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Delancey Street Federal Credit Union Rates and Review January 2026

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Delancey Street Federal Credit Union12-month CD rates can be found at 3.70%, 6-month CD rates at 3.00% and 3-month CD rates at 0.25%. Savings rates are at 0.10% and money market rates are at 2.25%. Mortgage rates on 30-year fixed loans are around 6.06%. Credit Card rates are at 16.95%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Delancey Street Federal Credit Union rates.

Compare Delancey Street Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Delancey Street Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Delancey Street Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Delancey Street Federal Credit Union? Share your experience about Delancey Street Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Delancey Street Federal Credit Union.

Overall, Delancey Street Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Delancey Street Federal Credit Union
San Francisco
600 The Embarcadero
San Francisco, CA 94107
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.95%
$500
Primis Savings
3.85%
$1
Money Market Advantage
3.82%
$25,000
18-Month CD
3.80%
$500
36-Month CD
3.80%
$1,000
12-Month CD
3.76%
$2,500
48-Month CD
3.75%
$500
60-Month CD
3.75%
$500
18-Month CD
3.75%
$0
18-Month CD
3.50%
$500
12-Month CD
3.49%
$1,000
11-Month CD
3.45%
$1,000
18-Month CD
3.42%
$500
18-Month CD
3.40%
$500
24-Month CD
3.40%
$500
18-Month CD
3.40%
$1,000
Money Market
3.30%
$1,500
48-Month CD
3.30%
$100
48-Month CD
3.25%
$200
24-Month CD
3.25%
$500
24-Month CD
3.25%
$5,000
18-Month CD
3.24%
$1,000
24-Month CD
3.14%
$500
60-Month CD
3.00%
$500
24-Month CD
2.78%
$1,000
48-Month CD
2.75%
$500
48-Month CD
2.60%
$1,000
24-Month CD
2.55%
$500
30-Month CD
2.50%
$1,000
24-Month CD
2.35%
$500
36-Month CD
2.32%
$1,000
18-Month CD
2.25%
$500
60-Month CD
2.25%
$500
12-Month CD
2.00%
$500
Money Market
1.50%
$1,000
60-Month CD
1.20%
$1,000
48-Month CD
1.16%
$1,000
36-Month CD
1.10%
$1,000
24-Month CD
0.45%
$500
36-Month CD
0.37%
$500
18-Month CD
0.25%
$1,000
Passbook Savings
0.15%
$100
6-Month CD
0.15%
$500
Statement Savings
0.10%
$100
Premier Plus Checking
0.05%
$500
NOW Checking
0.05%
$2,500
Savings
0.05%
$10
Statement Savings
0.01%
$10
Money Market
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
30-Year Fixed
5.875%
6.000%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.625%
5.778%
0.000
10 Year Fixed
5.750%
5.883%
0.000
15 Year Fixed
5.375%
5.588%
0.000
5.500%
5.581%
0.000
30-Year Fixed
5.875%
6.002%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
5.875%
5.963%
0.000
5.300%
5.433%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.750%
6.078%
0.000
4.875%
5.129%
0.000
5.500%
5.556%
0.000
6.000%
6.006%
0.000
4.625%
4.690%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
15-Year Fixed
5.875%
6.120%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
6.000%
6.257%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.625%
5.697%
0.000
5.500%
5.603%
0.000
5.250%
5.562%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.875%
6.055%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.500%
5.786%
2.280
5.250%
5.452%
0.000
5.875%
6.023%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.625%
6.461%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.875%
5.931%
0.000
5.500%
5.736%
0.000
5.250%
5.506%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.500%
5.799%
0.000
30 Year Fixed
6.000%
6.107%
0.000
20 Year Fixed
5.500%
5.640%
0.000
15 Year Fixed
5.250%
5.306%
0.000
30 Year Fixed
5.625%
5.704%
0.250
5.875%
6.055%
0.000
6.000%
6.061%
0.000
20-Year Fixed
6.125%
6.183%
0.000
5.240%
6.315%
0.000
20-Year Fixed
5.875%
5.968%
0.000
5.625%
5.760%
0.375
6.000%
6.310%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Platinum Rewards
14.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Academic VISA® Gold
15.400%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA® Gold
11.960%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Business Select Credit Card Mastercard
18.000%
VISA Platinum without Rewards
7.900%
8.990% - 17.990%
Maximum limit of $30,000
Access FCU Visa Gold
9.900%
18.000%
VISA Credit Card
11.900%
No annual fee
Academic VISA® Classic
15.400%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
VISA Platinum with Rewards
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.500%
$0
60 - 60
8.990% - 17.990%
$0
12.990%
$0 - $2,000
24 - 24
Access Line Of Credit
16.240%
$0
13.240%
$0 - $2,000
36 - 36
8.950%
$0
1 - 60
13.990%
$0
Personal Line of Credit Variable
13.150%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
12.990%
$0
13 - 60
10.250% - 17.950%
$0
1 - 36
10.500%
$0 - $5,000
24 - 36
9.900%
$0
11.240%
$0 - $10,000
60 - 60
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Signature Loan
11.000%
$0
96
14.200%
$5,000 - $8,000
48 - 48
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
11.900%
$0 - $15,000
24 - 60
11.240% - 17.950%
$0
25 - 36
Technology Loan
9.750%
$0
36
7.750% - 16.750%
$0
1 - 36
Credit Starter Loan
16.250%
$0
Debt Consolidation Loan
9.000%
$0
108
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Delancey Street Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Delancey Street Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 1
President: Pamela Tebo
CEO: Michael Boris
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
600 The Embarcadero
San Francisco, CA 94107
Phone Number: 415-512-5105
Fax Number: 415-512-5175

Financials

Total Assets:
468,083
Total Amount of Shares and Deposits:
328,502
Total Shares and Deposits < 1 Year:
208,956
Total Shares and Deposits > 3 Years:
119,546
Total Insured Shares and Deposits > $250K (item 17 less item K):
328,502
Number of Accounts for Regular Shares:
83
All other shares:
4
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
84,586
Total Liabilities:
328,502
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Delancey Street Federal Credit Union

Is a member application needed to join Delancey Street Federal Credit Union?

Yes, to access services at Delancey Street Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Delancey Street Federal Credit Union provides a range of mortgage and home equity products.

Is Delancey Street Federal Credit Union a safe place to deposit money?

Yes, Delancey Street Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Delancey Street Federal Credit Union offer online and mobile banking?

Most modern institutions like Delancey Street Federal Credit Union provide digital access including online balance checks and transfers.

Current Delancey Street Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions