First Peoples Community Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Peoples Community Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 2.01% and 3-month CD rates at 3.80%. Savings rates are at 0.25% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 6.70%. Credit Card rates are at 19.74%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to First Peoples Community Federal Credit Union rates.

Compare First Peoples Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Peoples Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Peoples Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Peoples Community Federal Credit Union? Share your experience about First Peoples Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Peoples Community Federal Credit Union.

Overall, First Peoples Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Peoples Community Federal Credit Union
Downtown
153 BALTIMORE ST
CUMBERLAND, MD 21502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Peoples Community Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Consumers Credit Union
Consumers Credit Union
Free Rewards Checking
5.00%
$0
Prime Alliance Bank
Prime Alliance Bank
12-Month CD
4.25%
$500
Riverland Bank
Riverland Bank
36-Month CD
3.85%
$1,000
Classic Bank
Classic Bank
Rewards Checking
3.82%
$0
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.72%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.55%
$250,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
24-Month CD
3.44%
$500
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Henderson FSB
Henderson FSB
18-Month CD
3.20%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
3.12%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
3.00%
$100
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
United Republic Bank
United Republic Bank
36-Month CD
3.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
48-Month CD
2.80%
$500
Horicon Bank
Horicon Bank
60-Month CD
2.77%
$1,000
Bar Harbor SLA
Bar Harbor SLA
36-Month CD
2.73%
$500
Haddon Savings Bank
Haddon Savings Bank
48-Month CD
2.70%
$500
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.60%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.55%
$1,000
Kaw Valley Bank
Kaw Valley Bank
30-Month CD
2.53%
$500
MidCountry Bank
MidCountry Bank
12-Month CD
2.50%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
48-Month CD
2.30%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
Silver Lake Bank
Silver Lake Bank
Kasasa Savings
2.00%
$0
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
1.75%
$100
First State Bank New London, WI
First State Bank New London, WI
48-Month CD
1.71%
$5,000
Wolf River Community Bank
Wolf River Community Bank
36-Month CD
1.55%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
36-Month CD
1.25%
$500
Bank of Springfield
Bank of Springfield
48-Month CD
1.17%
$1,000
Continental Bank
Continental Bank
48-Month CD
1.15%
$25,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
NOW Checking
0.75%
$1,000
Bangor Savings Bank
Bangor Savings Bank
36-Month CD
0.75%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.70%
$20,000
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
Vast Bank
Vast Bank
Money Market
0.50%
$1,000
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
60-Month CD
0.30%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Direct Checking
0.15%
$50
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Regular Passbook Savings
0.13%
$100
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Greeneville Federal Bank
Greeneville Federal Bank
NOW Checking
0.05%
$500
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
Passbook Savings
0.03%
$5
Ohio State Bank
Ohio State Bank
Money Market
0.01%
$2,500
Bank of Dudley
Advantage Savings
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Peoples Community Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.500%
5.892%
2.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.064%
0.382
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.125%
6.218%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
5.875%
6.239%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.125%
6.283%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.303%
0.626
River Region Credit Union
River Region Credit Union
5/5 ARM
6.250%
6.319%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
6.000%
6.322%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.250%
6.356%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.366%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.375%
6.394%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10/6 ARM
5.875%
6.395%
0.000
Northfield Savings Bank
Northfield Savings Bank
5/1 ARM
5.500%
6.425%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Peoples Community Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Peoples Community Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have First Peoples Community Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

First Peoples Community Federal Credit Union Information

Credit Union Name: First Peoples Community Federal Credit Union
Full Time Employees: 142
Part Time Employees: 13
President: Jeffrey McKenzie
CEO: Randy Olsen
Branch Locations: 20
ATM Locations: 21
Corporate Office Address:
153 BALTIMORE ST
CUMBERLAND, MD 21502
Phone Number: 301-784-3000
Fax Number:

First Peoples Community Federal Credit Union Financials

Total Assets:
601,784,069
Total Amount of Shares and Deposits:
520,282,110
Total Shares and Deposits < 1 Year:
465,219,308
Total Shares and Deposits 1 3 Years:
20,077,773
Total Shares and Deposits > 3 Years:
34,985,029
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
27,610,257
Total Uninsured Shares and Deposits > $250K (F+J):
27,610,257
Total Insured Shares and Deposits > $250K (item 17 less item K):
492,671,853
Total Interest Expense (Sum of items 6 8):
2,155,934
Share Certificates:
5,797
Number of Accounts for Share Drafts:
20,813
IRA KEOGH Accounts:
772
Number of Accounts for Regular Shares:
36,755
Money Market Shares:
309
Net Income (unless the amount is already included in Undivided Earnings):
854,072
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
45,517,144
Total Liabilities:
534,016,156
Show More

First Peoples Community Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates moved lower again this week and are now just above record lows set in November of last year. The catalysts sending mortgage rates lower this week were a weaker than expected retail sales report and a lower reading on consumer sentiment. As a result of the week economic data released, bond yields moved lower which in turn is sending mortgage rates lower.
Five Star Bank CD RatesFive Star Bank has two new online CD rate specials which are some of the best CD rates available today. The best deal for your money is Five Star Bank's 8-month CD rate at 1.71 percent with an APY of 1.72 percent. Other special CD rates from Five Star Bank include 13-month CD rates at 1.59 percent with an APY of 1.60 percent. 60-month CD rates are at 1.19 percent with an APY of 1.20 percent. 60-month IRA CD rates are at 1.14 percent with an APY of 1.15 percent, and 3-month CD rates are only at 0.05 percent with an APY of 0.05 percent. The minimum opening balance for all CD accounts at Five Star Bank is $500.
Getting the best car insurance quotes from several different insurance companies can be easily done online these days. Deciding on which types of auto insurance coverage and how much coverage you want is up to you. You need auto insurance coverage to protect yourself financially from having to pay for any property damage. The state of California has set a minimum amount of auto insurance liability coverage in order to register your vehicle so you will have to at least get the minimum. The California Insurance Code has a minimum liability coverage of $15,000 for injury/death to one person, $30,000 for injury/death to more than one person and $5,000 for damage to property.

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First Peoples Community Federal Credit Union Reviews

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