What are the current interest rates at OAS Staff Federal Credit Union?

Current rates for OAS Staff Federal Credit Union include: 12-Month CD: 3.05%, 18-Month CD: 2.48%, 24-Month CD: 2.38%, 60-Month CD: 2.38%, Savings: 0.10%

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OAS Staff Federal Credit Union

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OAS Staff Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, OAS Staff Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

OAS Staff Federal Credit Union's 12 Month CD rates are at 3.10%, 12 Month CD rates are at 3.05%, 6 Month CD rates are at 2.84%, 6 Month CD rates are at 2.79%, 24 Month CD rates are at 2.69%. OAS Staff Federal Credit Union's savings rates are at 0.10%. OAS Staff Federal Credit Union's Personal Loan Rates are as low as 8.44%. OAS Staff Federal Credit Union's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of OAS Staff Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.50%. Rates last updated and verified on 09/21/2026.

OAS Staff Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OAS Staff Federal Credit Union? Share your experience about OAS Staff Federal Credit Union by leaving a review below, or read customer reviews before you decide to use OAS Staff Federal Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.50%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

OAS Staff Federal Credit Union
OAS Staff FCU

1889 F St NW
Washington, DC 20006

https://www.oasfcu.org

OAS Staff Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Share Certificate	3.05%	3.10%	12 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
12 Month Share Certificate	3.00%	3.05%	12 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
6 Month Share Certificate	2.80%	2.84%	6 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
6 Month Share Certificate	2.75%	2.79%	6 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
24 Month Share Certificate	2.65%	2.69%	24 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
60 Month Share Certificate	2.65%	2.69%	60 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
24 Month Share Certificate	2.60%	2.63%	24 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
60 Month Share Certificate	2.60%	2.63%	60 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
48 Month Share Certificate	2.55%	2.58%	48 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
18 Month Share Certificate	2.50%	2.53%	18 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month Jumbo IRA Share Certificate	2.50%	2.53%	36 Month
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month Share Certificate	2.50%	2.53%	36 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
48 Month Share Certificate	2.50%	2.53%	48 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
18 Month Share Certificate	2.45%	2.48%	18 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
30 Month Share Certificate	2.45%	2.48%	30 months jumbo
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month IRA Share Certificate	2.45%	2.48%	36 Month
Min Deposit $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month Share Certificate	2.45%	2.48%	36 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
24 Month Share Certificate Jumbo	2.40%	2.43%	24 months jumbo
Min Deposit $100,000 Details Rate Increase: One time Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
30 Month Share Certificate	2.40%	2.43%	30 months
Min Deposit $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
60 Month Share Certificate Jumbo	2.40%	2.43%	60 months jumbo
Min Deposit $100,000 Details Rate Increase: Twice Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
24 Month Share Certificate	2.35%	2.38%	24 months
Min Deposit $2,500 Details Rate Increase: One time Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
60 Month Share Certificate	2.35%	2.38%	60 months
Min Deposit $2,500 Details Rate Increase: Twice Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
48 Month Share Certificate Jumbo	2.30%	2.33%	48 months jumbo
Min Deposit $100,000 Details Rate Increase: Twice Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month Share Certificate Jumbo	2.25%	2.28%	36 months jumbo
Min Deposit $100,000 Details Rate Increase: One time Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
48 Month Share Certificate	2.25%	2.28%	48 months
Min Deposit $2,500 Details Rate Increase: Twice Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
36 Month Share Certificate	2.20%	2.22%	36 months
Min Deposit $2,500 Details Rate Increase: One time Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Savings Rates

Product	Rate	APY
RoundUp Savings	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Share Savings	-	0.10%
Min Balance $5 Details Balance: $5 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Checking Rates

Product	Rate	APY
Reward Checking: Preferential Rate	2.10%	2.12%
Details Applies only to the portion of the balance up to $6,000 when qualifications are met and the average daily balance is $6,000 or more. If you meet the qualification requirements but your average daily balance is less than $6,000 during the qualifying period, you will receive a refund of up to 1.5% on your Debit Card PIN-based and Signature-based purchases. This refund will apply to the first $600 of purchases, with a maximum refund of $9 per qualifying period. Rewards will be deposited into a non-dividend bearing account designated exclusively for this purpose, called the "Rewards Deposit Account." Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Reward Checking: Non-Preferential Rate	0.05%	0.05%
Details Applies to balances $0.01 and over when reward qualifications are not met. Or to the portion of the balance above $6,000 regardless of qualification status. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	6.50%	Up to 15 years
Details Published APR range: 6.5 - 11.5%. OAS FCU's Home Equity Line of Credit is a variable interest rate loan -indexed based on the Prime Rate, to which a margin is added- and therefore subject to change without notice on any of the following dates: the first day of January, April, July, or October each year. The rate on this loan will never exceed 18% APR. An OAS FCU Home Equity Line of Credit is available for owner-occupied properties only. The rates listed are a range of rates for which you may qualify based on your credit evaluation and repayment ability. Based on the results of that evaluation, you might be approved for a smaller loan than you request; your loan might also be denied. This loan is subject to a credit and repayment evaluation process, and you may not qualify or may qualify for a loan with different terms. OAS FCU will lend a maximum of 80% combined Loan-to-Value (CLTV) based on the appraised value of the property. The minimum Home Equity Line of Credit amount is Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	5.00%	Up to 5 years
Details Published APR range: 5% - 15%. Loan Amount: Any, when approved Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
New Vehicle Loan	-	-	5.50%	6 months
Details Term: Between 6 and 7 years; Published APR range: 5.5 - 16%. APR means annual percentage rate. This is a variable indexed rate based on the Prime Rate published by The Wall Street Journal. Using that rate as reference and, as it fluctuates, your loan rate may change on any of the following dates: the last day of March, June or September or December. An increase in rate might affect your payment amount. OAS FCU lists rate ranges that are applied during loan evaluation. Based on the results of your credit evaluation and the analysis of your repayment ability, you might be approved for a smaller loan than you requested; your loan might also be denied. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Used Vehicle Loan	-	-	5.50%	Up to 5 years
Details Published APR range: 5.5 - 15.5%. Loan Amount: Any, if approved Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
New & Used (3 Years Old - or newer) Hybrid/Electric cars only Loan	-	-	5.74%	Up to 5 years
Details Published APR range: 5.74%-15.74%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
New and Used Vehicles Loan	-	-	5.74%	Up to 5 years
Details Published APR range: 5.74% - 15.74%. Type of vehicle: Hybrid/Electric cars only Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
New and Used Vehicles Loan	-	-	5.99%	Up to 5 years
Details Published APR range: 5.99% - 15.99%. Type of vehicle: New & Used (3 Years Old - or newer) Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Boats, Motorcycle and RVs Loan	-	7.50%	Up to 5 years
Details Published APR range: 7.5% - 17.5%. Type: Used APR; Loan Amount: Any, when approved Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Student Loan Rates

Product	Rate	Points	APR	Term	View More
Post-Secondary Education Loan	-	-	8.00%	Up to 4 years
Details Published APR range: 8% - 10%. Loan Amount: Up to $15,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Credit Card Rates

Product	Rate	APR
VISA Classic	-	10.00%
Details Published APR range: 10% - 16%. Credit Limit Up to $10,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Credit Card	-	13.99%
Details Based on the results of your credit evaluation and the analysis of your repayment ability, your rate will be within this range, and/or you might be approved for a smaller loan than you requested; your loan might also be denied. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Personal Loan Rates

Product	APR	Term
Fixed Rate Personal Loans	8.44%	Up to 42 months
Details Loan Amount: Up to $15,000; Fixed rate limited time offer loans. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Personal Loans	10.00%	Up to 6 years
Details Published APR range: 10% - 18%. Loan Amount: Up to $35,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Signature Loan	10.00%	Up to 6 years
Details Published APR range: 10 - 18%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
International Personal Loan	17.00%	Up to 3 years
Details This is a variable rate loan. The rate is determined by adding a margin to an existing published rate (the Prime Rate published on the Wall Street Journal), and the rate may change without previous notice on the last day of March, June, September or December each year; however, your rate will never exceed 18% APR. Based on the results of your credit evaluation, and the analysis of your repayment ability, you might be approved for a smaller loan than you requested; your loan might also be denied. This loan is offered exclusively to members of OAS FCU who do not otherwise qualify for any loans via their employers as part of their employers' relationships with the Credit Union. We offer this loan to those who have been members of OAS FCU longer than one year, and who can provide proof of employment with income exceeding 24 months. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

