EECU Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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EECU Credit Union's 6 month Jumbo CD rates are at 4.11%, 6 month Standard CD rates are at 4.00%, 18 month Jumbo CD rates are at 3.95%, 18 month Standard CD rates are at 3.85%, 24 month Jumbo CD rates are at 3.80%. EECU Credit Union's savings rates are at 0.45%. EECU Credit Union's Personal Loan Rates are at 5.96%.
EECU Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at EECU Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . EECU Credit Union Texas RatioEECU Credit Union's Texas Ratio is at 2.75%, which is considered excellent. The Texas Ratio for EECU Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that EECU Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
EECU Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, EECU Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
EECU Credit Union CD Rates
EECU Credit Union Savings Rates
EECU Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for EECU Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather EECU Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EECU Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: EECU Credit Union
Website: https://www.eecu.org
Full Time Employees: 412Part Time Employees: 5 President: Frank Molinar CEO: Lonnie Nicholson Branch Locations: 21 ATM Locations: 20 Corporate Office Address:
1617 W 7th St
Fort Worth, TX 76102 Phone Number: 817-882-0000 Fax Number: 817-882-0215 FinancialsTotal Assets:
4,502,046,296
Total Amount of Shares and Deposits:
3,894,196,394
Total Shares and Deposits < 1 Year:
3,621,170,832
Total Shares and Deposits 1 3 Years:
217,550,694
Total Shares and Deposits > 3 Years:
55,474,866
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
542,767,358
Total Uninsured Shares and Deposits > $250K (F+J):
542,767,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,351,429,036
Total Interest Expense (Sum of items 6 8):
73,073,740
Share Certificates:
26,370
Number of Accounts for Share Drafts:
137,126
IRA KEOGH Accounts:
7,094
Number of Accounts for Regular Shares:
240,048
All other shares:
32,714
Money Market Shares:
20,587
Net Income (unless the amount is already included in Undivided Earnings):
6,411,521
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
572,311,538
Total Liabilities:
3,939,332,760
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About EECU Credit UnionIs a member application needed to join EECU Credit Union?Yes, to access services at EECU Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, EECU Credit Union provides a range of mortgage and home equity products. Is EECU Credit Union a safe place to deposit money?Yes, EECU Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does EECU Credit Union offer online and mobile banking?Most modern institutions like EECU Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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