Financial Plus Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Financial Plus Credit Union12-month CD rates can be found at 3.85%, 6-month CD rates at 4.15% and 3-month CD rates at 0.60%. Savings rates are at 0.15% and money market rates are at 1.30%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 18.00%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Financial Plus Credit Union rates.

Compare Financial Plus Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Financial Plus Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Financial Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Financial Plus Credit Union? Share your experience about Financial Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Plus Credit Union.

Overall, Financial Plus Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Financial Plus Credit Union
West Des Moines
1831 25th St
West Des Moines, IA 50266 1416
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Financial Plus Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Paramount Bank
Paramount Bank
12-Month CD
4.00%
$1,000
AAC Credit Union
AAC Credit Union
6-Month CD
4.00%
$500
Columbia Bank
Columbia Bank
12-Month CD
3.70%
$500
Northwest Bank
Northwest Bank
48-Month CD
3.40%
$100
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.30%
$1,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Checking (Member Advantage)
3.30%
$0
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
3.28%
$200,000
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
12-Month CD
3.28%
$1,000
Generations Commercial Bank
12-Month CD
3.25%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
6-Month Jumbo CD
3.25%
$100,000
5Star Bank
5Star Bank
12-Month CD
3.15%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.10%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
New Market Bank
New Market Bank
9-Month CD
2.91%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
2.90%
$1,000
First Shore Federal S&L
First Shore Federal S&L
48-Month CD
2.75%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.73%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
24-Month CD
2.53%
$500
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Chartway Credit Union
Chartway Credit Union
60-Month CD
2.15%
$500
Port Washington State Bank
Port Washington State Bank
24-Month CD
2.15%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
Tipton Latham Bank
Tipton Latham Bank
48-Month CD
2.00%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
48-Month CD
1.75%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
Bank of Lake Mills
Bank of Lake Mills
48-Month CD
1.70%
$500
First State Bank New London, WI
First State Bank New London, WI
36-Month CD
1.66%
$5,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
1.51%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
60-Month CD
1.01%
$0
Fairfield County Bank
Fairfield County Bank
60-Month CD
1.00%
$2,500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Statement Savings
1.00%
$100
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Quarterly Statement Savings
0.10%
$100
United Bank of Philadelphia
United Bank of Philadelphia
12-Month CD
0.10%
$500
Kish Bank
Kish Bank
Savings
0.10%
$100
Apple Federal Credit Union
Apple Federal Credit Union
Regular Savings
0.10%
$5
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
Hancock County SB
Hancock County SB
Statement Savings
0.05%
$100
Hancock County SB
Hancock County SB
Money Market
0.05%
$2,000
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Citi
Citi
Citi Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Financial Plus Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.125%
5.317%
0.250
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.000%
6.184%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
15-Year Fixed
6.125%
6.280%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.000%
6.291%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Financial Plus Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Financial Plus Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Financial Plus Credit Union rate data right now, check back for updates, we are adding rates all the time.

Financial Plus Credit Union Information

Credit Union Name: Financial Plus Credit Union
Full Time Employees: 36
Part Time Employees: 2
President: Phillip Williams
CEO: Dave Cale
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
1831 25th St
West Des Moines, IA 50266 1416
Phone Number: 515-224-1222
Fax Number: 515-224-0961

Financial Plus Credit Union Financials

Total Assets:
208,814,705
Total Amount of Shares and Deposits:
180,587,849
Total Shares and Deposits < 1 Year:
168,933,550
Total Shares and Deposits 1 3 Years:
10,815,847
Total Shares and Deposits > 3 Years:
838,451
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,849,122
Total Uninsured Shares and Deposits > $250K (F+J):
4,849,122
Total Insured Shares and Deposits > $250K (item 17 less item K):
175,738,727
Total Interest Expense (Sum of items 6 8):
325,990
Share Certificates:
883
Number of Accounts for Share Drafts:
8,283
IRA KEOGH Accounts:
431
Number of Accounts for Regular Shares:
15,456
Money Market Shares:
1,745
Net Income (unless the amount is already included in Undivided Earnings):
819,202
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
18,624,587
Total Liabilities:
182,276,194
Show More

Financial Plus Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Eastern CT Savings Bank CD Rates - Best CD Rates AlertEastern CT Savings Bank CD rates are very competitive right now and one CD term has a really high rate. If you're interested in a really short term CD, 14 day Eastern CT Savings Bank CD rates are currently at 0.15 percent. 2 year CD rates at Eastern CT Savings Bank are a lot higher at 2.71 percent with an APY of 2.75 percent. Compare short and long term Eastern CT Savings Bank CD rates with other bank rates here.
Variable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.
Today's mortgage rates and refinancing rates are mixed. 30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year home loan rate and mortgage refinance rate of 4.78 percent.  30 year mortgage rates and refinance rates in California are currently higher than the national average 30 year rate. 30 year rates in CA are averaging 4.96 percent.

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Financial Plus Credit Union Reviews

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