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Destinations Credit Union Rates and Review January 2026

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Destinations Credit Union12-month CD rates can be found at 2.77%, 6-month CD rates at 2.02% and 3-month CD rates at 0.50%. Savings rates are at 0.13% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.65%. Credit Card rates are at 14.00%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates which you can compare to Destinations Credit Union rates.

Compare Destinations Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Destinations Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Destinations Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Destinations Credit Union? Share your experience about Destinations Credit Union by leaving a review below, or read customer reviews before you decide to use Destinations Credit Union.

Overall, Destinations Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Destinations Credit Union
Main Branch Office
8767 Satyr Hill Rd
Baltimore, MD 21234
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.06%
$500
12-Month CD
4.06%
$1,000
60-Month CD
3.75%
$1,000
60-Month CD
3.65%
$500
60-Month CD
3.60%
$25,000
48-Month CD
3.60%
$1,000
48-Month CD
3.50%
$100
24-Month CD
3.40%
$500
12-Month CD (CDARS)
3.20%
$250,000
6-Month CD
3.14%
$500
12-Month CD
3.10%
$2,500
48-Month CD
3.00%
$2,000
9-Month CD
3.00%
$5,000
36-Month CD
2.87%
$2,500
30-Month CD
2.57%
$1,000
36-Month CD
2.50%
$500
12-Month CD
2.50%
$1,000
36-Month CD
2.30%
$500
Passbook Savings
2.25%
$5
24-Month CD
2.07%
$1,000
12-Month CD
2.00%
$500
24-Month CD
2.00%
$1,000
48-Month CD
1.80%
$500
36-Month CD
1.75%
$1,000
60-Month CD
1.51%
$1,000
12-Month CD
1.50%
$2,500
60-Month CD
1.26%
$1,000
18-Month CD
1.26%
$1,000
6-Month CD
1.15%
$500
Loyalty Checking
1.00%
$0
Kasasa Savings
1.00%
$0
3-Month CD
1.00%
$500
18-Month CD
0.75%
$5,000
3-Month CD
0.75%
$500
36-Month CD
0.40%
$500
36-Month CD
0.40%
$1,000
24-Month CD
0.35%
$500
12-Month CD
0.25%
$500
Money Market
0.25%
$1,000
Savings
0.25%
$2,500
36-Month CD
0.20%
$1,000
Money Market
0.10%
$1,000
12-Month CD
0.10%
$1,000
Statement Savings
0.10%
$0
24-Month CD
0.10%
$1
Check Plus Checking
0.05%
$25
Statement Savings
0.05%
$100
6-Month CD
0.05%
$500
Savings
0.03%
$0
48-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.250%
5.633%
0.000
5.250%
5.506%
0.000
5.875%
5.888%
0.000
5.750%
5.849%
0.000
6.525%
6.595%
0.000
5.375%
5.416%
0.000
6.000%
6.250%
0.000
5.375%
5.446%
0.000
5.875%
5.907%
0.000
5.000%
5.080%
0.000
5.875%
5.900%
0.000
5.850%
5.891%
0.000
5.000%
5.128%
0.250
5.750%
5.789%
0.000
30-Year Fixed
6.000%
6.031%
0.000
4.625%
4.690%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
6.000%
6.148%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.250%
6.055%
0.000
20 Year Fixed
5.500%
5.640%
0.000
6.250%
7.325%
0.000
5.490%
5.539%
0.000
15 Year Fixed
5.750%
6.062%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.500%
5.695%
0.000
15-Year Fixed
5.750%
5.943%
0.000
7-Year ARM
5.250%
5.752%
0.000
6.300%
6.498%
0.000
30 year Fixed
6.000%
6.034%
0.000
20-Year Fixed
5.625%
5.710%
0.000
5.875%
6.091%
0.000
5.750%
5.977%
0.000
6.000%
6.403%
0.000
6.125%
6.320%
0.000
4.250%
4.514%
0.750
30-Year Fixed
5.875%
5.973%
0.000
5.500%
5.612%
0.750
6.250%
6.389%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.875%
6.019%
1.000
6.000%
6.113%
0.000
6.250%
6.199%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.375%
6.220%
0.000
5.875%
5.894%
0.000
5.875%
6.023%
0.125
20 Year Fixed
5.500%
5.659%
0.000
5.375%
5.652%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Classic Card
12.900%
No annual fee
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Signature® Rewards
17.750%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
14.240%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
18.000%
Visa Platinum Preferred
14.240% - 17.990%
Visa Business Rewards Card
15.240%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Traditional
14.240% - 18.000%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Crimson Card
13.240%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Savings Secured Visa®
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
8.900%
Visa Crimson Rewards Card
13.740%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Access FCU Visa Classic
13.500%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.740%
$5,000
60 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Line of Credit Variable
16.740%
$0
8.500%
$0 - $6,000
42
Personal Lines of Credit
11.900% - 19.400%
$0
Bill Consolidation Loan
8.990%
$0
60
New Signature Loans
8.990%
$0
12.990%
$0
12
Personal Loans
13.250%
$0
6184
13.990%
$0
9.990% - 18.000%
$0 - $50,000
Personal Loan
11.760%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
13.490%
$0 - $5,000
48 - 48
Signature Loans
12.990%
$0
48
10.990%
$0 - $10,000
60 - 60
7.750% - 16.750%
$0
1 - 36
9.990% - 16.240%
$0
61 - 66
8.490%
$0
36 - 36
9.200% - 17.950%
$0 - $500
48 - 48
11.740% - 17.990%
$0
Signature Loan
10.500%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.500%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Destinations Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Destinations Credit Union
Full Time Employees: 16
Part Time Employees: 2
President: Elizabeth Kreider
CEO: Brian Vittek
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
8767 Satyr Hill Rd
Baltimore, MD 21234
Phone Number: 410-663-2500
Fax Number: 410-663-2150

Financials

Total Assets:
64,731,652
Total Amount of Shares and Deposits:
55,968,481
Total Shares and Deposits < 1 Year:
52,364,428
Total Shares and Deposits 1 3 Years:
2,054,717
Total Shares and Deposits > 3 Years:
1,549,336
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,538,162
Total Uninsured Shares and Deposits > $250K (F+J):
1,538,162
Total Insured Shares and Deposits > $250K (item 17 less item K):
54,430,319
Total Interest Expense (Sum of items 6 8):
401,807
Share Certificates:
627
Number of Accounts for Share Drafts:
3,369
IRA KEOGH Accounts:
543
Number of Accounts for Regular Shares:
6,472
All other shares:
2,320
Net Income (unless the amount is already included in Undivided Earnings):
198,617
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,870,203
Total Liabilities:
56,230,175
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Destinations Credit Union

Is a member application needed to join Destinations Credit Union?

Yes, to access services at Destinations Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Destinations Credit Union provides a range of mortgage and home equity products.

Is Destinations Credit Union a safe place to deposit money?

Yes, Destinations Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Destinations Credit Union offer online and mobile banking?

Most modern institutions like Destinations Credit Union provide digital access including online balance checks and transfers.

Current Destinations Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions