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First NRV Federal Credit Union Rates and Review January 2026

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First NRV Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 0.10% and 3-month CD rates at 3.00%. Savings rates are at 0.50% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 7.13%. Credit Card rates are at 11.90%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates which you can compare to First NRV Federal Credit Union rates.

Compare First NRV Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First NRV Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

First NRV Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First NRV Federal Credit Union? Share your experience about First NRV Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First NRV Federal Credit Union.

Overall, First NRV Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

First NRV Federal Credit Union
First NRV Federal Credit Union
900 W Main St
Radford, VA 24141 1597
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$1,000
18-Month CD
3.75%
$1,000
6-Month CD
3.75%
$1,000
18-Month CD
3.72%
$500
12-Month CD
3.56%
$1,000
48-Month CD (Jumbo)
3.55%
$25,000
36-Month CD
3.55%
$1,000
12-Month CD
3.50%
$500
18-Month CD
3.50%
$1,000
11-Month CD
3.45%
$1,000
60-Month CD
3.30%
$1,000
Money Market
3.25%
$1,000
12-Month CD
3.25%
$500
Money Market
3.20%
$5,000
Rewards Money Market
3.20%
$50,000
24-Month CD
3.17%
$1,000
Apple Advantage Money Market
3.03%
$10,000
24-Month CD
3.03%
$1,000
24-Month CD
3.02%
$1,000
48-Month CD
3.00%
$1,000
36-Month CD
2.86%
$1,000
12-Month CD
2.75%
$1,000
36-Month CD
2.68%
$500
24-Month CD
2.55%
$1,000
12-Month CD
2.52%
$500
Investment Plus Money Market
2.05%
$25,000
60-Month CD
1.91%
$1,000
36-Month CD
1.70%
$500
60-Month CD
1.50%
$500
Money Market
1.26%
$1,500
Fountain Fund Money Market
1.25%
$2,500
6-Month CD
1.21%
$250
48-Month CD
1.05%
$500
60-Month CD
1.00%
$1,000
48-Month CD
0.80%
$500
Money Market
0.75%
$10,000
60-Month CD
0.60%
$200
60-Month CD
0.55%
$50
48-Month CD
0.50%
$1,000
Checking
0.40%
$500
48-Month CD
0.35%
$500
Savings
0.25%
$50
12-Month CD
0.25%
$500
Passbook Savings
0.10%
$10
SecFed High Yield Money Market
0.10%
$1
18-Month CD
0.10%
$500
Sound Money Market
0.02%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.621%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.000%
6.031%
0.000
5.750%
5.827%
0.000
5.875%
6.010%
0.000
6.000%
6.000%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
6.000%
6.043%
0.000
30-Year Fixed
5.875%
6.002%
0.000
30-Year Fixed
6.250%
6.263%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
6.125%
6.346%
0.000
15-Year Fixed
5.625%
5.747%
0.250
15-Year Fixed
5.625%
5.697%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.750%
5.856%
0.000
4.875%
5.754%
0.000
5.750%
7.634%
0.000
20-Year Fixed
5.875%
5.961%
0.125
30-Year Fixed Jumbo
6.125%
6.265%
1.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
6.125%
0.000%
6.198
15-Year Fixed
5.250%
5.452%
0.000
15 Year Fixed
5.375%
5.717%
0.706
30-Year Fixed
5.750%
5.842%
0.000
5.000%
5.128%
0.250
5.625%
5.700%
0.000
5.500%
5.588%
0.000
4.875%
5.275%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.625%
6.461%
0.000
6.125%
6.135%
0.000
5.875%
6.359%
0.000
6.000%
6.113%
0.000
5.700%
5.780%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.625%
5.781%
0.878
5.875%
6.070%
0.000
5.875%
6.010%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.000%
6.141%
0.000
5.875%
5.992%
1.000
5.875%
6.118%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
20-Year Fixed
5.750%
5.975%
0.000
5.750%
5.767%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.850%
5.891%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Student
17.990%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
16.100%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Access FCU Visa Classic
13.500%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum with Rewards
9.900%
VISA Traditional
14.240% - 18.000%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Starter
17.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
World Cash Back Credit Card Mastercard
18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Platinum Credit Card
9.500% - 12.500%
9.990%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Secure Card
13.740%
Visa Signature® Cash Back
17.750%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Platinum Secured Visa
8.750%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
15.000%
$500 - $1,500
6 - 12
Line of Credit
13.700%
$0
Term Line of Credit 84 months
8.000%
$0
Personal Signature Loan
11.000%
$0
96
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
A+ Preferred Line Of Credit
10.990%
$0
8.990%
$0
36
11.900%
$0 - $15,000
24 - 60
Credit Starter Loan
16.250%
$0
Personal Line of Credit
9.000%
$0
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
12.990%
$0
13 - 60
9.200% - 17.950%
$0 - $100
12 - 24
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal Loans
13.250%
$0
6184
Personal Loan
8.950%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
9.900%
$0
Preferred Personal Loan
10.000%
$0
60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Line of Credit
16.240%
$0
60
Personal/Signature
10.990%
$0
24 - 36
10.500%
$0
Personal Line of Credit Variable
13.150%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have First NRV Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: First NRV Federal Credit Union
Full Time Employees: 8
Part Time Employees: 1
President: Stanley Moore
CEO: Owen McKinnie
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
900 W Main St
Radford, VA 24141 1597
Phone Number: 540-639-0885
Fax Number: 540-639-0512

Financials

Total Assets:
38,598,533
Total Amount of Shares and Deposits:
35,196,060
Total Shares and Deposits < 1 Year:
34,947,665
Total Shares and Deposits 1 3 Years:
194,796
Total Shares and Deposits > 3 Years:
53,599
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
284,979
Total Uninsured Shares and Deposits > $250K (F+J):
284,979
Total Insured Shares and Deposits > $250K (item 17 less item K):
34,911,081
Total Interest Expense (Sum of items 6 8):
498,646
Share Certificates:
201
Number of Accounts for Share Drafts:
1,766
IRA KEOGH Accounts:
91
Number of Accounts for Regular Shares:
2,980
Net Income (unless the amount is already included in Undivided Earnings):
87,479
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,334,159
Total Liabilities:
35,300,012
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About First NRV Federal Credit Union

Is a member application needed to join First NRV Federal Credit Union?

Yes, to access services at First NRV Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, First NRV Federal Credit Union provides a range of mortgage and home equity products.

Is First NRV Federal Credit Union a safe place to deposit money?

Yes, First NRV Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does First NRV Federal Credit Union offer online and mobile banking?

Most modern institutions like First NRV Federal Credit Union provide digital access including online balance checks and transfers.

Current First NRV Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions