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TRONA VALLEY COMMUNITY Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

TRONA VALLEY COMMUNITY's 3 Month CD rates are at 3.75%, Business 3 Month CD rates are at 3.75%, 12 Month CD rates are at 3.65%, 6 Month CD rates are at 3.65%, Business 6 Month CD rates are at 3.65%. TRONA VALLEY COMMUNITY's savings rates are at 0.05%. TRONA VALLEY COMMUNITY's money market rates are at 0.25%. TRONA VALLEY COMMUNITY's Personal Loan Rates are as low as 11.75%. MonitorBankRates evaluates the financial stability of TRONA VALLEY COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.08%. Rates last updated and verified on 09/22/2026.

TRONA VALLEY COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRONA VALLEY COMMUNITY? Share your experience about TRONA VALLEY COMMUNITY by leaving a review below, or read customer reviews before you decide to use TRONA VALLEY COMMUNITY.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.08%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
TRONA VALLEY COMMUNITY
Trona Valley CFCU - Main Office
840 Hitching Post Dr
Green River, WY 82935-5554
http://www.tronavalley.com
Member NCUA

TRONA VALLEY COMMUNITY CD Rates

Product Rate APY Term View More
3 Month Certificate 3.70% 3.75% 3 Month
Min Deposit $200
Details Term: 3 Month Certificate (91 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 3 Month Certificate 3.70% 3.75% 3 Month
Min Deposit $200
Details Term: 3 Month Certificate (91 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
12 Month Certificate 3.60% 3.65% 12 Month
Details Term: 12 Month Certificate (365 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
6 Month Certificate 3.60% 3.65% 6 Month
Min Deposit $200
Details Term: 6 Month Certificate (182 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 6 Month Certificate 3.60% 3.65% 6 Month
Min Deposit $200
Details Term: 6 Month Certificate (182 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
12 Month Certificate 3.50% 3.55% 12 Month
Min Deposit $200
Details Term: 12 Month Certificate (365 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
9 Month Certificate 3.50% 3.55% 9 Month
Min Deposit $200
Details Term: 9 Month Certificate (273 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 12 Month Certificate 3.50% 3.55% 12 Month
Min Deposit $200
Details Term: 12 Month Certificate (365 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 9 Month Certificate 3.50% 3.55% 9 Month
Min Deposit $200
Details Term: 9 Month Certificate (273 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
18 Month Certificate 3.45% 3.50% 18 Month
Details Term: 18 Month Certificate (547 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
18 Month Certificate 3.36% 3.40% 18 Month
Min Deposit $200
Details Term: 18 Month Certificate (547 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 18 Month Certificate 3.36% 3.40% 18 Month
Min Deposit $200
Details Term: 18 Month Certificate (547 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
60 Month Certificate 3.31% 3.35% 60 Month
Details Term: 60 Month Certificate (1825 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
24 Month Certificate 3.26% 3.30% 24 Month
Details Term: 24 Month Certificate (730 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
48 Month Certificate 3.26% 3.30% 48 Month
Details Term: 48 Month Certificate (1460 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
36 Month Certificate 3.21% 3.25% 36 Month
Details Term: 36 Month Certificate (1095 Days); Dividends Post Quarterly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
60 Month Certificate 3.21% 3.25% 60 Month
Min Deposit $200
Details Term: 60 Month Certificate (1825 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 60 Month Certificate 3.21% 3.25% 60 Month
Min Deposit $200
Details Term: 60 Month Certificate (1825 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
24 Month Certificate 3.16% 3.20% 24 Month
Min Deposit $200
Details Term: 24 Month Certificate (730 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
48 Month Certificate 3.16% 3.20% 48 Month
Min Deposit $200
Details Term: 48 Month Certificate (1460 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 24 Month Certificate 3.16% 3.20% 24 Month
Min Deposit $200
Details Term: 24 Month Certificate (730 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 48 Month Certificate 3.16% 3.20% 48 Month
Min Deposit $200
Details Term: 48 Month Certificate (1460 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
36 Month Certificate 3.07% 3.10% 36 Month
Min Deposit $200
Details Term: 36 Month Certificate (1095 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Business 36 Month Certificate 3.07% 3.10% 36 Month
Min Deposit $200
Details Term: 36 Month Certificate (1095 Days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Savings Rates

