Electrical Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Electrical Federal Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 1.00% and 3-month CD rates at 1.51%. Savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.40%. Credit Card rates are at 16.20%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Electrical Federal Credit Union rates.

Compare Electrical Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Electrical Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Electrical Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Electrical Federal Credit Union? Share your experience about Electrical Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Electrical Federal Credit Union.

Overall, Electrical Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Electrical Federal Credit Union
Main Branch
5080 W 60th Ave
Arvada, CO 80003 6919
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Electrical Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD (Jumbo)
3.75%
$25,000
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
3.70%
$95,000
Columbia Bank
Columbia Bank
18-Month CD
3.68%
$500
Five Star Credit Union
Five Star Credit Union
60-Month CD
3.65%
$500
First Bank Hampton
First Bank Hampton
60-Month CD (Jumbo)
3.60%
$100,000
PCB Pendleton Bank
PCB Pendleton Bank
11-Month CD
3.60%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
Sloan State Bank
Sloan State Bank
12-Month CD
3.55%
$1,000
Harrison County Bank
Harrison County Bank
60-Month CD
3.55%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
24-Month CD
3.53%
$5,000
Acadia Federal Credit Union
Acadia Federal Credit Union
60-Month CD
3.51%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
12-Month CD
3.50%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD
3.50%
$500
BankVista
BankVista
18-Month CD
3.26%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
24-Month CD
3.25%
$500
AAEC Credit Union
AAEC Credit Union
24-Month CD
3.25%
$1,000
The Bank of Elk River
The Bank of Elk River
48-Month CD
3.24%
$200
Camp Grove State Bank
Camp Grove State Bank
60-Month CD
3.15%
$1,000
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.15%
$500
Generations Commercial Bank
18-Month CD
3.10%
$500
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
18-Month CD
3.00%
$500
Black River Country Bank
Black River Country Bank
24-Month CD
3.00%
$1,000
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
3.00%
$500
Longview Bank
Longview Bank
36-Month CD
2.50%
$500
First State B&T Williston, ND
First State B&T Williston, ND
48-Month CD
2.30%
$500
Versailles S&L Co.
Versailles S&L Co.
12-Month CD
2.27%
$1,000
Putnam County State Bank
Putnam County State Bank
Money Market
2.00%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
36-Month CD
0.65%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
Minster Bank
Minster Bank
Money Market Advantage
0.60%
$10,000
RBAZ Republic Bank of Arizona
Money Market
0.50%
$1,000
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
Connecticut Community Bank
Connecticut Community Bank
24-Month CD
0.35%
$500
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
Money Market
0.25%
$2,500
Warsaw Federal S&L
12-Month CD
0.25%
$500
National Bank of Coxsackie
National Bank of Coxsackie
18-Month CD
0.20%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Community Bank of Trenton
Community Bank of Trenton
Money Market plus
0.15%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
6-Month CD
0.15%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
The Union Bank Company
The Union Bank Company
18-Month CD
0.10%
$500
Home Loan SB
Home Loan SB
Statement Savings
0.07%
$100
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Share Checking
0.05%
$0
PNC Bank
PNC Bank
24-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Electrical Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.500%
5.770%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.900%
5.994%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.750%
6.034%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.125%
6.214%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
5.990%
6.220%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed Jumbo
6.250%
6.266%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Electrical Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Electrical Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Electrical Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Electrical Federal Credit Union Information

Credit Union Name: Electrical Federal Credit Union
Full Time Employees: 6
Part Time Employees: 0
President: Tilden Hollcroft
CEO: Sheila Gonzales
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
5080 W 60th Ave
Arvada, CO 80003 6919
Phone Number: 303-428-5080
Fax Number: 303-428-6602

Electrical Federal Credit Union Financials

Total Assets:
50,499,534
Total Amount of Shares and Deposits:
44,340,176
Total Shares and Deposits < 1 Year:
41,295,863
Total Shares and Deposits 1 3 Years:
2,164,983
Total Shares and Deposits > 3 Years:
879,330
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,784,877
Total Uninsured Shares and Deposits > $250K (F+J):
1,784,877
Total Insured Shares and Deposits > $250K (item 17 less item K):
42,555,299
Total Interest Expense (Sum of items 6 8):
103,697
Share Certificates:
308
Number of Accounts for Share Drafts:
1,753
IRA KEOGH Accounts:
187
Number of Accounts for Regular Shares:
4,355
Money Market Shares:
140
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,463,888
Total Liabilities:
44,644,177
Show More

Electrical Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).
consolidate-credit-card-debt-eliminate-credit-card-debtConsolidating credit card debt or eliminating credit card debt isn't an easy thing to do, especially these days when money is tight for everyone.
The current California average money market/savings account rate is at 0.53 percent for savings account balances of $10,000. For account balances of $50,000 or more average savings rates are a little higher at 0.69 percent. The FDIC's national average savings rate is a pathetic 0.9 percent.

Bank or Credit Union Offers and Deals

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Long Term Rates Higher: 15 Year Rate Mortgages Averaging 4.20%
Mortgage Rates Hit Another New All-Time Low: 30 year Conforming Mortgage Rates at 4.38 percent, 30 Year Jumbo Mortgage Rates at 4.92%
New York CD Rates

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Electrical Federal Credit Union Reviews

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