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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CSE Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
CSE Federal Credit Union's IRA CD 6-Month rates are at 3.09%, 6-Month CD rates are at 3.04%, IRA CD 1-Year rates are at 2.99%, 1-Year CD rates are at 2.94%, IRA CD 18-Month rates are at 2.89%. CSE Federal Credit Union's savings rates are at 0.10%. CSE Federal Credit Union's money market rates are at 0.55%. CSE Federal Credit Union's Personal Loan Rates are at 6.10%. MonitorBankRates evaluates the financial stability of CSE Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.33%. Rates were last updated on 04/17/2026. CSE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSE Federal Credit Union? Share your experience about CSE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CSE Federal Credit Union. CSE Federal Credit Union
CSE Federal Credit Union 4321 Nelson Rd
https://www.csefcu.org Lake Charles, LA 70605 4119 
CSE Federal Credit Union CD Rates
CSE Federal Credit Union Savings Rates
CSE Federal Credit Union Money Market Rates
CSE Federal Credit Union Checking Rates
CSE Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CSE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CSE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CSE Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CSE Federal Credit Union
Website
https://www.csefcu.org
Address
4321 Nelson Rd,
Lake Charles, LA 70605 4119
Phone
337-477-2000
Fax
President
Leo Blackmer
CEO
Matt Koch
Full-Time Employees
122
Part-Time Employees
4
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.33%
Return on Assets (ROA)
0.1652%
Return on Equity (ROE)
1.5345%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
454,613,388
Total Amount of Shares and Deposits
407,010,330
Total Shares and Deposits < 1 Year
402,507,236
Total Shares and Deposits 1 3 Years
3,193,018
Total Shares and Deposits > 3 Years
1,310,076
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,688,548
Total Uninsured Shares and Deposits > $250K (F+J)
28,688,548
Total Insured Shares and Deposits > $250K (item 17 less item K)
378,321,782
Total Interest Expense (Sum of items 6 8)
4,474,701
Share Certificates
2,648
Number of Accounts for Share Drafts
16,573
IRA KEOGH Accounts
831
Number of Accounts for Regular Shares
35,725
All other shares
650
Money Market Shares
252
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,936,923
Total Liabilities
407,439,455
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CSE Federal Credit UnionIs CSE Federal Credit Union a safe place to deposit money?Yes, CSE Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3310509898154%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CSE Federal Credit Union operate?CSE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CSE Federal Credit Union?Yes, to access services at CSE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CSE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CSE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CSE Federal Credit Union offer online and mobile banking?Most modern institutions like CSE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csefcu.org. Current CSE Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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