|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Gather Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Gather Federal Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of Gather Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.37%. Rates were last updated on 04/23/2026. Gather Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gather Federal Credit Union? Share your experience about Gather Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gather Federal Credit Union. Gather Federal Credit Union
Kukui Grove Office 4493 Pahee St
https://www.gatherfcu.org Lihue, HI 96766 
Gather Federal Credit Union Auto Loan Rates
Gather Federal Credit Union Credit Card Rates
Gather Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gather Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gather Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gather Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gather Federal Credit Union
Website
https://www.gatherfcu.org
Address
4493 Pahee St,
Lihue, HI 96766
Phone
808-245-6791
Fax
808-246-0246
President
Walton Hong
CEO
Tess Shimabukuro
Full-Time Employees
97
Part-Time Employees
0
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.37%
Return on Assets (ROA)
1.1550%
Return on Equity (ROE)
9.3082%
Non-Performing Loans Ratio (NPL)
1.49%
Total Assets
888,623,980
Total Amount of Shares and Deposits
798,075,904
Total Shares and Deposits < 1 Year
793,694,405
Total Shares and Deposits 1 3 Years
4,381,500
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,475,963
Total Uninsured Shares and Deposits > $250K (F+J)
20,475,963
Total Insured Shares and Deposits > $250K (item 17 less item K)
777,599,941
Total Interest Expense (Sum of items 6 8)
9,229,002
Share Certificates
4,495
Number of Accounts for Share Drafts
26,224
IRA KEOGH Accounts
1,245
Number of Accounts for Regular Shares
42,445
All other shares
3,282
Money Market Shares
1,520
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
58,722,576
Total Liabilities
796,379,230
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gather Federal Credit UnionIs Gather Federal Credit Union a safe place to deposit money?Yes, Gather Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.3662757233283%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gather Federal Credit Union operate?Gather Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gather Federal Credit Union?Yes, to access services at Gather Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gather Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gather Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gather Federal Credit Union offer online and mobile banking?Most modern institutions like Gather Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gatherfcu.org. Compare to Other Credit Unions
Coffee County Teachers Federal Credit Union
Lifetime Federal Credit Union
McPherson Co-op Credit Union
First Alliance Credit Union
New Orleans Public Belt Railroad Federal Credit Union
My Pensacola Federal Credit Union
Bloomington Postal Employees Credit Union
St Ludmilas Credit Union
Common Cents Federal Credit Union
Minnesota Power Employees Credit Union
Coloramo Federal Credit Union
Pine Bluff Cotton Belt Federal Credit Union
Delta Schools Federal Credit Union
Vidor Teachers Federal Credit Union
S E A Credit Union
The Florist Federal Credit Union
Fort Financial Federal Credit Union
Greater Waterbury Healthcare Federal Credit Union
First Oklahoma Federal Credit Union
Pueblo Government Agencies Federal Credit Union
SHAKER HEIGHTS
|
||||||||||||||||||||||||||||||||||||||||||
