: A 700 & Up; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.50%	-	5.50%	72 months
Details Credit Score: B 625-699; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.75%	-	5.75%	72 months
Details Credit Score: C 550-624; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	5.75%	-	5.75%	60 months
Details Credit Score: D below 550; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.75%	-	5.75%	60 months
Details Credit Score: C 550-624; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	5.75%	-	5.75%	48 months
Details Credit Score: D below 550; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	6.00%	-	6.00%	84 months
Details Credit Score: B 625-699; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	6.25%	-	6.25%	84 months
Details Credit Score: C 550-624; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	6.25%	-	6.25%	72 months
Details Credit Score: D below 550; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	6.25%	-	6.25%	72 months
Details Credit Score: C 550-624; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	6.25%	-	6.25%	60 months
Details Credit Score: D below 550; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
New Vehicle Auto or Truck	6.75%	-	6.75%	84 months
Details Credit Score: D below 550; Maximum $120,000, Less than 10K miles, 90% financing or 100% with GAP insurance Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	6.75%	-	6.75%	84 months
Details Credit Score: C 550-624; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	6.75%	-	6.75%	72 months
Details Credit Score: D below 550; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Used Vehicle Auto or Truck	7.25%	-	7.25%	84 months
Details Credit Score: D below 550; Black Book Avg Retail up to $100,000 max; Age of vehicle + term cannot exceed 10 yrs Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle and Older Used Vehicle	5.25%	5.25%	36 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 5.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	5.75%	5.75%	48 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	5.75%	5.75%	36 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.25%	6.25%	60 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.25%	6.25%	48 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.25%	6.25%	36 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.75%	6.75%	72 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.75%	6.75%	60 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.75%	6.75%	48 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	6.75%	6.75%	36 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.25%	7.25%	84 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.25%	7.25%	72 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.25%	7.25%	60 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.25%	7.25%	48 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.75%	7.75%	84 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.75%	7.75%	72 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	7.75%	7.75%	60 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	8.25%	8.25%	120 months
Details Credit Score: A 700 & Up; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 8.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	8.25%	8.25%	84 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 8.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	8.25%	8.25%	72 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 8.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	8.75%	8.75%	120 months
Details Credit Score: B 625-699; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	8.75%	8.75%	84 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	9.25%	9.25%	120 months
Details Credit Score: C 550-624; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 9.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Recreational Vehicle and Older Used Vehicle	9.75%	9.75%	120 months
Details Credit Score: D below 550; RV, Older Used Vehicle, Boat, Motorcycle, Jet Skis, ATVs, Golf Carts, Snowmobile, etc; 100% Average Retail RV Max $120,000.00 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 9.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Student Loan Rates

Product	Rate	Points	APR	Term	View More
Education Loan Special	-	-	5.00%	48 months maximum
Details Regardless of credit score for all qualified borrowers; $30,000 maximum (includes all other unsecured debt with CFFCU); School invoice/bill must be presented; Now available year-round Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Card	-	9.11%
Details Minimum Payment: 2% of balance; Effective Date: 07/01/2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.11% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Personal Loan Rates

Product	APR	Term
Signature and Cosigner Loan	3.25%	12 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	5.25%	24 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	5.25%	12 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	6.75%	36 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	6.75%	24 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	6.75%	12 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	8.25%	48 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	8.25%	36 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	8.25%	24 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	8.25%	12 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	9.75%	60 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	9.75%	48 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	9.75%	36 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	9.75%	24 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	11.00%	72 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	11.25%	60 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	11.25%	48 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	11.25%	36 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	12.75%	84 months
Details Credit Score: A 700 & Up; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	12.75%	72 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	12.75%	60 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	12.75%	48 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	14.25%	84 months
Details Credit Score: B 625-699; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 14.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	14.25%	72 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 14.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	14.25%	60 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 14.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	15.75%	84 months
Details Credit Score: C 550-625; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	15.75%	72 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Signature and Cosigner Loan	17.25%	84 months
Details Credit Score: D below 550; Maximum $30,000 total unsecured Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 17.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Chicago Firefighters Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Tuition/Educational Loan	5.00%	-	5.00%	up to 48 months
Details Maximum $30,000.00 total unsecured; Tuition/Educational loan is subject to discontinuance at any time at the discretion of the Board of Directors of the CFFCU Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 5.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Chicago Firefighters Credit Union’s Texas Ratio stayed near 0.25% in Q3 2023 to 0.28% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$93M	0.28%	5.0	A+
March 31, 2026	$91M	0.13%	5.0	A+
December 31, 2025	$85M	0.60%	5.0	A+
September 30, 2025	$84M	0.51%	5.0	A+
June 30, 2025	$81M	0.65%	5.0	A+
March 31, 2025	$81M	0.50%	5.0	A+
December 31, 2024	$78M	0.57%	5.0	A+
September 30, 2024	$75M	0.22%	5.0	A+
June 30, 2024	$75M	0.40%	5.0	A+
March 31, 2024	$75M	0.38%	5.0	A+
December 31, 2023	$74M	0.13%	5.0	A+
September 30, 2023	$75M	0.25%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Chicago Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Chicago Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chicago Firefighters Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chicago Firefighters Credit Union

