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iAdvertiser Disclosure
Advertiser Disclosure
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 Gateway Metro Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Gateway Metro Federal Credit Union's Special Youth CDs Tier 3: Money Master (Ages 15-18) rates are at 10.00%, Special Youth CDs Tier 2: Economic Explorer (Ages 10-15) rates are at 7.00%, Special Youth CDs Tier 1: Super Saver (Ages 2-10) rates are at 5.00%, CD 1 Year rates are at 3.50%, CD 6 Month rates are at 3.25%. Gateway Metro Federal Credit Union's savings rates are at 0.00%. Gateway Metro Federal Credit Union's money market rates are at 0.60%. Gateway Metro Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Gateway Metro Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.30%. Rates were last updated on 04/18/2026. Gateway Metro Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gateway Metro Federal Credit Union? Share your experience about Gateway Metro Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gateway Metro Federal Credit Union. Gateway Metro Federal Credit Union
Operations Center Back Office 1001 Pine St
https://www.gogmfcu.org Saint Louis, MO 63101 
Gateway Metro Federal Credit Union CD Rates
Gateway Metro Federal Credit Union Savings Rates
Gateway Metro Federal Credit Union Money Market Rates
Gateway Metro Federal Credit Union Checking Rates
Gateway Metro Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gateway Metro Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gateway Metro Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gateway Metro Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gateway Metro Federal Credit Union
Website
https://www.gogmfcu.org
Address
1001 Pine St,
Saint Louis, MO 63101
Phone
314-621-4575
Fax
314-621-3518
President
David Schmid
CEO
Jerome Lewis
Full-Time Employees
59
Part-Time Employees
0
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.30%
Return on Assets (ROA)
-0.0843%
Return on Equity (ROE)
-1.0547%
Non-Performing Loans Ratio (NPL)
1.42%
Total Assets
173,455,630
Total Amount of Shares and Deposits
160,932,257
Total Shares and Deposits < 1 Year
152,535,647
Total Shares and Deposits 1 3 Years
7,507,799
Total Shares and Deposits > 3 Years
888,810
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,644,204
Total Uninsured Shares and Deposits > $250K (F+J)
6,644,204
Total Insured Shares and Deposits > $250K (item 17 less item K)
154,288,053
Total Interest Expense (Sum of items 6 8)
1,038,915
Share Certificates
2,255
Number of Accounts for Share Drafts
7,262
IRA KEOGH Accounts
472
Number of Accounts for Regular Shares
11,860
All other shares
156
Money Market Shares
966
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,973,990
Total Liabilities
161,720,754
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gateway Metro Federal Credit UnionIs Gateway Metro Federal Credit Union a safe place to deposit money?Yes, Gateway Metro Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.298833786131%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gateway Metro Federal Credit Union operate?Gateway Metro Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gateway Metro Federal Credit Union?Yes, to access services at Gateway Metro Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gateway Metro Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gateway Metro Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gateway Metro Federal Credit Union offer online and mobile banking?Most modern institutions like Gateway Metro Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gogmfcu.org. Current Gateway Metro Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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