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Olivet Baptist Credit Union

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Olivet Baptist Credit Union Rates & Review May 2026

Q: Is a member application needed to join Olivet Baptist Credit Union?

Yes, to access services at Olivet Baptist Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Olivet Baptist Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Olivet Baptist Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.25%, 6-month share certificate rates at 5.00% and 3-month share certificate rates at 3.40%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to Olivet Baptist Credit Union rates. MonitorBankRates evaluates the financial stability of Olivet Baptist Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.35%. Rates were last updated on 05/16/2026.

Olivet Baptist Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Olivet Baptist Credit Union? Share your experience about Olivet Baptist Credit Union by leaving a review below, or read customer reviews before you decide to use Olivet Baptist Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.35%

Excellent Lower than avg

Olivet Baptist Credit Union
Olivet Baptist Credit Union

10000 Woodland Hills Dr
Cordova, TN 38018

Current Rate Availability

We do not have Olivet Baptist Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Olivet Baptist Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Olivet Baptist Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Olivet Baptist Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Olivet Baptist Credit Union

Website

Address 10000 Woodland Hills Dr, Cordova, TN 38018

Phone 901-454-7777

Fax

President Douglas Wright II

CEO Marilyn Blanks

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.35%

Return on Assets (ROA)

0.7508%

Return on Equity (ROE)

5.4923%

Non-Performing Loans Ratio (NPL)

3.79%

Total Assets

668,498

Total Amount of Shares and Deposits

573,014

Total Shares and Deposits < 1 Year

573,014

Total Insured Shares and Deposits > $250K (item 17 less item K)

573,014

Total Interest Expense (Sum of items 6 8)

3,077

Number of Accounts for Regular Shares

946

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

74,616

Total Liabilities

577,115

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Olivet Baptist Credit Union yet. Feel free to create one below.

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Average Rating

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Total Reviews

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Frequently Asked Questions About Olivet Baptist Credit Union

How many branches does Olivet Baptist Credit Union operate?

Olivet Baptist Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Olivet Baptist Credit Union?

Yes, to access services at Olivet Baptist Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Olivet Baptist Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Olivet Baptist Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Olivet Baptist Credit Union offer online and mobile banking?

Most modern institutions like Olivet Baptist Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.