|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Money Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Money Federal Credit Union's 12 Month CD rates are at 2.50%, 12 Month CDs rates are at 2.50%, 18 Month CDs rates are at 1.60%, 24 Month CD rates are at 1.50%, 24 Month CDs rates are at 1.50%. Money Federal Credit Union's savings rates are at 0.05%. Money Federal Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Money Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 04/05/2026. Money Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Money Federal Credit Union? Share your experience about Money Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Money Federal Credit Union. 
Money Federal Credit Union CD Rates
Money Federal Credit Union Savings Rates
Money Federal Credit Union Money Market Rates
Money Federal Credit Union Mortgage Rates
Money Federal Credit Union Home Equity & HELOC
Money Federal Credit Union Student Loan Rates
Money Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Money Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Money Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Money Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Money Federal Credit Union
Website
https://www.moneyfcu.org
Address
125 E Jefferson St,
Syracuse, NY 13202
Phone
315-671-4000
Fax
315-671-4030
President
Jason Kaczor
CEO
Linda Fitzgibbons
Full-Time Employees
7
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.87%
Return on Assets (ROA)
0.2942%
Return on Equity (ROE)
2.2016%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
51,514,619
Total Amount of Shares and Deposits
45,856,984
Total Shares and Deposits < 1 Year
34,008,643
Total Shares and Deposits 1 3 Years
11,682,068
Total Shares and Deposits > 3 Years
166,272
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,082,899
Total Uninsured Shares and Deposits > $250K (F+J)
4,082,899
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,774,085
Total Interest Expense (Sum of items 6 8)
349,863
Share Certificates
528
Number of Accounts for Share Drafts
2,129
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
4,311
Money Market Shares
226
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,225,728
Total Liabilities
46,067,564
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Money Federal Credit UnionIs Money Federal Credit Union a safe place to deposit money?Yes, Money Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8724714147294%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Money Federal Credit Union operate?Money Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Money Federal Credit Union?Yes, to access services at Money Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Money Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Money Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Money Federal Credit Union offer online and mobile banking?Most modern institutions like Money Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.moneyfcu.org. Current Money Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Healthcare Associates Credit Union
Cent Credit Union
Internal Revenue Federal Credit Union
Met Tran Federal Credit Union
Select Seven Federal Credit Union
WTNM Atlantic Federal Credit Union
Credit Union of Emporia Credit Union
Solutions First Federal Credit Union
Valley Isle Community Federal Credit Union
ACU Credit Union
Sunflower Federal Credit Union
Michigan State University Federal Credit Union
ERRL Federal Credit Union
County Credit Union
Hurd Employees Credit Union
CACL Federal Credit Union
Childrens Medical Center Federal Credit Union
LOCO Credit Union
TRANSPORTATION
Highway District 2 Credit Union
Monroe Community Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
