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iAdvertiser Disclosure
Advertiser Disclosure
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 Division 726 Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Division 726 Federal Credit Union's 24 Month CDs rates are at 1.61%, 18 Month CDs rates are at 1.51%, 12 Month CDs rates are at 1.31%, 6 Month CDs rates are at 1.11%, 3 Month CDs rates are at 1.00%. Division 726 Federal Credit Union's savings rates are at 0.75%. Division 726 Federal Credit Union's money market rates are at 1.00%. Division 726 Federal Credit Union's Personal Loan Rates are at 8.50%. Division 726 Federal Credit Union's Credit Card Rates are at 10.95%. MonitorBankRates evaluates the financial stability of Division 726 Federal Credit Union with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.62%. Rates were last updated on 04/18/2026. Division 726 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Division 726 Federal Credit Union? Share your experience about Division 726 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Division 726 Federal Credit Union. Division 726 Federal Credit Union
DIVISION 726 FCU 4886 ARTHUR KILL RD
https://div726fcu.com STATEN ISLAND, NY 10309 
Division 726 Federal Credit Union CD Rates
Division 726 Federal Credit Union Savings Rates
Division 726 Federal Credit Union Money Market Rates
Division 726 Federal Credit Union Checking Rates
Division 726 Federal Credit Union Credit Card Rates
Division 726 Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Division 726 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Division 726 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Division 726 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Division 726 Federal Credit Union
Website
https://div726fcu.com
Address
4886 ARTHUR KILL RD,
STATEN ISLAND, NY 10309
Phone
718-356-1616
Fax
718-948-4233
President
ANTHONY BENANTI
CEO
JAMES SUGRUE
Full-Time Employees
1
Part-Time Employees
8
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.1 / 5.0 ★
Overall Health & Safety Grade
C+ (78/100)
Texas Ratio
25.62%
Return on Assets (ROA)
-2.2784%
Return on Equity (ROE)
-13.7528%
Non-Performing Loans Ratio (NPL)
8.01%
Total Assets
9,029,642
Total Amount of Shares and Deposits
7,398,214
Total Shares and Deposits < 1 Year
6,560,301
Total Shares and Deposits 1 3 Years
837,913
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,398,214
Total Interest Expense (Sum of items 6 8)
86,101
Share Certificates
128
Number of Accounts for Share Drafts
326
IRA KEOGH Accounts
23
Number of Accounts for Regular Shares
4,112
Money Market Shares
133
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,797,030
Total Liabilities
7,533,693
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Division 726 Federal Credit UnionIs Division 726 Federal Credit Union a safe place to deposit money?Yes, Division 726 Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 25.616648695911%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Division 726 Federal Credit Union operate?Division 726 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Division 726 Federal Credit Union?Yes, to access services at Division 726 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Division 726 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Division 726 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Division 726 Federal Credit Union offer online and mobile banking?Most modern institutions like Division 726 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://div726fcu.com. Current Division 726 Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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