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Solon Chagrin Falls Federal Credit Union

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Solon Chagrin Falls Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solon Chagrin Falls Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Solon Chagrin Falls Federal Credit Union's top rate as of October 13, 2026 is personal loans from 10.00% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Solon Chagrin Falls Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.07%. Rates last updated and verified on 10/13/2026.

Solon Chagrin Falls Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Solon Chagrin Falls Federal Credit Union? Share your experience about Solon Chagrin Falls Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Solon Chagrin Falls Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.07%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Solon Chagrin Falls Federal Credit Union
Main Office

33600 Inwood Dr
Solon, OH 44139-4132

http://www.soloncu.com/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Solon Chagrin Falls Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity - Open End Variable	-	-	6.00%
Details 50,000 & UP. 80% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity - Open End Variable	-	-	6.50%
Details 25,000 to 49,999. 80% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00% Oct 9, 20266.50%▲ from 6.00% Sep 29, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity - Open End Variable	-	-	6.75%
Details Up to $24,999. 80% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 6.00% → 6.75% ▲ 0.75 pts · high 6.75% / low 6.00% Oct 9, 20266.75%▲ from 6.00% Sep 29, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity - Open End Variable	-	-	7.50%
Details 50,000 & UP. 90% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 7.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity - Open End Variable	-	-	7.75%
Details 25,000 to 49,999. 90% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50% Oct 9, 20267.75%▲ from 7.50% Sep 29, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	7.75%	5-7 Years
Details Min $50,000 and up. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	7.75%	10 Years
Details Min $50,000 and up. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity - Open End Variable	-	-	8.00%
Details Up to $24,999. 90% Equity Value. Prime = 7.00% APR as of 9/16/2026. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 7.50% → 8.00% ▲ 0.50 pts · high 8.00% / low 7.50% Oct 9, 20268.00%▲ from 7.50% Sep 29, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.00%	5-7 Years
Details Min $10,000. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.00%	10 Years
Details Min $10,000. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.00%	12 Years
Details Min $50,000 and up. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.00%	14 Years
Details Min $50,000 and up. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.50%	12 Years
Details Min $10,000. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	8.50%	14 Years
Details Min $10,000. 80% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	9.50%	5-7 Years
Details Min $50,000 and up. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	9.50%	10 Years
Details Min $50,000 and up. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.00%	5-7 Years
Details Min $10,000. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.00%	10 Years
Details Min $10,000. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.00%	12 Years
Details Min $50,000 and up. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.00%	14 Years
Details Min $50,000 and up. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.50%	12 Years
Details Min $10,000. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Home Equity-Closed End Fixed	-	-	10.50%	14 Years
Details Min $10,000. 90% Equity Value. Add 0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%

Solon Chagrin Falls Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	4.50%	up to 36 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25% Oct 5, 20264.50%▲ from 4.25% Sep 29, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Refinanced New Vehicle Loan (1 yr old or newer)	-	-	4.50%	up to 36 Months
Details Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Vehicle Loan	-	-	4.75%	From 37 to 48 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 4.50% → 4.75% ▲ 0.25 pts · high 4.75% / low 4.50% Oct 5, 20264.75%▲ from 4.50% Sep 29, 20264.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Refinanced New Vehicle Loan (1 yr old or newer)	-	-	4.75%	From 37 to 48 Months
Details Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Vehicle Loan	-	-	5.25%	From 49 to 66 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 4.99% → 5.25% ▲ 0.26 pts · high 5.25% / low 4.99% Oct 5, 20265.25%▲ from 4.99% Sep 29, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Refinanced New Vehicle Loan (1 yr old or newer)	-	-	5.25%	From 49 to 66 Months
Details Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Vehicle Loan	-	-	5.50%	From 67 to 84 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 5.25% → 5.50% ▲ 0.25 pts · high 5.50% / low 5.25% Oct 5, 20265.50%▲ from 5.25% Sep 29, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Refinanced New Vehicle Loan (1 yr old or newer)	-	-	5.50%	From 67 to 84 Months
Details Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Vehicle Loan	-	-	5.99%	For up to 48 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Vehicle Loan	-	-	6.75%	From 49 to 66 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Vehicle Loan	-	-	6.99%	From 67 to 72 Months
Details Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Gap Insurance required. Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%

