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Frankenmuth Credit Union Rates and Review January 2026

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Frankenmuth Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 3.80% and 3-month CD rates at 2.00%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Frankenmuth Credit Union rates.

Compare Frankenmuth Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Frankenmuth Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Frankenmuth Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Frankenmuth Credit Union? Share your experience about Frankenmuth Credit Union by leaving a review below, or read customer reviews before you decide to use Frankenmuth Credit Union.

Overall, Frankenmuth Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Frankenmuth Credit Union
Main Office
580 N Main St
Frankenmuth, MI 48734
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.75%
$1,000
36-Month CD
3.75%
$10,000
36-Month CD
3.60%
$25,000
18-Month CD
3.60%
$1,000
6-Month CD
3.58%
$500
24-Month CD
3.56%
$500
60-Month CD
3.50%
$500
36-Month CD
3.41%
$0
12-Month CD
3.35%
$1,000
48-Month CD
3.26%
$1,000
12-Month CD
3.25%
$1,000
26-Month CD
3.25%
$1,000
26-Month CD
3.25%
$1,000
Cash Reserve Savings
3.25%
$0
12-Month CD
3.22%
$500
60-Month CD
3.15%
$1,000
24-Month CD
3.03%
$500
12-Month CD
3.00%
$100
48-Month CD
3.00%
$500
36-Month CD
2.78%
$2,500
48-Month CD
2.78%
$1,000
48-Month CD
2.75%
$500
18-Month CD
2.70%
$2,500
30-Month CD
2.50%
$1,000
30-Month CD
2.50%
$500
36-Month CD
2.15%
$1,000
60-Month CD
2.04%
$1,000
60-Month CD
2.02%
$1,000
36-Month CD
2.01%
$1,000
12-Month CD
1.75%
$1,000
48-Month CD
1.71%
$5,000
12-Month CD
1.26%
$1,000
Money Market
1.13%
$1,000
60-Month CD
1.05%
$1,000
12-Month CD
0.71%
$500
60-Month CD
0.65%
$500
Super NOW Checking
0.55%
$2,500
Variable Rate Savings
0.50%
$50
60-Month CD
0.50%
$1,000
60-Month CD
0.35%
$500
Money Market
0.35%
$500
30-Month CD
0.35%
$500
24-Month CD
0.30%
$500
Money Market
0.25%
$2,500
Great Rate Savings
0.15%
$100
Savings
0.05%
$50
48-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.740%
6.723%
0.000
5.375%
5.804%
0.000
5.875%
6.055%
0.000
5.875%
5.927%
0.500
5.500%
6.086%
0.000
30-Year Fixed
5.875%
6.086%
0.000
4.625%
4.690%
0.000
15-Year Fixed
5.625%
5.743%
0.000
10 Year Fixed
5.750%
5.883%
0.000
5.500%
5.809%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.500%
5.871%
0.000
5.875%
6.019%
1.000
5.875%
6.010%
0.000
5.500%
5.621%
0.000
30-Year Fixed
6.500%
6.512%
0.000
5.500%
5.688%
0.125
5.375%
5.568%
0.000
5.625%
5.691%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.500%
5.684%
0.000
20-Year Fixed
5.750%
5.840%
0.000
6.125%
6.190%
0.000
30-Year Fixed
6.000%
6.048%
0.000
6.000%
6.123%
0.000
15-Year Fixed
5.125%
5.284%
0.000
5.500%
5.680%
1.125
15-Year Fixed
5.500%
5.695%
0.000
10-Year Fixed
6.100%
6.433%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.250%
6.389%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
30-Year Fixed
6.000%
6.058%
0.000
5.875%
6.118%
0.000
5.125%
5.637%
0.250
15-Year Fixed Jumbo
6.125%
6.423%
0.000
30-Year Fixed
5.875%
5.978%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.625%
5.796%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
15 Year Fixed
5.375%
5.588%
0.000
15-Year Fixed
5.350%
5.785%
0.000
30-Year Fixed
5.625%
5.671%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.875%
6.420%
0.000
5.750%
5.856%
0.000
5.250%
6.055%
0.000
5.500%
5.561%
0.000
5.625%
5.941%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Classic Card
12.900%
No annual fee
VISA® Classic
12.960%
Academic VISA® Platinum
10.900%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum Clarity
15.990%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
8.900%
Member First VISA
15.040%
No balance transfer fees or annual fees.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
8.900% - 13.900%
Based upon credit worthiness.
Classroom Supply Visa
8.500%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
9.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Power MasterCard
12.740% - 18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Acadia Visa Credit Card
10.900%
No annual fee
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
11.900%
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.500%
$0 - $6,000
42
Personal Loan
11.760%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
13.240%
$0 - $2,000
36 - 36
13.240%
$0
48
Debt Consolidation Loan
9.000%
$0
108
10.250% - 10.650%
$3,000 - $25,000
10.990%
$500
36
Personal/Signature
10.990%
$0
24 - 36
8.990% - 18.000%
$0 - $30,000
72
9.900%
$0
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit
9.000%
$0
60
Personal Loans Share Secured
5.990%
$0
48
9.490%
$0
48 - 48
12.490%
$0
11.240% - 17.950%
$0
25 - 36
Debt Consolidated
9.490%
$500
36
9.200% - 17.950%
$0 - $500
48 - 48
Consolidation Loans
14.850%
$0
37 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
11.900%
$0 - $15,000
24 - 60
7.990%
$0 - $30,000
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Frankenmuth Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Frankenmuth Credit Union
Full Time Employees: 378
Part Time Employees: 36
President: Brian Dixon
CEO: VICKIE SCHMITZER
Branch Locations: 31
ATM Locations: 32
Corporate Office Address:
580 N Main St
Frankenmuth, MI 48734
Phone Number: 989-497-1600
Fax Number: 989-497-1661

Financials

Total Assets:
1,499,509,368
Total Amount of Shares and Deposits:
1,332,799,835
Total Shares and Deposits < 1 Year:
1,306,896,900
Total Shares and Deposits 1 3 Years:
23,799,253
Total Shares and Deposits > 3 Years:
2,103,682
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
320,597,238
Total Uninsured Shares and Deposits > $250K (F+J):
320,597,238
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,012,202,597
Total Interest Expense (Sum of items 6 8):
20,713,063
Share Certificates:
5,901
Number of Accounts for Share Drafts:
55,678
IRA KEOGH Accounts:
910
Number of Accounts for Regular Shares:
92,468
All other shares:
32,489
Non Member Deposits:
4
Money Market Shares:
656
Net Income (unless the amount is already included in Undivided Earnings):
12,186,520
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
25,629,878
Total Liabilities:
1,347,871,357
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Frankenmuth Credit Union

Is a member application needed to join Frankenmuth Credit Union?

Yes, to access services at Frankenmuth Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Frankenmuth Credit Union provides a range of mortgage and home equity products.

Is Frankenmuth Credit Union a safe place to deposit money?

Yes, Frankenmuth Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Frankenmuth Credit Union offer online and mobile banking?

Most modern institutions like Frankenmuth Credit Union provide digital access including online balance checks and transfers.

Current Frankenmuth Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions