Division 726 Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Division 726 Federal Credit Union's 24 Month CD rates are at 1.61%, 18 Month CD rates are at 1.51%, 12 Month CD rates are at 1.31%, 6 Month CD rates are at 1.11%, 3 Month CD rates are at 1.00%. Division 726 Federal Credit Union's savings rates are at 0.75%. Division 726 Federal Credit Union's money market rates are at 1.00%. Division 726 Federal Credit Union's Personal Loan Rates are at 10.50%. Division 726 Federal Credit Union's Credit Card Rates are at 10.95%.
Division 726 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Division 726 Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Division 726 Federal Credit Union Texas RatioDivision 726 Federal Credit Union's Texas Ratio is at 25.62%, which is considered good. The Texas Ratio for Division 726 Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while Division 726 Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.1
Excellent
Out of 5.0 Stars
Division 726 Federal Credit Union has earned a Smart Rating of 4.1 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Division 726 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4.1 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Division 726 Federal Credit Union
DIVISION 726 FCU 4886 ARTHUR KILL RD
STATEN ISLAND, NY 10309 
Division 726 Federal Credit Union CD Rates
Division 726 Federal Credit Union Savings Rates
Division 726 Federal Credit Union Money Market Rates
Division 726 Federal Credit Union Checking Rates
Division 726 Federal Credit Union Credit Card Rates
Division 726 Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Division 726 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Division 726 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Division 726 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Division 726 Federal Credit Union
Website: https://div726fcu.com
Full Time Employees: 1Part Time Employees: 8 President: ANTHONY BENANTI CEO: JAMES SUGRUE Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
4886 ARTHUR KILL RD
STATEN ISLAND, NY 10309 Phone Number: 718-356-1616 Fax Number: 718-948-4233 FinancialsTotal Assets:
9,029,642
Total Amount of Shares and Deposits:
7,398,214
Total Shares and Deposits < 1 Year:
6,560,301
Total Shares and Deposits 1 3 Years:
837,913
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,398,214
Total Interest Expense (Sum of items 6 8):
86,101
Share Certificates:
128
Number of Accounts for Share Drafts:
326
IRA KEOGH Accounts:
23
Number of Accounts for Regular Shares:
4,112
Money Market Shares:
133
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,797,030
Total Liabilities:
7,533,693
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Division 726 Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Division 726 Federal Credit Union
Frequently Asked Questions About Division 726 Federal Credit UnionIs a member application needed to join Division 726 Federal Credit Union?Yes, to access services at Division 726 Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Division 726 Federal Credit Union provides a range of mortgage and home equity products. Is Division 726 Federal Credit Union a safe place to deposit money?Yes, Division 726 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Division 726 Federal Credit Union offer online and mobile banking?Most modern institutions like Division 726 Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
