Genisys Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Genisys Credit Union

Compare Genisys Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Genisys Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Genisys Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Genisys Credit Union? Share your experience about Genisys Credit Union by leaving a review below, or read customer reviews before you decide to use Genisys Credit Union.

Overall, Genisys Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genisys Credit Union
Corporate Headquarters
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Genisys Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Waterman Bank
Waterman Bank
13-Month CD
5.01%
$0
First Community Bank Beemer, NE
First Community Bank Beemer, NE
7-Month CD (special)
5.00%
$5,000
Kanza Bank
Kanza Bank
7-Month CD (special)
5.00%
$1,000
Security Federal Bank
Security Federal Bank
15-Month CD
5.00%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD (special)
4.50%
$500
Marion County State Bank
Marion County State Bank
36-Month CD
4.50%
$1,000
Education Credit Union
Education Credit Union
12-Month CD
4.50%
$500
First National Bank of Ava
First National Bank of Ava
12-Month CD
4.06%
$500
Popular Bank
Popular Bank
36-Month CD
3.95%
$1,000
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
Minster Bank
Minster Bank
Money Market Advantage
3.65%
$500,000
Pioneer Trust Bank
Pioneer Trust Bank
18-Month CD
3.56%
$5,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.55%
$1,000
FNB of Bellville
FNB of Bellville
12-Month CD
3.55%
$1,000
Minnwest Bank
Minnwest Bank
6-Month CD (special online)
3.53%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
3.40%
$1,000
The Valley State Bank
The Valley State Bank
48-Month CD
3.35%
$500
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.25%
$1,000,000
First National Bank of Michigan
First National Bank of Michigan
24-Month CD
3.04%
$0
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
12-Month CD
3.00%
$1,000
5Star Bank
5Star Bank
30-Month CD
3.00%
$1,000
MidCountry Bank
MidCountry Bank
Money Market
2.53%
$250,000
State Bank of Industry
State Bank of Industry
48-Month CD
2.52%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
48-Month CD
2.52%
$1,000
First County Bank
First County Bank
24-Month CD
2.15%
$1,000
Collinsville Bank
Collinsville Bank
Total Money Market
2.02%
$100,000
National Exchange Bank and Trust
National Exchange Bank and Trust
48-Month CD
1.95%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
12-Month CD
1.50%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
12-Month CD
1.36%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
Essex Savings Bank
Essex Savings Bank
12-Month CD
1.02%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
12-Month CD
1.01%
$500
Oakdale State Bank
Oakdale State Bank
24-Month CD
1.00%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
6-Month CD
0.75%
$500
Hancock County SB
Hancock County SB
48-Month CD
0.75%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
0.75%
$500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Money Market Checking
0.59%
$2,500
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Checking
0.50%
$100
Community Bank of Missouri
Community Bank of Missouri
18-Month CD
0.40%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
24-Month CD
0.30%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
12-Month CD
0.20%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Passbook Savings
0.15%
$0
Friendship State Bank
Money Market Advantage
0.10%
$0
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Genisys Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
State Employees Credit Union
State Employees Credit Union
5-Year ARM
6.000%
6.094%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.375%
6.112%
0.250
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.375%
6.404%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
6.000%
6.429%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.435%
0.000
Genisys Credit Union
Genisys Credit Union
15 Year Fixed
6.375%
6.447%
0.659
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.375%
6.457%
0.500
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.375%
6.490%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.375%
6.528%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.375%
6.547%
0.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
30 Year Fixed
6.500%
6.548%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.500%
6.611%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30-Year Fixed
6.500%
6.644%
0.000
Genisys Credit Union
Genisys Credit Union
30 Year Fixed
6.625%
6.669%
0.079
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.500%
6.673%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.625%
6.720%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.500%
6.725%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
30-Year Fixed
6.625%
6.736%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
30-Year Fixed
6.625%
6.736%
0.500
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.500%
6.738%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Fixed (Power Rate)
6.625%
6.769%
0.000
Genisys Credit Union
Genisys Credit Union
20 Year Fixed
6.750%
6.809%
0.510
WVS West View SB
WVS West View SB
30-Year Fixed
6.625%
6.821%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Genisys Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Genisys Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Genisys Credit Union Information

Credit Union Name: Genisys Credit Union
Full Time Employees: 474
Part Time Employees: 47
President: Kim Turner
CEO: Jacqueline Buchanan
Branch Locations: 33
ATM Locations: 32
Corporate Office Address:
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Phone Number: 248-322-9800
Fax Number: 248-333-7911

Genisys Credit Union Financials

Total Assets:
4,672,089,159
Total Amount of Shares and Deposits:
3,864,516,641
Total Shares and Deposits < 1 Year:
3,466,003,461
Total Shares and Deposits 1 3 Years:
338,581,260
Total Shares and Deposits > 3 Years:
59,931,920
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
241,318,787
Total Uninsured Shares and Deposits > $250K (F+J):
241,318,787
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,623,197,854
Total Interest Expense (Sum of items 6 8):
46,627,908
Share Certificates:
39,531
Number of Accounts for Share Drafts:
177,233
IRA KEOGH Accounts:
4,955
Number of Accounts for Regular Shares:
339,727
All other shares:
1,498
Money Market Shares:
25,429
Net Income (unless the amount is already included in Undivided Earnings):
63,383,650
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
133,116,156
Total Liabilities:
4,052,469,003
Show More

Genisys Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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Mortgage rates made new record lows again this week, continuing the current downtrend of the past few months. Today's national average 30 year mortgage rate is at 4.48 percent, down from last week’s average 30 year mortgage rate of 4.52 percent.  30 year mortgage rates in North Carolina are even lower averaging only 4.45 percent this morning.
Mortgage Rates Week of October, 31, 2011Mortgage rates are barely changed this week over last. Today's mortgage rates on 30 year mortgage loans are averaging 4.13%, a slight increase from last week’s average 30 year mortgage rate of 4.11%. Average mortgage rates on 15 year mortgages are higher this week averaging 3.42%, an increase from last week’s average 15 year mortgage rate of 3.39%.

Bank or Credit Union Offers and Deals

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Genisys Credit Union Reviews

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