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Department of The Interior Federal Credit Union Rates and Review January 2026

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Department of The Interior Federal Credit Union12-month CD rates can be found at 4.58%, 6-month CD rates at 0.20% and 3-month CD rates at 1.50%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 8.99%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates which you can compare to Department of The Interior Federal Credit Union rates.

Compare Department of The Interior Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Department of The Interior Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Department of The Interior Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Department of The Interior Federal Credit Union? Share your experience about Department of The Interior Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Department of The Interior Federal Credit Union.

Overall, Department of The Interior Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Department of The Interior Federal Credit Union
DC Branch
1849 C ST NW RM B038
Washington, DC 20240
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
7-Month CD
3.88%
$500
30-Month CD
3.72%
$1,000
24-Month CD
3.50%
$500
24-Month CD
3.50%
$500
12-Month CD
3.50%
$500
18-Month CD
3.50%
$1,000
24-Month CD
3.40%
$1,000
60-Month CD
3.14%
$1,000
18-Month CD
3.03%
$1,000
12-Month CD
3.00%
$250
36-Month CD
3.00%
$1,000
Prestige Checking
3.00%
$500
30-Month CD
2.78%
$1,000
24-Month CD
2.75%
$1,000
Hometown Money Market
2.75%
$25,000
48-Month CD
2.65%
$500
3-Month CD
2.60%
$1,000
60-Month CD
2.50%
$5,000
18-Month CD
2.50%
$500
48-Month CD
2.07%
$1,000
48-Month CD
2.02%
$500
Money Market Plus
2.02%
$2,500
48-Month CD
2.00%
$500
48-Month CD
1.50%
$10,000
24-Month CD
1.50%
$500
12-Month CD
1.50%
$500
24-Month CD
1.35%
$1,000
60-Month CD
1.26%
$1,000
18-Month CD
1.10%
$1,500
60-Month CD
1.10%
$5,000
60-Month CD
1.01%
$1,000
Kasasa Savings
1.00%
$25
60-Month CD
1.00%
$1,000
48-Month CD
0.80%
$50
6-Month CD
0.75%
$500
18-Month CD
0.60%
$0
18-Month CD
0.40%
$500
30-Month CD
0.35%
$500
Advantage Interest Money Market
0.31%
$1,000,000
12-Month CD
0.20%
$500
Freedom Checking
0.20%
$500
Statement Savings
0.15%
$100
Savings
0.13%
$0
6-Month CD
0.10%
$1,000
Regular Savings
0.10%
$1
Statement Savings
0.05%
$100
First Choice Savings
0.05%
$100
Statement Savings
0.05%
$25
Regular Savings
0.04%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
565.625%
5.781%
0.875
15 Year Fixed
5.375%
5.717%
0.706
6.125%
6.199%
0.000
5.500%
5.646%
0.000
5.200%
5.453%
0.000
15-Year Fixed
5.375%
5.539%
0.000
30-Year Fixed
6.250%
6.263%
0.000
5.500%
5.565%
0.000
30-Year Fixed
6.750%
6.750%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.250%
6.232%
0.750
5.500%
5.799%
0.000
5.500%
5.640%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.500%
5.500%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.375%
5.639%
0.250
30-Year Fixed
5.875%
5.950%
0.000
15-Year Fixed
5.375%
5.479%
0.125
10 Year Fixed
5.750%
5.883%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.375%
6.220%
0.000
5.490%
5.539%
0.000
6.000%
6.403%
0.000
6.000%
6.310%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.500%
5.612%
0.750
5.375%
5.721%
0.000
6.375%
6.662%
0.000
5.250%
5.867%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
4.240%
7.689%
0.000
5.875%
6.023%
0.000
5.875%
5.933%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.125%
5.637%
0.250
5.990%
6.290%
0.000
5.750%
5.849%
0.000
6.000%
6.303%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.850%
5.891%
0.000
5.875%
6.023%
0.000
5.625%
6.072%
0.000
6.000%
6.126%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.500%
5.620%
0.000
15-Year Fixed
5.500%
5.650%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
VISA® Credit Cards
7.990%
9.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
VISA® Classic
12.960%
8.750%
Security Service Power MasterCard
12.740% - 18.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Platinum Preferred Starter
17.990%
World Cash Back Credit Card Mastercard
18.000%
18.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Rewards Visa Credit Card
15.250%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadia Visa Credit Card
10.900%
No annual fee
Visa Platinum Preferred Rewards
15.740% - 17.990%
13.900%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.900% - 13.900%
Based upon credit worthiness.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 17.950%
$0
1 - 36
14.990%
$0
25 - 36
Personal Line of Credit
12.950% - 18.000%
$0
A+ Personal Loan
8.990%
$0
84
Access Line Of Credit
16.240%
$0
Personal Signature Loans
14.000%
$0
60
9.200% - 17.950%
$0 - $15,000
60 - 60
9.200% - 17.950%
$0 - $500
48 - 48
10.890%
$0
60
Personal Loans
13.250%
$0
6184
Line of Credit
13.700%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Bill Consolidation Loan
8.990%
$0
60
10.490%
$0
60 - 60
Personal Lines of Credit
11.900% - 19.400%
$0
10.700%
$0 - $10,000
60 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
18.000%
$0 - $500
5
9.990% - 16.240%
$0
61 - 66
9.490%
$0
48 - 48
Technology Loan
9.750%
$0
36
13.740%
$0
60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Department of The Interior Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Department of The Interior Federal Credit Union
Full Time Employees: 37
Part Time Employees: 2
President: Mark Davis
CEO: Michael Merryman
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1849 C ST NW RM B038
Washington, DC 20240
Phone Number: 202-208-3936
Fax Number: 202-219-9326

Financials

Total Assets:
274,684,674
Total Amount of Shares and Deposits:
248,973,203
Total Shares and Deposits < 1 Year:
209,552,734
Total Shares and Deposits 1 3 Years:
37,177,058
Total Shares and Deposits > 3 Years:
2,243,412
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,395,016
Total Uninsured Shares and Deposits > $250K (F+J):
20,395,016
Total Insured Shares and Deposits > $250K (item 17 less item K):
228,578,187
Total Interest Expense (Sum of items 6 8):
4,094,168
Share Certificates:
2,842
Number of Accounts for Share Drafts:
9,378
IRA KEOGH Accounts:
523
Number of Accounts for Regular Shares:
21,097
All other shares:
1
Non Member Deposits:
18
Money Market Shares:
1,565
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,185,907
Total Liabilities:
257,842,022
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Department of The Interior Federal Credit Union

Is a member application needed to join Department of The Interior Federal Credit Union?

Yes, to access services at Department of The Interior Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Department of The Interior Federal Credit Union provides a range of mortgage and home equity products.

Is Department of The Interior Federal Credit Union a safe place to deposit money?

Yes, Department of The Interior Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Department of The Interior Federal Credit Union offer online and mobile banking?

Most modern institutions like Department of The Interior Federal Credit Union provide digital access including online balance checks and transfers.

Current Department of The Interior Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions