Genisys Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Genisys Credit Union

Compare Genisys Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Genisys Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Genisys Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Genisys Credit Union? Share your experience about Genisys Credit Union by leaving a review below, or read customer reviews before you decide to use Genisys Credit Union.

Overall, Genisys Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genisys Credit Union
Corporate Headquarters
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Genisys Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
7-Month CD (special)
4.91%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
8-Month CD
4.79%
$500
AAC Credit Union
AAC Credit Union
12-Month CD
4.75%
$500
360 Federal Credit Union
360 Federal Credit Union
6-Month CD share certificate
4.61%
$1,000
BankGloucester
BankGloucester
9-Month CD (Jumbo)
4.60%
$100,000
First State B&T Williston, ND
First State B&T Williston, ND
13-Month CD (special)
4.50%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
24-Month CD
4.50%
$5,000
Kendall Bank
Kendall Bank
36-Month CD
4.00%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
Online Savings
4.00%
$0
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
24-Month CD
3.05%
$500
Metz Banking Company
Metz Banking Company
48-Month CD
3.05%
$1,000
CIT Bank
CIT Bank
6-Month CD
3.00%
$1,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
12-Month CD
3.00%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
36-Month CD certificate
2.79%
$100
Gogebic Range Bank
Gogebic Range Bank
12-Month CD (Business)
2.78%
$500
NBT Financial Bank
NBT Financial Bank
36-Month CD
2.52%
$1,000
Axiom Bank
Axiom Bank
24-Month CD
2.50%
$500
Wolf River Community Bank
Wolf River Community Bank
6-Month CD
2.00%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
24-Month CD
1.51%
$500
Merchants State Bank
Merchants State Bank
Money Market
1.50%
$2,500
North Shore Bank Co-op
60-Month CD
1.50%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Access Money Market
1.50%
$10,000
HomeBank
36-Month CD
1.41%
$2,500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.20%
$5,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
48-Month CD
1.15%
$1,000
Fulton Bank
Fulton Bank
72-Month CD
1.01%
$1,000
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
0.95%
$500
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
6-Month CD
0.75%
$500
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Share Savings
0.75%
$100
The Middlefield Banking Company
The Middlefield Banking Company
36-Month CD
0.70%
$500
Peoples First Savings Bank
Peoples First Savings Bank
36-Month CD
0.65%
$500
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
Security State Bank of Marine
Security State Bank of Marine
36-Month CD
0.50%
$300
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
Bank of 1889
Bank of 1889
6-Month CD
0.25%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
WaFd Bank
WaFd Bank
12-Month CD
0.20%
$1,000
First County Bank
First County Bank
12-Month CD
0.15%
$1,000
Oxford Bank
Oxford Bank
18-Month CD
0.15%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
3-Month CD
0.10%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
3-Month CD
0.10%
$500
Maine Community Bank
Maine Community Bank
Savings
0.05%
$25
National Bank of Malvern
National Bank of Malvern
Now Checking
0.05%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Easy Interest Checking Account
0.02%
$0
Reading Co-op Bank
Reading Co-op Bank
Savings Account
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Genisys Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
4.990%
5.287%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.000%
6.197%
0.250
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
6.000%
6.335%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
6.375%
6.404%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
6.000%
6.429%
0.000
Genisys Credit Union
Genisys Credit Union
15 Year Fixed
6.375%
6.447%
0.659
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.500%
6.519%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.375%
6.554%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.375%
6.621%
2.000
Genisys Credit Union
Genisys Credit Union
30 Year Fixed
6.625%
6.669%
0.079
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
6.500%
6.680%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
20-Year Fixed
6.500%
6.691%
0.000
Northwest Community Bank
Northwest Community Bank
30-Year Fixed
6.625%
6.711%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.625%
6.718%
0.000
Chase Bank
Chase Bank
30-Year Fixed Jumbo
6.625%
6.724%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
20-Year Fixed
6.500%
6.724%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.500%
6.738%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.500%
6.749%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.625%
6.753%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed
6.500%
6.760%
0.000
Genisys Credit Union
Genisys Credit Union
20 Year Fixed
6.750%
6.809%
0.510
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
6.240%
6.818%
0.000
JTNB
JTNB
30-Year Fixed
6.750%
6.821%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Genisys Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Genisys Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Genisys Credit Union Information

Credit Union Name: Genisys Credit Union
Full Time Employees: 474
Part Time Employees: 47
President: Kim Turner
CEO: Jacqueline Buchanan
Branch Locations: 33
ATM Locations: 32
Corporate Office Address:
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Phone Number: 248-322-9800
Fax Number: 248-333-7911

Genisys Credit Union Financials

Total Assets:
4,672,089,159
Total Amount of Shares and Deposits:
3,864,516,641
Total Shares and Deposits < 1 Year:
3,466,003,461
Total Shares and Deposits 1 3 Years:
338,581,260
Total Shares and Deposits > 3 Years:
59,931,920
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
241,318,787
Total Uninsured Shares and Deposits > $250K (F+J):
241,318,787
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,623,197,854
Total Interest Expense (Sum of items 6 8):
46,627,908
Share Certificates:
39,531
Number of Accounts for Share Drafts:
177,233
IRA KEOGH Accounts:
4,955
Number of Accounts for Regular Shares:
339,727
All other shares:
1,498
Money Market Shares:
25,429
Net Income (unless the amount is already included in Undivided Earnings):
63,383,650
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
133,116,156
Total Liabilities:
4,052,469,003
Show More

Genisys Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

first-time-home-buyerFirst time home buyers have several reasons to take the plunge into home ownership these days.
Bangor Savings Bank 5 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View current 5 Year CD rates at Bangor Savings Bank below.
Mortgage rates are stable today but will be heading lower thanks to the Fed. Fixed mortgage rates on 30 year conforming mortgage loans are averaging 4.17%, down from yesterday’s average 30 year mortgage rate of 4.23%. Mortgage rates on 15 year conforming mortgage loans are averaging 3.36%, down from yesterday’s average 15 year mortgage rate of 3.38%. Interest rates will be heading lower thanks to the Fed's latest decision to lower rates by selling shorter term bonds and buying longer term bonds, AKA "operation twist".

Bank or Credit Union Offers and Deals

Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
Atlanta Postal Credit Union Highest CD Rates
Average CD Rates Hold Steady this Week Despite Negative Unemployment Report
Pittsburgh, Pennsylvania Savings Interest Account Rates and Money Market Account Rates: Top Savings Yield 2.00%
BBVA Compass Money Market Account Jumbo Rates now at 0.85%
Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
Sallie Mae Bank Savings Account
Homeowners Insurance: Taking Inventory of Your Possessions
NewDominion Bank 3 Month $50K CD Rates now at 0.25%

Alternative Bank and Credit Union Offers to Explore

Money Market Rates and Savings Rates Report May 17, 2015
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TotalDirectBank Money Market Account Rates
Mortgage Rates Decline as Home Prices Surge 7.5 Percent

Genisys Credit Union Reviews

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