Product Rate APY View More
High Yield Savings 1.00% 1.00%
Min Balance $0
Details Balance: $0 - $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Youth Savings 1.00% 1.00%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Youth Savings 0.50% 0.50%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Traditional Savings 0.10% 0.10%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
High Yield Savings 0.05% 0.05%
Min Balance $25,000
Details Balance: Over $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Money Market Rates

Product Rate APY View More
Money Market 3.25% 3.30%
Min Balance $150,000
Details Balance: Over $150,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market 2.23% 2.50%
Min Balance $75,000
Details Balance: $75,000 - 149,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market 2.08% 2.10%
Min Balance $20,000
Details Balance: $20,000 - $74,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market 1.98% 2.00%
Min Balance $2,000
Details Balance: $2,000 - $19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Money Market 0.25% 0.25%
Min Balance $0
Details Balance: $0 - $1,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Checking Rates

Product Rate APY View More
High Yield Checking 3.93% 4.00%
Min Balance $0
Details Balance: $0 - $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
High Yield Checking 0.05% 0.05%
Min Balance $25,000
Details Balance: Over $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Auto Loan Rates

Product Rate Points APR Term View More
Autos - - 4.49%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles and ATVs Loan - 6.25%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Personal Loan Rates

Product APR Term View More
Signature Line of Credit 11.75%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Personal Loans 12.00%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%

TRONA VALLEY COMMUNITY Other Rates

Product Rate Points APY/APR Term View More
CU Grow Certificate 2.97% - 3.00%
Min Deposit $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
CU Learn Certificate 3.94% - 4.00%
Min Deposit $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
CU Prosper Certificate 4.91% - 5.00%
Min Deposit $100
Details Term: CU Prosper Certificate
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
IRA, HSA, ESA Shares 0.30% - 0.30%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.08%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

TRONA VALLEY COMMUNITY’s Texas Ratio fell from 4.31% in Q2 2023 to 3.08% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.31% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.08% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$468M3.08%5.0A+
December 31, 2025$450M3.98%5.0A+
September 30, 2025$442M3.55%5.0A+
June 30, 2025$442M3.93%5.0A+
March 31, 2025$434M3.24%5.0A+
December 31, 2024$416M5.52%5.0A+
September 30, 2024$410M6.12%5.0A
June 30, 2024$410M6.41%5.0A
March 31, 2024$404M5.22%5.0A+
December 31, 2023$393M5.13%5.0A+
September 30, 2023$380M5.06%5.0A+
June 30, 2023$370M4.31%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TRONA VALLEY COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TRONA VALLEY COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TRONA VALLEY COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TRONA VALLEY COMMUNITY
Website http://www.tronavalley.com
Address 840 Hitching Post Dr, Green River, WY 82935-5554
Phone 307-875-9800
Fax 307-875-5551
President Dan Stanton
CEO Jeremy Gibson
Full-Time Employees 98
Part-Time Employees 0
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.08%
Return on Assets (ROA)
0.2968%
Return on Equity (ROE)
2.1410%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
467,559,027
Total Amount of Shares and Deposits
401,837,466
Total Shares and Deposits < 1 Year
379,310,901
Total Shares and Deposits 1 3 Years
18,271,867
Total Shares and Deposits > 3 Years
4,254,698
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,742,709
Total Uninsured Shares and Deposits > $250K (F+J)
35,742,709
Total Insured Shares and Deposits > $250K (item 17 less item K)
366,094,757
Total Interest Expense (Sum of items 6 8)
1,675,837
Share Certificates
3,472
Number of Accounts for Share Drafts
18,825
IRA KEOGH Accounts
666
Number of Accounts for Regular Shares
37,698
All other shares
71
Money Market Shares
870
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
84,592,968
Total Liabilities
402,986,974
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

TRONA VALLEY COMMUNITY earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/trona-valley-community-rates-review-15741">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for TRONA VALLEY COMMUNITY yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for TRONA VALLEY COMMUNITY
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Frequently Asked Questions About TRONA VALLEY COMMUNITY

How many branches does TRONA VALLEY COMMUNITY operate?

TRONA VALLEY COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TRONA VALLEY COMMUNITY?

Yes, to access services at TRONA VALLEY COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TRONA VALLEY COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TRONA VALLEY COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does TRONA VALLEY COMMUNITY offer online and mobile banking?

Most modern institutions like TRONA VALLEY COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tronavalley.com.

Current TRONA VALLEY COMMUNITY Rates

  • 12-Month CD3.55%
  • 18-Month CD3.40%
  • 24-Month CD3.20%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.

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