ELGA Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare ELGA Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ELGA Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. ELGA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ELGA Credit Union? Share your experience about ELGA Credit Union by leaving a review below, or read customer reviews before you decide to use ELGA Credit Union. Overall, ELGA Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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Compare ELGA Credit Union Rates with Other Competitive Bank and Credit Union Rates
Genesis Bank
12-Month CD
4.00%
$1,000
New Albin Savings Bank
12-Month CD
3.96%
$1,000
Interstate Bank
6-Month CD
3.94%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare ELGA Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare ELGA Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare ELGA Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have ELGA Credit Union rate data right now, check back for updates, we are adding rates all the time. ELGA Credit Union InformationCredit Union Name: ELGA Credit Union
Website: https://www.elgacu.com
Full Time Employees: 278Part Time Employees: 11 President: Harold Mott CEO: Terry Katzur Branch Locations: 14 ATM Locations: 14 Corporate Office Address:
6065 Grand Pointe Blvd
Grand Blanc, MI 48439 Phone Number: 810-715-3542 Fax Number: ELGA Credit Union FinancialsTotal Assets:
1,521,059,593
Total Amount of Shares and Deposits:
1,112,995,528
Total Shares and Deposits < 1 Year:
1,061,965,352
Total Shares and Deposits 1 3 Years:
48,707,334
Total Shares and Deposits > 3 Years:
2,322,842
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
134,280,264
Total Uninsured Shares and Deposits > $250K (F+J):
134,280,264
Total Insured Shares and Deposits > $250K (item 17 less item K):
978,715,264
Total Interest Expense (Sum of items 6 8):
4,768,112
Share Certificates:
5,897
Number of Accounts for Share Drafts:
70,427
IRA KEOGH Accounts:
1,407
Number of Accounts for Regular Shares:
129,698
All other shares:
257
Non Member Deposits:
128
Money Market Shares:
20,393
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
92,680,574
Total Liabilities:
1,326,602,119
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ELGA Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Today's mortgage refinance rates are lower, reversing the uptrend of the past couple of weeks. 30 year refinance rates are back down to 5.02 this week, down from last week's average mortgage refinance rate of 5.16 percent. We might see 30 year refinance mortgage rates back under 5.00 percent some time this week.
 The government is ending the cash for clunkers program on Monday since the program is running out of cash again.
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See how ELGA Credit Union Compares to other credit unions |
12-month CD rates can be found at 4.25%, 6-month CD rates at 2.50% and 3-month CD rates at 0.20%. Savings rates are at 0.12% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.65%. Credit Card rates are at 12.24%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to 
