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 Credit Union of The Rockies Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Credit Union of The Rockies's top rates as of October 9, 2026 are 3.60% APY on its 12 Month First Tracks CD, 0.40% APY on money market accounts, 5.24% on its Done in 10 Mortgage (1st lien position), personal loans from 11.24% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Credit Union of The Rockies CD rates include 36 Month CD at 3.60%, 48 Month Baby-Jumbo CD at 3.60%, and 48 Month CD at 3.60%. MonitorBankRates evaluates the financial stability of Credit Union of The Rockies with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.44%. Rates last updated and verified on 10/09/2026. Credit Union of The Rockies money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of The Rockies? Share your experience about Credit Union of The Rockies by leaving a review below, or read customer reviews before you decide to use Credit Union of The Rockies. Credit Union of The Rockies
Corporate Office 1010 Johnson Rd Ste 350
https://www.cu-rockies.org/ Golden, CO 80401-6031  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Credit Union of The Rockies CD Rates
Credit Union of The Rockies Savings Rates
Credit Union of The Rockies Money Market Rates
Credit Union of The Rockies Mortgage Rates
Credit Union of The Rockies Home Equity & HELOC
Credit Union of The Rockies Auto Loan Rates
Credit Union of The Rockies RV, Boat and Powersport Loan Rates
Credit Union of The Rockies Credit Card Rates
Credit Union of The Rockies Personal Loan Rates
Credit Union of The Rockies Other Rates
Financial Health HistoryCredit Union of The Rockies’s Texas Ratio rose from 0.63% in Q3 2023 to 10.44% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of The Rockies is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of The Rockies rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of The Rockies's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of The Rockies
Website
https://www.cu-rockies.org/
Address
1010 Johnson Rd Ste 350,
Golden, CO 80401-6031
Phone
303-273-5200
Fax
President
Martina Ferris
CEO
Peter Bullard
Full-Time Employees
30
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.44%
Return on Assets (ROA)
0.0423%
Return on Equity (ROE)
0.3819%
Non-Performing Loans Ratio (NPL)
1.92%
Total Assets
113,296,539
Total Amount of Shares and Deposits
100,642,003
Total Shares and Deposits < 1 Year
95,375,943
Total Shares and Deposits 1 3 Years
4,694,292
Total Shares and Deposits > 3 Years
571,769
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,086,133
Total Uninsured Shares and Deposits > $250K (F+J)
11,086,133
Total Insured Shares and Deposits > $250K (item 17 less item K)
89,555,870
Total Interest Expense (Sum of items 6 8)
545,940
Share Certificates
655
Number of Accounts for Share Drafts
5,025
IRA KEOGH Accounts
252
Number of Accounts for Regular Shares
8,694
Money Market Shares
1,101
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,928,075
Total Liabilities
101,443,750
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Credit Union of The RockiesHow many branches does Credit Union of The Rockies operate?Credit Union of The Rockies currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of The Rockies?Yes, to access services at Credit Union of The Rockies, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of The Rockies does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of The Rockies provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of The Rockies offer online and mobile banking?Most modern institutions like Credit Union of The Rockies provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cu-rockies.org/. Current Credit Union of The Rockies Rates
Retrieved from our database of financial products. Rates subject to change.
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