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Altana Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Altana Federal Credit Union's 12 Month CDs rates are at 3.79%, IRA 12 Month CDs rates are at 3.79%, Student CDs 12 month rates are at 3.79%, 18 Month CDs rates are at 3.69%, 24 Month CDs rates are at 3.69%. Altana Federal Credit Union's savings rates are at 2.00%. Altana Federal Credit Union's money market rates are at 1.85%. Altana Federal Credit Union's 10 Year Fixed - 1st Mortgage rates are at 4.99%, 5/5/5 ARM - 1st Mortgage rates are at 4.99%. Altana Federal Credit Union's Auto Loan Rates are as low as 5.39%. Altana Federal Credit Union's Credit Card Rates are at 7.95%. MonitorBankRates evaluates the financial stability of Altana Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.02%. Rates last updated and verified on 09/22/2026. Altana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altana Federal Credit Union? Share your experience about Altana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Altana Federal Credit Union. Altana Federal Credit Union
Altana FCU West End 3212 Central Ave
http://www.altanafcu.org Billings, MT 59102-6646 
Altana Federal Credit Union CD Rates
Altana Federal Credit Union Savings Rates
Altana Federal Credit Union Money Market Rates
Altana Federal Credit Union Mortgage Rates
Altana Federal Credit Union Home Equity & HELOC
Altana Federal Credit Union Auto Loan Rates
Altana Federal Credit Union Credit Card Rates
Altana Federal Credit Union Other Rates
Financial Health HistoryAltana Federal Credit Union’s Texas Ratio rose from 3.70% in Q2 2023 to 5.02% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Altana Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Altana Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Altana Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Altana Federal Credit Union
Website
http://www.altanafcu.org
Address
3212 Central Ave,
Billings, MT 59102-6646
Phone
406-651-2328
Fax
406-651-2359
President
William Pedersen
CEO
Jason Hagadone
Full-Time Employees
134
Part-Time Employees
3
Branch Locations
11
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.02%
Return on Assets (ROA)
0.1829%
Return on Equity (ROE)
1.6455%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
660,215,565
Total Amount of Shares and Deposits
583,993,709
Total Shares and Deposits < 1 Year
555,052,252
Total Shares and Deposits 1 3 Years
28,603,070
Total Shares and Deposits > 3 Years
338,387
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
55,005,965
Total Uninsured Shares and Deposits > $250K (F+J)
55,005,965
Total Insured Shares and Deposits > $250K (item 17 less item K)
528,987,744
Total Interest Expense (Sum of items 6 8)
2,501,492
Share Certificates
4,050
Number of Accounts for Share Drafts
21,817
IRA KEOGH Accounts
1,233
Number of Accounts for Regular Shares
50,757
Money Market Shares
1,220
Net Income (unless the amount is already included in Undivided Earnings)
1,207,587
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
60,485,389
Total Liabilities
587,708,578
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Altana Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Altana Federal Credit Union
Frequently Asked Questions About Altana Federal Credit UnionHow many branches does Altana Federal Credit Union operate?Altana Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Altana Federal Credit Union?Yes, to access services at Altana Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Altana Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Altana Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Altana Federal Credit Union offer online and mobile banking?Most modern institutions like Altana Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.altanafcu.org. Current Altana Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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