OAS Staff Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Balance Transfer Loan	-	-	2.25%
Details Credit Limit Up to available credit Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
CAF Recognition for Years of Service Loan	-	-	6.50%	Up to 15 years
Details Loan Amount: Up to $35,000; APR is variable indexed based on Prime Rate. Rate may change quarterly. Based on credit evaluation. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Green Loan	-	-	8.44%	Up to 42 months
Details This is a fixed rate and will remain the same during the entire life of the loan. Loan approval is based on a credit and repayment ability evaluation, and it is possible that you may not qualify for this loan. Loan disbursement subject to proof of purchase or invoice of the green product. Available only for members and improvements in the United States. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
IICA Recognition of Years of Service Loan	-	-	6.50%	Up to 15 years
Details Loan Amount: Up to 100% of accrued benefit; APR is variable indexed based on Prime Rate. Rate may change quarterly. Based on credit evaluation. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
International Loans	-	-	17.00%	3-year
Details Borrow up to three times your monthly income, up to $5,000. No SSN or U.S. credit checks required. Easy 3-year repayment schedule. Skip up to two non-consecutive payments per calendar year. No fees to apply or pay off early. Pay conveniently online from anywhere in the world. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
New & Used (3 Years Old - or newer) Loan	-	-	5.99%	Up to 5 years
Details Published APR range: 5.99%-15.99%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
OAS Benefits Loan	-	-	9.00%	Up to 10 years
Details Loan Amount: Up to $10,000; APR is variable indexed based on Prime Rate. Rate may change quarterly. Based on credit evaluation. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
OAS Retirement & Pension Plan Loan	-	-	6.50%	Up to 15 years
Details Loan Amount: Up to $65,000; APR is variable indexed based on Prime Rate. Rate may change quarterly. Based on credit evaluation. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Used Loan	-	-	7.50%	Up to 5 years
Details Published APR range: 7.5 - 17.5%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Holiday Club	0.35%	-	0.35%	12 months
Details Monthly Deposits (of up to $1,000) Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
IRA Share Certificate (36 Month)	2.45%	-	2.48%	36 Month
Min Deposit $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Jumbo IRA Share Certificate (36 Month)	2.50%	-	2.53%	36 Month
Min Deposit $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Tax Club	0.35%	-	0.35%	12 months
Details Monthly Deposits (no limits) Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Traditional IRA	0.35%	-	0.35%
Min Deposit $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%
Vacation Club	0.35%	-	0.35%	12 months
Details Monthly Deposits (of up to $1,000) Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.50%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

OAS Staff Federal Credit Union’s Texas Ratio rose from 1.27% in Q2 2023 to 15.50% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$290M	15.50%	5.0	A-
December 31, 2025	$285M	19.14%	4.7	B
September 30, 2025	$280M	8.95%	5.0	A
June 30, 2025	$283M	11.14%	5.0	A
March 31, 2025	$287M	17.30%	4.8	B+
December 31, 2024	$279M	20.22%	4.6	B
September 30, 2024	$279M	17.92%	4.8	B+
June 30, 2024	$276M	6.42%	5.0	A
March 31, 2024	$280M	4.19%	5.0	A+
December 31, 2023	$275M	6.42%	5.0	A
September 30, 2023	$274M	3.63%	5.0	A+
June 30, 2023	$278M	1.27%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for OAS Staff Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather OAS Staff Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OAS Staff Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OAS Staff Federal Credit Union

Website https://www.oasfcu.org

Address 1889 F St NW, Washington, DC 20006

Phone 202-458-3834

Fax

President Yadira Pinilla

CEO CARLOS CALDERON

Full-Time Employees 36

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.50%

Return on Assets (ROA)

0.0167%

Return on Equity (ROE)

0.2263%

Non-Performing Loans Ratio (NPL)

2.07%

Total Assets

289,650,400

Total Amount of Shares and Deposits

271,560,153

Total Shares and Deposits < 1 Year

263,247,511

Total Shares and Deposits 1 3 Years

7,831,369

Total Shares and Deposits > 3 Years

481,273

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,685,728

Total Uninsured Shares and Deposits > $250K (F+J)

23,685,728

Total Insured Shares and Deposits > $250K (item 17 less item K)

247,874,425

Total Interest Expense (Sum of items 6 8)

622,181

Share Certificates

1,139

Number of Accounts for Share Drafts

7,536

IRA KEOGH Accounts

Number of Accounts for Regular Shares

12,679

Net Income (unless the amount is already included in Undivided Earnings)

48,515

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,497,044

Total Liabilities

275,912,655

Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Frequently Asked Questions About OAS Staff Federal Credit Union

How many branches does OAS Staff Federal Credit Union operate?

OAS Staff Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OAS Staff Federal Credit Union?

Yes, to access services at OAS Staff Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OAS Staff Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OAS Staff Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does OAS Staff Federal Credit Union offer online and mobile banking?

Most modern institutions like OAS Staff Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oasfcu.org.

Current OAS Staff Federal Credit Union Rates

12-Month CD3.05%
18-Month CD2.48%
24-Month CD2.38%
60-Month CD2.38%
Savings0.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

OAS Staff Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

OAS Staff Federal Credit Union Texas Ratio

OAS Staff Federal Credit Union Health Trend

OAS Staff Federal Credit Union CD Rates

OAS Staff Federal Credit Union Savings Rates

OAS Staff Federal Credit Union Checking Rates

OAS Staff Federal Credit Union Home Equity & HELOC

OAS Staff Federal Credit Union Auto Loan Rates

OAS Staff Federal Credit Union RV, Boat and Powersport Loan Rates

OAS Staff Federal Credit Union Student Loan Rates

OAS Staff Federal Credit Union Credit Card Rates

OAS Staff Federal Credit Union Personal Loan Rates

OAS Staff Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About OAS Staff Federal Credit Union

How many branches does OAS Staff Federal Credit Union operate?

Is a member application needed to join OAS Staff Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does OAS Staff Federal Credit Union offer online and mobile banking?

Current OAS Staff Federal Credit Union Rates

Compare to Other Credit Unions