|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Deepwater Industries Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Deepwater Industries Federal Credit Union's 12 Month CD Special! rates are at 3.00%. Deepwater Industries Federal Credit Union's savings rates are at 0.01%. Deepwater Industries Federal Credit Union's money market rates are at 0.20%. Deepwater Industries Federal Credit Union's Personal Loan Rates are at 10.00%. Deepwater Industries Federal Credit Union's Credit Card Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Deepwater Industries Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 04/17/2026. Deepwater Industries Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Deepwater Industries Federal Credit Union? Share your experience about Deepwater Industries Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Deepwater Industries Federal Credit Union. Deepwater Industries Federal Credit Union
Deepwater Headquarters 565 North Broadway
https://www.deepwaterind.org Deepwater, NJ 08023 
Deepwater Industries Federal Credit Union CD Rates
Deepwater Industries Federal Credit Union Savings Rates
Deepwater Industries Federal Credit Union Money Market Rates
Deepwater Industries Federal Credit Union Checking Rates
Deepwater Industries Federal Credit Union Home Equity & HELOC
Deepwater Industries Federal Credit Union Credit Card Rates
Deepwater Industries Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Deepwater Industries Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Deepwater Industries Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Deepwater Industries Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Deepwater Industries Federal Credit Union
Website
https://www.deepwaterind.org
Address
565 North Broadway,
Deepwater, NJ 08023
Phone
856-299-1279
Fax
856-299-0287
President
Charles Minix
CEO
Sutton Gant
Full-Time Employees
14
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
Return on Assets (ROA)
0.7303%
Return on Equity (ROE)
7.1300%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
110,316,265
Total Amount of Shares and Deposits
97,954,316
Total Shares and Deposits < 1 Year
97,954,316
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,054,314
Total Uninsured Shares and Deposits > $250K (F+J)
1,054,314
Total Insured Shares and Deposits > $250K (item 17 less item K)
96,900,002
Total Interest Expense (Sum of items 6 8)
251,197
Share Certificates
214
Number of Accounts for Share Drafts
4,561
IRA KEOGH Accounts
223
Number of Accounts for Regular Shares
9,544
Money Market Shares
440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,071,872
Total Liabilities
99,379,999
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Deepwater Industries Federal Credit UnionIs Deepwater Industries Federal Credit Union a safe place to deposit money?Yes, Deepwater Industries Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0168605252693%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Deepwater Industries Federal Credit Union operate?Deepwater Industries Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Deepwater Industries Federal Credit Union?Yes, to access services at Deepwater Industries Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Deepwater Industries Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Deepwater Industries Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Deepwater Industries Federal Credit Union offer online and mobile banking?Most modern institutions like Deepwater Industries Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.deepwaterind.org. Current Deepwater Industries Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Middlesex Essex Postal Employees Federal Credit Union
Sunrise Family Credit Union
Puget Sound Refinery Federal Credit Union
Softite Community Federal Credit Union
National JACL Credit Union
Santa Rosa County Federal Credit Union
NJ Gateway Federal Credit Union
Co-op Credit Union of Montevideo
CorePlus Federal Credit Union
Priority Federal Credit Union
1st Valley Credit Union
Piney Hills Federal Federal Credit Union
Franklin First Federal Credit Union
Potlatch No 1 Financial Credit Union
Ukrainian National Federal Credit Union
Cy-Fair Federal Credit Union
Sandia Laboratory Federal Credit Union
Ambraw Federal Credit Union
Holyoke Community Federal Credit Union
Delta County Federal Credit Union
Cumberland Municipal Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
