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EECU Credit Union Rates and Review January 2026

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EECU Credit Union12-month CD rates can be found at 4.04%, 6-month CD rates at 0.15% and 3-month CD rates at 1.15%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 17.99%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to EECU Credit Union rates.

Compare EECU Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of EECU Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

EECU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at EECU Credit Union? Share your experience about EECU Credit Union by leaving a review below, or read customer reviews before you decide to use EECU Credit Union.

Overall, EECU Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

EECU Credit Union
EECU
1617 W 7th St
Fort Worth, TX 76102
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Rewards Checking
4.10%
$1
36-Month CD
3.75%
$1,000
6-Month CD
3.73%
$500
12-Month CD
3.73%
$100
3-Month CD
3.65%
$1,000
36-Month CD
3.65%
$500
15-Month CD
3.55%
$1,000
24-Month CD
3.55%
$500
24-Month CD
3.39%
$500
48-Month CD
3.30%
$1,000
12-Month CD
3.28%
$500
12-Month CD
3.15%
$1,000
48-Month CD
3.08%
$1,000
12-Month CD
3.05%
$0
36-Month CD
3.03%
$500
36-Month CD
3.00%
$1,000
Rewards Checking
2.78%
$100
36-Month CD
2.62%
$1,000
48-Month CD
2.50%
$500
Plateau Premium Money Market
2.02%
$25,000
48-Month CD
2.00%
$1,000
24-Month CD
2.00%
$1,000
24-Month CD
1.93%
$500
Lighthouse Savings
1.66%
$15,000
60-Month CD
1.60%
$500
60-Month CD
1.50%
$500
24-Month CD
1.26%
$10,000
24-Month CD
1.05%
$2,000
Advantage Money Market
1.01%
$0
12-Month CD
0.90%
$1,000
36-Month CD
0.75%
$2,500
3-Month CD
0.60%
$500
48-Month CD
0.50%
$1,000
48-Month CD
0.50%
$1,000
48-Month CD
0.45%
$1,000
Money Market
0.40%
$1,000
Business Money Market
0.40%
$2,500
High Performance Checking
0.30%
$5,000
18-Month CD
0.30%
$1,000
Money Market
0.25%
$100
Money Market
0.20%
$5,000
Advantage Money Market
0.20%
$100
Regular Savings
0.10%
$25
Freedom Savings
0.05%
$0
Money Market
0.05%
$5,000
6-Month CD
0.05%
$2,500
Premium Money Market
0.05%
$25,000
Mutual Interest Money Market
0.02%
$50
60-Month CD
0.01%
$500
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Jumbo
6.250%
6.389%
0.000
10-Year Fixed
5.125%
5.511%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15 Year Fixed
5.500%
5.677%
0.000
4.750%
5.855%
0.000
30-Year Fixed
6.000%
6.115%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.875%
6.010%
0.000
4.625%
4.690%
0.000
20-Year Fixed
5.625%
5.836%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15-Year Fixed
5.500%
5.718%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.500%
5.567%
0.000
30-Year Fixed
6.000%
6.218%
0.000
6.125%
6.135%
0.000
5.875%
6.170%
0.000
5.250%
5.499%
1.000
30-Year Fixed
6.000%
6.000%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.375%
6.220%
0.000
15 Year Fixed
5.120%
5.192%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.875%
6.184%
0.000
5-Year ARM
5.250%
5.840%
0.000
6.250%
7.325%
0.000
5.250%
5.426%
0.500
30-Year Fixed
6.000%
6.034%
0.000
6.375%
6.662%
0.000
30-Year Fixed
6.125%
6.167%
0.000
6.125%
6.346%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.875%
5.931%
0.000
10-Year Fixed
5.375%
5.473%
0.000
6.525%
6.595%
0.000
6.000%
6.110%
0.000
6.300%
6.498%
0.000
5.375%
5.568%
0.000
15-Year Fixed
5.000%
5.177%
0.750
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.300%
5.433%
0.000
5.000%
5.886%
0.000
6.000%
6.126%
0.000
5.375%
5.999%
0.000
30-Year Fixed
6.125%
6.330%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.875%
6.055%
0.000
15-Year Fixed
5.375%
5.525%
0.000
6.000%
6.113%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Crimson Card
13.240%
Visa Platinum Preferred Rewards
15.740% - 17.990%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Platinum
10.900%
Security Service Power MasterCard
12.740% - 18.000%
Access FCU Visa Classic
13.500%
Visa Signature® Cash Back
17.750%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
18.000%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member First VISA
15.040%
No balance transfer fees or annual fees.
14.240%
Visa Platinum Preferred
14.240% - 17.990%
World Cash Back Credit Card Mastercard
18.000%
Platinum Secured Visa
8.750%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
10.150%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Signature® Rewards
17.750%
Visa Platinum Preferred Starter
17.990%
Visa Platinum Clarity
15.990%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.500%
$0
10.000%
$0
12 - 12
Gold Star Loan
14.200%
$0
48
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Line of Credit
12.950% - 18.000%
$0
Personal Line of Credit
16.240%
$0
60
12.740%
$0
36
8.500%
$0 - $6,000
42
11.240% - 17.950%
$0
25 - 36
Consolidation Loans
13.060%
$0
1 - 36
13.990%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
8.990%
$0
36
14.200%
$5,000 - $8,000
48 - 48
Line of Credit
13.700%
$0
8.490%
$0
36 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
13.040%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
8.990% - 18.000%
$0 - $30,000
72
Bill Consolidation Loan
8.990%
$0
60
9.900%
$0
11.900%
$0 - $15,000
24 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have EECU Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: EECU Credit Union
Full Time Employees: 412
Part Time Employees: 5
President: Frank Molinar
CEO: Lonnie Nicholson
Branch Locations: 21
ATM Locations: 20
Corporate Office Address:
1617 W 7th St
Fort Worth, TX 76102
Phone Number: 817-882-0000
Fax Number: 817-882-0215

Financials

Total Assets:
4,502,046,296
Total Amount of Shares and Deposits:
3,894,196,394
Total Shares and Deposits < 1 Year:
3,621,170,832
Total Shares and Deposits 1 3 Years:
217,550,694
Total Shares and Deposits > 3 Years:
55,474,866
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
542,767,358
Total Uninsured Shares and Deposits > $250K (F+J):
542,767,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,351,429,036
Total Interest Expense (Sum of items 6 8):
73,073,740
Share Certificates:
26,370
Number of Accounts for Share Drafts:
137,126
IRA KEOGH Accounts:
7,094
Number of Accounts for Regular Shares:
240,048
All other shares:
32,714
Money Market Shares:
20,587
Net Income (unless the amount is already included in Undivided Earnings):
6,411,521
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
572,311,538
Total Liabilities:
3,939,332,760
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About EECU Credit Union

Is a member application needed to join EECU Credit Union?

Yes, to access services at EECU Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, EECU Credit Union provides a range of mortgage and home equity products.

Is EECU Credit Union a safe place to deposit money?

Yes, EECU Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does EECU Credit Union offer online and mobile banking?

Most modern institutions like EECU Credit Union provide digital access including online balance checks and transfers.

Current EECU Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions