Good Neighbors Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Good Neighbors Federal Credit Union's CD 24 month rates are at 2.12%, CD 18 month rates are at 2.02%, CD 3 month rates are at 1.87%, CD 12 month rates are at 1.86%, CD 6 month rates are at 1.51%. Good Neighbors Federal Credit Union's savings rates are at 0.01%. Good Neighbors Federal Credit Union's money market rates are at 0.50%. Good Neighbors Federal Credit Union's Personal Loan Rates are at 8.75%.
Good Neighbors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Good Neighbors Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Good Neighbors Federal Credit Union Texas RatioGood Neighbors Federal Credit Union's Texas Ratio is at 18.40%, which is considered good. The Texas Ratio for Good Neighbors Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while Good Neighbors Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.7
Excellent
Out of 5.0 Stars
Good Neighbors Federal Credit Union has earned a Smart Rating of 4.7 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Good Neighbors Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4.7 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Good Neighbors Federal Credit Union
Good Neighbors CU Main Office 5145 Broadway
Depew, NY 14043 
Good Neighbors Federal Credit Union CD Rates
Good Neighbors Federal Credit Union Savings Rates
Good Neighbors Federal Credit Union Money Market Rates
Good Neighbors Federal Credit Union Home Equity & HELOC
Good Neighbors Federal Credit Union Auto Loan Rates
Good Neighbors Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Good Neighbors Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Good Neighbors Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Good Neighbors Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Good Neighbors Federal Credit Union
Website: https://www.goodneighborscu.com
Full Time Employees: 37Part Time Employees: 3 President: Aaron Ruda CEO: Emma Smalley Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
5145 Broadway
Depew, NY 14043 Phone Number: 716-681-1460 Fax Number: FinancialsTotal Assets:
89,617,349
Total Amount of Shares and Deposits:
82,557,472
Total Shares and Deposits < 1 Year:
80,850,631
Total Shares and Deposits 1 3 Years:
1,706,841
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,675,383
Total Uninsured Shares and Deposits > $250K (F+J):
3,675,383
Total Insured Shares and Deposits > $250K (item 17 less item K):
78,882,089
Total Interest Expense (Sum of items 6 8):
425,855
Share Certificates:
382
Number of Accounts for Share Drafts:
7,155
Number of Accounts for Regular Shares:
11,480
Non Member Deposits:
1
Money Market Shares:
169
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,200,810
Total Liabilities:
82,627,602
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Source: NCUA Last Updated 09/30/2025
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December 17, 2025
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Frequently Asked Questions About Good Neighbors Federal Credit UnionIs a member application needed to join Good Neighbors Federal Credit Union?Yes, to access services at Good Neighbors Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Good Neighbors Federal Credit Union provides a range of mortgage and home equity products. Is Good Neighbors Federal Credit Union a safe place to deposit money?Yes, Good Neighbors Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Good Neighbors Federal Credit Union offer online and mobile banking?Most modern institutions like Good Neighbors Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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