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FRB Federal Credit Union Rates and Review January 2026

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FRB Federal Credit Union12-month CD rates can be found at 1.76%, 6-month CD rates at 3.80% and 3-month CD rates at 3.00%. Savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to FRB Federal Credit Union rates.

Compare FRB Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FRB Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FRB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FRB Federal Credit Union? Share your experience about FRB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FRB Federal Credit Union.

Overall, FRB Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

FRB Federal Credit Union
Main Office
Board of Governors of the Federal Reserve System
Washington, DC 20551
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
4.01%
$500
6-Month CD
3.94%
$1,000
6-Month CD (Jumbo)
3.90%
$50,000
18-Month CD
3.75%
$500
6-Month CD (Jumbo)
3.73%
$100,000
24-Month CD
3.55%
$1,000
6-Month CD (Online)
3.50%
$1,000
24-Month CD
3.50%
$500
12-Month CD
3.50%
$1,000
60-Month CD
3.50%
$500
60-Month CD
3.29%
$500
18-Month CD
3.25%
$500
12-Month CD
3.14%
$1,000
36-Month CD
2.84%
$1,000
48-Month CD
2.75%
$500
3-Month CD
2.60%
$1,000
36-Month CD
2.60%
$500
24-Month CD
2.50%
$1,000
36-Month CD
2.30%
$500
36-Month CD
2.27%
$500
21-Month CD
2.22%
$1,000
24-Month CD
2.20%
$1,000
24-Month CD
2.05%
$1,000
48-Month CD
1.91%
$1,000
24-Month CD
1.76%
$1,000
48-Month CD
1.36%
$500
36-Month CD
1.36%
$500
Savings
1.11%
$50
18-Month CD
1.00%
$1,000
48-Month CD
0.85%
$1,000
48-Month CD
0.69%
$500
36-Month CD
0.60%
$500
Regular Savings
0.50%
$25
6-Month CD
0.45%
$1,000
36-Month CD
0.40%
$1,000
Money Market
0.40%
$1
Business Money Market
0.40%
$2,500
30-Month CD
0.35%
$1,000
24-Month CD
0.30%
$1,000
Statement Savings
0.25%
$50
Money Market
0.25%
$2,500
18-Month CD
0.10%
$1,000
6-Month CD
0.08%
$1,000
Interest Checking
0.05%
$0
Consumer Money Market
0.05%
$2,500
Share Savings
0.05%
$5
Advantage Plus Checking
0.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30 Year Fixed
6.000%
6.107%
0.000
6.000%
6.183%
0.000
20-Year Fixed
5.750%
5.915%
0.000
5.700%
5.780%
0.000
15-Year Fixed
5.375%
5.525%
0.000
5.125%
5.421%
0.000
5.500%
5.581%
0.000
5.500%
6.005%
0.000
5.875%
5.927%
0.500
5.875%
5.900%
0.000
5.500%
5.737%
0.000
5.125%
5.547%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.125%
5.637%
0.250
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.750%
6.309%
0.000
4.875%
5.129%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
30 Year Fixed
6.250%
6.441%
0.000
5.750%
5.907%
0.000
6.000%
6.000%
0.000
5.875%
5.958%
0.000
5.500%
5.545%
0.500
5.750%
5.853%
0.000
5.500%
5.724%
0.000
30-Year Fixed
5.750%
5.788%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.750%
5.876%
0.000
30-Year Fixed
6.125%
6.307%
0.000
20-Year Fixed
5.750%
5.840%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.000%
5.080%
0.000
6.125%
6.526%
0.000
5.750%
5.880%
0.000
4.750%
5.730%
0.000
6.375%
6.544%
0.000
5.375%
5.860%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.625%
5.691%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.750%
5.827%
0.000
4.750%
4.940%
0.250
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5.875%
5.963%
0.000
5.125%
5.291%
0.000
5.250%
5.426%
0.500
30-Year Fixed
6.000%
6.048%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Traditional
14.240% - 18.000%
Academic VISA® Platinum
10.900%
Access FCU Visa Gold
9.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Classroom Supply Visa
8.500%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Rewards Visa Credit Card
15.250%
18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
VISA Credit Card
11.900%
No annual fee
16.240% - 27.240%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
14.740%
Visa Secure Card
13.740%
Visa Business Rewards Card
15.240%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum Rewards
14.900%
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Technology Loan
9.750%
$0
36
13.700%
$2,500 - $5,000
36 - 36
15.000%
$500 - $1,500
6 - 12
7.990%
$0 - $30,000
13.990%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
13.240%
$0
48
Refinanced Signature Loans
18.000%
$0
8.500%
$0 - $6,000
42
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Line of Credit
9.000%
$0
60
Debt Consolidation
13.990%
$0
1 - 72
12.490%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
17.900%
$0 - $500
13.450%
$0
10.500%
$0 - $5,000
24 - 36
11.240%
$0 - $10,000
60 - 60
9.200% - 17.950%
$0 - $500
48 - 48
13.740%
$5,000
60 - 60
7.750% - 16.750%
$0
1 - 36
11.990%
$0
1 - 12
13.450%
$0
10.650%
$0
8.990%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FRB Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: FRB Federal Credit Union
Full Time Employees: 16
Part Time Employees: 0
President: KEN FRANKLIN
CEO: Theresa Trimble
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
Board of Governors of the Federal Reserve System
Washington, DC 20551
Phone Number: 202-452-2800
Fax Number: 202-833-2142

Financials

Total Assets:
122,555,780
Total Amount of Shares and Deposits:
108,360,554
Total Shares and Deposits < 1 Year:
104,666,832
Total Shares and Deposits 1 3 Years:
2,267,617
Total Shares and Deposits > 3 Years:
1,426,105
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,003,993
Total Uninsured Shares and Deposits > $250K (F+J):
15,003,993
Total Insured Shares and Deposits > $250K (item 17 less item K):
93,356,561
Total Interest Expense (Sum of items 6 8):
1,012,143
Share Certificates:
682
Number of Accounts for Share Drafts:
3,625
IRA KEOGH Accounts:
106
Number of Accounts for Regular Shares:
5,603
Money Market Shares:
771
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,312,597
Total Liabilities:
111,578,099
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About FRB Federal Credit Union

Is a member application needed to join FRB Federal Credit Union?

Yes, to access services at FRB Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, FRB Federal Credit Union provides a range of mortgage and home equity products.

Is FRB Federal Credit Union a safe place to deposit money?

Yes, FRB Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FRB Federal Credit Union offer online and mobile banking?

Most modern institutions like FRB Federal Credit Union provide digital access including online balance checks and transfers.

Current FRB Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions