EMPLOYEE RESOURCES Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare EMPLOYEE RESOURCES CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of EMPLOYEE RESOURCES savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEMPLOYEE RESOURCES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at EMPLOYEE RESOURCES? Share your experience about EMPLOYEE RESOURCES by leaving a review below, or read customer reviews before you decide to use EMPLOYEE RESOURCES. Overall, EMPLOYEE RESOURCES is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. EMPLOYEE RESOURCES Lawrenceburg Main Office 2135 N Locust Ave Lawrenceburg, TN 38464 4455  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonLow Rate Credit Card
13.240%
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
11.760%
$0
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Personal Line of Credit
16.240%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have EMPLOYEE RESOURCES rate data right now. Credit Union Profile & OverviewCredit Union Name: EMPLOYEE RESOURCES
Website: http://www.ercu.org
Full Time Employees: 54Part Time Employees: 3 President: Vicki Engelhardt CEO: Konda Bowling Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
2135 N Locust Ave
Lawrenceburg, TN 38464 4455 Phone Number: 931-766-9288 Fax Number: 931-762-0583 FinancialsTotal Assets:
179,975,933
Total Amount of Shares and Deposits:
162,945,180
Total Shares and Deposits < 1 Year:
162,712,796
Total Shares and Deposits 1 3 Years:
232,384
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
11,526,358
Total Uninsured Shares and Deposits > $250K (F+J):
11,526,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
151,418,822
Total Interest Expense (Sum of items 6 8):
2,738,546
Share Certificates:
1,636
Number of Accounts for Share Drafts:
14,206
IRA KEOGH Accounts:
803
Number of Accounts for Regular Shares:
26,217
All other shares:
413
Net Income (unless the amount is already included in Undivided Earnings):
289,927
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,737,669
Total Liabilities:
163,233,777
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About EMPLOYEE RESOURCESIs a member application needed to join EMPLOYEE RESOURCES?Yes, to access services at EMPLOYEE RESOURCES, a member application is required. Is there a first-time homebuyer program?Currently, EMPLOYEE RESOURCES provides a range of mortgage and home equity products. Is EMPLOYEE RESOURCES a safe place to deposit money?Yes, EMPLOYEE RESOURCES is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does EMPLOYEE RESOURCES offer online and mobile banking?Most modern institutions like EMPLOYEE RESOURCES provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.10%, 6-month CD rates at 0.15% and 3-month CD rates at 1.05%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.15%. Credit Card rates are at 13.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to 
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