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Electrical Workers No 558 Federal Credit Union Rates and Review January 2026

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Electrical Workers No 558 Federal Credit Union12-month CD rates can be found at 0.60%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 7.90%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates which you can compare to Electrical Workers No 558 Federal Credit Union rates.

Compare Electrical Workers No 558 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Electrical Workers No 558 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Electrical Workers No 558 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Electrical Workers No 558 Federal Credit Union? Share your experience about Electrical Workers No 558 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Electrical Workers No 558 Federal Credit Union.

Overall, Electrical Workers No 558 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Electrical Workers No 558 Federal Credit Union
Main Office
1705 E 17th St
Sheffield, AL 35660 2517
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$500
18-Month CD
3.95%
$10,000
12-Month CD
3.94%
$100
48-Month CD
3.90%
$500
12-Month CD (Jumbo)
3.80%
$250,000
18-Month CD
3.75%
$1,000
18-Month CD
3.50%
$1,000
24-Month CD
3.50%
$1,000
24-Month CD
3.35%
$1,000
36-Month CD
3.25%
$1,000
23-Month CD
3.25%
$1,000
18-Month CD
3.04%
$1,000
24-Month CD
3.04%
$1,000
12-Month CD (Jumbo)
3.04%
$100,000
18-Month CD
3.03%
$500
48-Month CD
3.00%
$1,000
36-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
36-Month CD
2.98%
$500
18-Month CD
2.78%
$500
24-Month CD
2.78%
$500
36-Month CD
2.75%
$500
48-Month CD
2.75%
$500
36-Month CD
2.75%
$500
48-Month CD
2.52%
$1,000
48-Month CD
2.50%
$500
48-Month CD
2.27%
$1,000
6-Month CD
2.25%
$1,000
18-Month CD
1.90%
$1,000
18-Month CD (IRA)
1.50%
$1,000
24-Month CD
1.35%
$1,000
60-Month CD
1.10%
$5,000
48-Month CD
1.00%
$500
36-Month CD
1.00%
$5,000
Kasasa Checking
0.51%
$25
60-Month CD
0.50%
$1,000
18-Month CD
0.45%
$500
Passbook Savings
0.35%
$100
Passbook Savings
0.35%
$5
36-Month CD
0.30%
$500
Savings
0.20%
$25
Regular Savings
0.20%
$200
NOW Checking
0.10%
$1,000
Money Market Plus
0.10%
$100
Money Market
0.10%
$1,500
Statement Savings
0.05%
$100
Money Market
0.05%
$2,500
Statement Savings
0.05%
$100
Range Savings
0.03%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.924%
0.000
15-Year Fixed
5.250%
5.347%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
6.000%
6.160%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.125%
5.389%
0.000
5.375%
5.375%
0.125
30 Year Fixed
6.500%
6.597%
0.000
6.000%
6.006%
0.000
5.375%
5.446%
0.000
5.250%
6.580%
0.000
6.000%
6.250%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
6.500%
6.218%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.375%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.500%
5.561%
0.000
5.375%
5.468%
0.000
5.250%
5.562%
0.000
5.625%
5.691%
0.000
5.875%
6.190%
1.000
6.375%
6.544%
0.000
30-Year Fixed
6.250%
6.263%
0.000
6.125%
6.135%
0.000
6.000%
6.070%
0.000
6.500%
6.630%
0.000
15-Year Fixed
5.350%
5.462%
0.000
4.875%
5.010%
0.000
5.500%
5.597%
0.000
10 Year Fixed
5.500%
5.938%
0.000
30-Year Fixed
5.875%
5.950%
0.000
4.875%
4.985%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.875%
6.170%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
20-Year Fixed
5.750%
5.840%
0.000
30-Year Fixed
5.625%
5.658%
0.000
5.625%
5.846%
0.000
5.000%
5.242%
0.000
5.875%
6.010%
0.000
5.300%
5.433%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.500%
5.612%
0.750
6.750%
6.880%
0.000
5.625%
5.760%
0.375
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Business Select Credit Card Mastercard
18.000%
16.200%
13.240%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Business Rewards Card
15.240%
VISA Platinum without Rewards
7.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Classroom Supply Visa
8.500%
Visa Student Rewards Card
17.990%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Signature® Cash Back
17.750%
Access FCU Visa Classic
13.500%
Access FCU Visa Gold
9.900%
11.900%
Max Rewards Visa Credit Card
15.250%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.450%
$0
Summer/Holiday Loans
9.500%
$0
14.990%
$0
25 - 36
10.000%
$0
60
10.490%
$0
60 - 60
10.500%
$0
8.990%
$0
36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Loans
11.000%
$0
37 - 60
13.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
16.240%
$0
60
9.200% - 17.950%
$0 - $500
48 - 48
13.240%
$0
48
9.200% - 17.950%
$0 - $100
12 - 24
50% Share Secured Loan
6.460% - 14.990%
$0
Access Line Of Credit
16.240%
$0
Personal Signature Loan
11.000%
$0
96
Debt Consolidation
13.990%
$0
1 - 72
Line of Credit
13.700%
$0
Signature Loan
10.500%
$0
Consolidation Loans
13.060%
$0
1 - 36
8.950%
$0
1 - 60
12.990%
$0
12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Electrical Workers No 558 Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Electrical Workers No 558 Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Hayes Rutledge
CEO: VICKI MORRIS
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1705 E 17th St
Sheffield, AL 35660 2517
Phone Number: 256-383-6551
Fax Number: 256-383-6556

Financials

Total Assets:
45,240,249
Total Amount of Shares and Deposits:
36,245,442
Total Shares and Deposits < 1 Year:
35,581,098
Total Shares and Deposits 1 3 Years:
578,228
Total Shares and Deposits > 3 Years:
86,116
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,091,138
Total Uninsured Shares and Deposits > $250K (F+J):
6,091,138
Total Insured Shares and Deposits > $250K (item 17 less item K):
30,154,304
Total Interest Expense (Sum of items 6 8):
595,282
Share Certificates:
208
IRA KEOGH Accounts:
179
Number of Accounts for Regular Shares:
2,729
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,993,175
Total Liabilities:
36,482,103
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Electrical Workers No 558 Federal Credit Union

Is a member application needed to join Electrical Workers No 558 Federal Credit Union?

Yes, to access services at Electrical Workers No 558 Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Electrical Workers No 558 Federal Credit Union provides a range of mortgage and home equity products.

Is Electrical Workers No 558 Federal Credit Union a safe place to deposit money?

Yes, Electrical Workers No 558 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Electrical Workers No 558 Federal Credit Union offer online and mobile banking?

Most modern institutions like Electrical Workers No 558 Federal Credit Union provide digital access including online balance checks and transfers.

Current Electrical Workers No 558 Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions