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Division 726 Federal Credit Union Rates and Review January 2026

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Division 726 Federal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 3.50% and 3-month CD rates at 0.20%. Savings rates are at 0.03% and money market rates are at 1.01%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 8.99%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to Division 726 Federal Credit Union rates.

Compare Division 726 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Division 726 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Division 726 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Division 726 Federal Credit Union? Share your experience about Division 726 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Division 726 Federal Credit Union.

Overall, Division 726 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Division 726 Federal Credit Union
DIVISION 726 FCU
4886 ARTHUR KILL RD
STATEN ISLAND, NY 10309
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.00%
$2,500
60-Month CD
4.00%
$1,000
6-Month CD
3.90%
$500
12-Month CD
3.80%
$500
12-Month CD
3.80%
$10,000
36-Month CD
3.70%
$1,000
48-Month CD (Jumbo)
3.65%
$100,000
18-Month CD
3.60%
$0
12-Month CD
3.44%
$1,000
18-Month CD
3.05%
$500
48-Month CD
3.03%
$500
60-Month CD
3.00%
$2,500
12-Month CD
3.00%
$1,000
24-Month CD (Jumbo)
2.75%
$100,000
36-Month CD
2.62%
$1,000
36-Month CD
2.58%
$500
36-Month CD
2.52%
$1,000
36-Month CD
2.50%
$500
24-Month CD
2.50%
$1,000
60-Month CD
2.32%
$500
24-Month CD
2.22%
$500
12-Month CD
2.20%
$500
36-Month CD
2.15%
$500
Really Green Checking
2.01%
$0
48-Month CD
1.91%
$500
36-Month CD
1.77%
$2,500
18-Month CD
1.75%
$500
24-Month CD
1.50%
$500
24-Month CD
1.50%
$500
18-Month CD
1.45%
$500
60-Month CD
1.36%
$500
Business Platinum Money Market
1.25%
$100
48-Month CD
1.25%
$500
48-Month CD
1.00%
$2,500
36-Month CD
0.75%
$500
Savings
0.55%
$5
60-Month CD
0.50%
$500
48-Month CD
0.30%
$500
Savings
0.25%
$100
Money Market
0.25%
$1,000
Money Market
0.20%
$2,500
Passbook Savings
0.10%
$100
Money Market
0.10%
$5,000
Savings
0.08%
$25
Packard Advantage Checking
0.07%
$0
Savings
0.07%
$100
Savings
0.05%
$100
36-Month CD
0.05%
$500
Relationship Checking
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.846%
0.000
30-Year Fixed
6.000%
6.043%
0.000
15 Year Fixed
5.250%
5.306%
0.000
15-Year Fixed
5.350%
5.785%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.375%
5.375%
0.000
6.125%
6.346%
0.000
5.125%
5.361%
1.000
20-Year Fixed
5.900%
6.129%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
10-Year Fixed
4.625%
5.148%
2.000
6.125%
6.526%
0.000
6.500%
6.582%
0.000
5.875%
6.070%
0.000
6.375%
6.556%
0.000
5.375%
6.220%
0.000
5.375%
5.475%
0.000
5.625%
5.673%
0.000
4.875%
5.129%
0.000
6.125%
6.266%
0.000
6.125%
6.199%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
30-Year Fixed
5.875%
5.965%
0.000
6.500%
6.218%
0.000
30-Year Fixed
6.000%
6.115%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5.125%
5.237%
0.000
5.625%
5.760%
0.375
6.000%
5.892%
0.000
5.500%
5.820%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.000%
6.154%
0.325
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.750%
5.853%
0.000
6.000%
6.090%
0.000
5.375%
5.652%
0.000
30-Year Fixed
7.250%
7.402%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.625%
5.695%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.625%
6.461%
0.000
10-Year Fixed
5.375%
5.590%
0.000
20-Year Fixed
6.000%
6.097%
0.000
5.625%
5.846%
0.000
5.250%
5.633%
0.000
6.000%
6.250%
0.000
5.500%
5.581%
0.000
5.875%
6.118%
0.000
15 Year Fixed
5.750%
6.062%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
13.240%
VISA® Credit Cards
7.990%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Platinum Visa
15.350%
Access FCU Visa Classic
13.500%
Visa Platinum Credit Card
8.500%
As low as 8.50%
7.900%
Visa Platinum Rewards
14.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum with Rewards
9.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
VISA Platinum without Rewards
7.900%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
16.490% - 17.990%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Access FCU Visa Gold
9.900%
13.900%
18.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Secure Card
13.740%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.240% - 17.950%
$0
25 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
10.490%
$0
11.240% - 17.950%
$0
25 - 36
11.900%
$0 - $15,000
24 - 60
12.490%
$0
Debt Consolidated
9.490%
$500
36
12.740%
$0
36
7.990%
$0 - $30,000
14.990%
$0
25 - 36
10.250% - 17.950%
$0
1 - 36
10.650%
$0
Personal Loans
11.000%
$0
37 - 60
7.000%
$500 - $15,000
60
12.500%
$0
60 - 60
9.200% - 17.950%
$0 - $2,500
36 - 36
Personal Line of Credit
16.240%
$0
60
12.990%
$0 - $2,000
24 - 24
11.740% - 17.990%
$0
11.500%
$0
48 - 48
10.490%
$0
60 - 60
18.000%
$0 - $500
5
11.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Division 726 Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Division 726 Federal Credit Union
Full Time Employees: 1
Part Time Employees: 8
President: ANTHONY BENANTI
CEO: JAMES SUGRUE
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
4886 ARTHUR KILL RD
STATEN ISLAND, NY 10309
Phone Number: 718-356-1616
Fax Number: 718-948-4233

Financials

Total Assets:
9,029,642
Total Amount of Shares and Deposits:
7,398,214
Total Shares and Deposits < 1 Year:
6,560,301
Total Shares and Deposits 1 3 Years:
837,913
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,398,214
Total Interest Expense (Sum of items 6 8):
86,101
Share Certificates:
128
Number of Accounts for Share Drafts:
326
IRA KEOGH Accounts:
23
Number of Accounts for Regular Shares:
4,112
Money Market Shares:
133
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,797,030
Total Liabilities:
7,533,693
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Division 726 Federal Credit Union

Is a member application needed to join Division 726 Federal Credit Union?

Yes, to access services at Division 726 Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Division 726 Federal Credit Union provides a range of mortgage and home equity products.

Is Division 726 Federal Credit Union a safe place to deposit money?

Yes, Division 726 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Division 726 Federal Credit Union offer online and mobile banking?

Most modern institutions like Division 726 Federal Credit Union provide digital access including online balance checks and transfers.

Current Division 726 Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions