Edwards Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Edwards Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Edwards Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEdwards Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Edwards Federal Credit Union? Share your experience about Edwards Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Edwards Federal Credit Union. Overall, Edwards Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Edwards Federal Credit Union Edwards AFB Branch 10 S Muroc Dr Edwards, CA 93524 8002  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAcadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Prime Platinum Visa Credit Card
11.500%
BECU Cash Back Visa
16.240% - 27.240%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
11.240% - 17.950%
$0
25 - 36
Signature Loan
10.000%
$0
12 - 12
Personal Loans
11.000%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Edwards Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Edwards Federal Credit Union
Website: https://edwardsfcu.org
Full Time Employees: 38Part Time Employees: 0 President: Martin OBrien CEO: Carter Pope Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
10 S Muroc Dr
Edwards, CA 93524 8002 Phone Number: 661-952-5945 Fax Number: 661-258-7244 FinancialsTotal Assets:
268,485,210
Total Amount of Shares and Deposits:
245,681,256
Total Shares and Deposits < 1 Year:
238,164,075
Total Shares and Deposits 1 3 Years:
6,867,710
Total Shares and Deposits > 3 Years:
649,473
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
25,243,758
Total Uninsured Shares and Deposits > $250K (F+J):
25,243,758
Total Insured Shares and Deposits > $250K (item 17 less item K):
220,437,498
Total Interest Expense (Sum of items 6 8):
1,733,132
Share Certificates:
1,020
Number of Accounts for Share Drafts:
8,542
IRA KEOGH Accounts:
457
Number of Accounts for Regular Shares:
14,469
Money Market Shares:
233
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,256,502
Total Liabilities:
253,300,402
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Edwards Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Edwards Federal Credit UnionIs a member application needed to join Edwards Federal Credit Union?Yes, to access services at Edwards Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Edwards Federal Credit Union provides a range of mortgage and home equity products. Is Edwards Federal Credit Union a safe place to deposit money?Yes, Edwards Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Edwards Federal Credit Union offer online and mobile banking?Most modern institutions like Edwards Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 3.17% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to 
