Crossroads Financial Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Crossroads Financial Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Crossroads Financial Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCrossroads Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Crossroads Financial Federal Credit Union? Share your experience about Crossroads Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Crossroads Financial Federal Credit Union. Overall, Crossroads Financial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Crossroads Financial Federal Credit Union Main Office 1102 W Votaw ST Portland, IN 47371  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Visa
15.350%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.450%
$0
60
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Signature Loan
10.000%
$0
12 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Crossroads Financial Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Crossroads Financial Federal Credit Union
Website: https://www.crossroadsfcu.org
Full Time Employees: 19Part Time Employees: 7 President: Joday Auker CEO: Donald Gillespie Branch Locations: 3 ATM Locations: 4 Corporate Office Address:
1102 W Votaw ST
Portland, IN 47371 Phone Number: 260-726-2142 Fax Number: 260-726-6846 FinancialsTotal Assets:
96,219,592
Total Amount of Shares and Deposits:
82,307,732
Total Shares and Deposits < 1 Year:
81,989,466
Total Shares and Deposits 1 3 Years:
239,718
Total Shares and Deposits > 3 Years:
78,548
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,062,687
Total Uninsured Shares and Deposits > $250K (F+J):
1,062,687
Total Insured Shares and Deposits > $250K (item 17 less item K):
81,245,045
Total Interest Expense (Sum of items 6 8):
579,739
Share Certificates:
417
Number of Accounts for Share Drafts:
6,137
IRA KEOGH Accounts:
169
Number of Accounts for Regular Shares:
10,881
Money Market Shares:
134
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,448,760
Total Liabilities:
82,776,915
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Crossroads Financial Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Crossroads Financial Federal Credit UnionIs a member application needed to join Crossroads Financial Federal Credit Union?Yes, to access services at Crossroads Financial Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Crossroads Financial Federal Credit Union provides a range of mortgage and home equity products. Is Crossroads Financial Federal Credit Union a safe place to deposit money?Yes, Crossroads Financial Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Crossroads Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Crossroads Financial Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 0.35% and 3-month CD rates at 1.51%. Savings rates are at 0.15% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 11.96%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