Website https://chicagofirefighterscu.com

Address 6230 S Central Ave, Chicago, IL 60638

Phone 773-581-5253

Fax 773-581-5712

President Michael Dudak

CEO Gloria Hnojsky

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.28%

Return on Assets (ROA)

0.6479%

Return on Equity (ROE)

4.5908%

Non-Performing Loans Ratio (NPL)

0.07%

Total Assets

92,903,888

Total Amount of Shares and Deposits

78,673,681

Total Shares and Deposits < 1 Year

78,673,682

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,731,325

Total Uninsured Shares and Deposits > $250K (F+J)

1,731,325

Total Insured Shares and Deposits > $250K (item 17 less item K)

76,942,356

Total Interest Expense (Sum of items 6 8)

724,831

Share Certificates

381

Number of Accounts for Share Drafts

864

Number of Accounts for Regular Shares

7,002

Net Income (unless the amount is already included in Undivided Earnings)

601,940

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,671,156

Total Liabilities

79,792,068

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Chicago Firefighters Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Rankings are updated every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #83 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Chicago Firefighters Credit Union

Does Chicago Firefighters Credit Union offer CDs?

Yes. Chicago Firefighters Credit Union current CD rates include its 12 mos. CD at 4.33% APY and its 6 mos. CD at 3.81% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Chicago Firefighters Credit Union NCUA insured?

Yes. Chicago Firefighters Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Chicago Firefighters Credit Union?

The highest Chicago Firefighters Credit Union CD rate is its 12 mos. CD at 4.33% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Chicago Firefighters Credit Union offer?

Chicago Firefighters Credit Union CD rates are 3.81% APY for a 6 month CD and 4.33% APY for a 12 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Chicago Firefighters Credit Union for its full lineup.

What is the highest checking rate at Chicago Firefighters Credit Union?

The highest Chicago Firefighters Credit Union checking rate is its Share Draft (Checking) at 0.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Chicago Firefighters Credit Union?

The lowest Chicago Firefighters Credit Union auto loan rate is its New Vehicle Auto or Truck at 3.00%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Chicago Firefighters Credit Union?

The lowest Chicago Firefighters Credit Union personal loan rate is its Signature and Cosigner Loan at 3.25%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Chicago Firefighters Credit Union?

The lowest Chicago Firefighters Credit Union credit card APR is its Visa Card Credit Card at 9.11% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Chicago Firefighters Credit Union operate?

Chicago Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chicago Firefighters Credit Union?

Yes, to access services at Chicago Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chicago Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chicago Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chicago Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Chicago Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://chicagofirefighterscu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Chicago Firefighters Credit Union rates compare?

Chicago Firefighters Credit Union's CD rates are 40% higher than the MonitorBankRates national average, and it has an A+ health rating. Chicago Firefighters Credit Union's top rates are its 12 mos. CD at 4.33% APY, its Share Draft (Checking) at 0.50% APY, its Signature and Cosigner Loan at 3.25% APR and its Visa Card Credit Card at 9.11% APR, verified by MonitorBankRates on October 29, 2026.

Compare to Other Credit Unions

Chicago Firefighters Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Chicago Firefighters Credit Union Texas Ratio

Chicago Firefighters Credit Union Health Trend

Chicago Firefighters Credit Union CD Rates

Chicago Firefighters Credit Union Savings Rates

Chicago Firefighters Credit Union Checking Rates

Chicago Firefighters Credit Union Home Equity & HELOC

Chicago Firefighters Credit Union Auto Loan Rates

Chicago Firefighters Credit Union RV, Boat and Powersport Loan Rates

Chicago Firefighters Credit Union Student Loan Rates

Chicago Firefighters Credit Union Credit Card Rates

Chicago Firefighters Credit Union Personal Loan Rates

Chicago Firefighters Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Chicago Firefighters Credit Union earned the Top 100 Healthiest badge

Customer Reviews

Frequently Asked Questions About Chicago Firefighters Credit Union

Does Chicago Firefighters Credit Union offer CDs?

Are CDs from Chicago Firefighters Credit Union NCUA insured?

What is the highest CD rate at Chicago Firefighters Credit Union?

What CD terms does Chicago Firefighters Credit Union offer?

What is the highest checking rate at Chicago Firefighters Credit Union?

What is the lowest auto loan rate at Chicago Firefighters Credit Union?

What is the lowest personal loan rate at Chicago Firefighters Credit Union?

What is the lowest credit card APR at Chicago Firefighters Credit Union?

How many branches does Chicago Firefighters Credit Union operate?

Is a member application needed to join Chicago Firefighters Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Chicago Firefighters Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Chicago Firefighters Credit Union rates compare?

Compare to Other Credit Unions