Solon Chagrin Falls Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Trailer, Boat, RV, Motor Home Loans	-	6.00%	For up to 48 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Trailer, Boat, RV, Motor Home Loans	-	6.25%	From 49 to 60 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Trailer, Boat, RV, Motor Home Loans	-	6.50%	From 61 to 72 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New ATV, Jet Ski, Snow Mobile Loans	-	6.75%	For up to 48 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Trailer, Boat, RV, Motor Home Loans	-	6.75%	From 73 to 84 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New ATV, Jet Ski, Snow Mobile Loans	-	6.99%	From 49 to 60 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Motorcycle Loans	-	6.99%	For up to 48 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New ATV, Jet Ski, Snow Mobile Loans	-	7.25%	From 61 to 72 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Motorcycle Loans	-	7.25%	From 49 to 60 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Trailer, Boat, RV, Motor Home Loans	-	7.25%	For up to 48 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
New Motorcycle Loans	-	7.50%	From 61 to 72 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Trailer, Boat, RV, Motor Home Loans	-	7.50%	From 49 to 60 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used ATV, Jet Ski, Snow Mobile Loans	-	7.75%	For up to 48 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Trailer, Boat, RV, Motor Home Loans	-	7.75%	From 61 to 72 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used ATV, Jet Ski, Snow Mobile Loans	-	7.99%	From 49 to 60 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Trailer, Boat, RV, Motor Home Loans	-	7.99%	From 73 to 84 Months
Details Max term 7 yrs, 100% of purchase price. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Motorcycle Loans	-	8.50%	For up to 48 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Used Motorcycle Loans	-	8.75%	From 49 to 60 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%

Solon Chagrin Falls Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	10.00%	36 months
Details Max loan $3,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Signature Loan	10.00%	30 months
Details Max loan $2,500. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Signature Loan	10.00%	24 months
Details Max loan $2,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%

Solon Chagrin Falls Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Revolving Loans - Open Line of Credit	-	-	8.00%	60 months
Details For lines opened after 01/01/2021. Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Revolving Loans - Open Line of Credit	-	-	8.00%	48 months
Details Max loan $5,000. Lines opened after 01/01/2021. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Revolving Loans - Open Line of Credit	-	-	8.00%	42 months
Details Max loan $4,250. Lines opened after 01/01/2021. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Revolving Loans - Open Line of Credit	-	-	8.00%	36 months
Details Max loan $3,500. Lines opened after 01/01/2021. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Share Loans	-	-	4.00%
Details Use your savings as collateral and save. Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 4.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Tuition Line	-	-	7.00%	24 months
Details Max loan $4,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Tuition Line	-	-	7.00%	36 months
Details Max loan $5,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Tuition Line	-	-	7.00%	48 months
Details Max loan $6,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Tuition Line	-	-	7.00%	60 months
Details Max loan $7,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Tuition Line	-	-	7.00%	84 months
Details Max loan $10,000. Add .25/.26 if payments are not made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Vacation Loans/Holiday Loans	-	-	7.99%	up to 24 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Vacation Loans/Holiday Loans	-	-	8.25%	up to 36 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 8.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%
Vacation Loans/Holiday Loans	-	-	8.50%	up to 48 Months
Details Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 8.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.07%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Solon Chagrin Falls Federal Credit Union’s Texas Ratio stayed near 0.04% in Q3 2023 to 0.07% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$10M	0.07%	5.0	A+
March 31, 2026	$10M	0.07%	5.0	A+
December 31, 2025	$10M	0.00%	5.0	A+
September 30, 2025	$10M	0.00%	5.0	A+
June 30, 2025	$10M	0.00%	5.0	A+
March 31, 2025	$10M	0.00%	5.0	A+
December 31, 2024	$10M	0.00%	5.0	A+
September 30, 2024	$10M	0.00%	5.0	A+
June 30, 2024	$10M	0.00%	5.0	A+
March 31, 2024	$9M	0.00%	5.0	A+
December 31, 2023	$9M	0.04%	5.0	A+
September 30, 2023	$10M	0.04%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Solon Chagrin Falls Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Solon Chagrin Falls Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Solon Chagrin Falls Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Solon Chagrin Falls Federal Credit Union

Website http://www.soloncu.com/

Address 33600 Inwood Dr, Solon, OH 44139-4132

Phone 440-349-6257

Fax 440-349-7297

President Cheryl Ockunzzi

CEO Kirk Miller

Full-Time Employees 1

Part-Time Employees 4

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.07%

Return on Assets (ROA)

0.4004%

Return on Equity (ROE)

2.0236%

Non-Performing Loans Ratio (NPL)

0.04%

Total Assets

9,627,110

Total Amount of Shares and Deposits

7,653,570

Total Shares and Deposits < 1 Year

7,433,570

Total Shares and Deposits 1 3 Years

220,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

277,308

Total Uninsured Shares and Deposits > $250K (F+J)

277,308

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,376,262

Total Interest Expense (Sum of items 6 8)

95,486

Share Certificates

Number of Accounts for Regular Shares

597

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

17,999

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

113,622

Total Liabilities

7,721,999

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Solon Chagrin Falls Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Solon Chagrin Falls Federal Credit Union

How many branches does Solon Chagrin Falls Federal Credit Union operate?

Solon Chagrin Falls Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Solon Chagrin Falls Federal Credit Union?

Yes, to access services at Solon Chagrin Falls Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Solon Chagrin Falls Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solon Chagrin Falls Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Solon Chagrin Falls Federal Credit Union offer online and mobile banking?

Most modern institutions like Solon Chagrin Falls Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.soloncu.com/.