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Greater Cincinnati School Credit Union

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Greater Cincinnati School Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cincinnati School Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 10, 2026

You can compare Greater Cincinnati School Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.40%, 6-month share certificate rates at 3.85% and 3-month share certificate rates at 3.50%. Savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to Greater Cincinnati School Credit Union rates. MonitorBankRates evaluates the financial stability of Greater Cincinnati School Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates were last updated on 06/10/2026.

Greater Cincinnati School Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Cincinnati School Credit Union? Share your experience about Greater Cincinnati School Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Cincinnati School Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.70%

Excellent Lower than avg

Greater Cincinnati School Credit Union
Silverton

7221 Montgomery Rd
Cincinnati, OH 45236

https://www.gccu.org

Current Rate Availability

We do not have Greater Cincinnati School Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Cincinnati School Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Cincinnati School Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Cincinnati School Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Cincinnati School Credit Union

Website https://www.gccu.org

Address 7221 Montgomery Rd, Cincinnati, OH 45236

Phone 513-559-1234

Fax 513-793-0138

President Harriet Russell

CEO Phil Kiley

Full-Time Employees 26

Part-Time Employees 3

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.70%

Return on Assets (ROA)

1.4913%

Return on Equity (ROE)

11.6086%

Non-Performing Loans Ratio (NPL)

0.96%

Total Assets

133,667,445

Total Amount of Shares and Deposits

115,949,092

Total Shares and Deposits < 1 Year

109,511,427

Total Shares and Deposits 1 3 Years

2,668,396

Total Shares and Deposits > 3 Years

3,769,270

Total Interest Expense (Sum of items 6 8)

748,514

Share Certificates

628

Number of Accounts for Share Drafts

3,738

IRA KEOGH Accounts

402

Number of Accounts for Regular Shares

9,805

All other shares

3,192

Money Market Shares

380

Net Income (unless the amount is already included in Undivided Earnings)

1,541,729

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

40,381,045

Total Liabilities

116,560,145

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Greater Cincinnati School Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Greater Cincinnati School Credit Union

How many branches does Greater Cincinnati School Credit Union operate?

Greater Cincinnati School Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Cincinnati School Credit Union?

Yes, to access services at Greater Cincinnati School Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Cincinnati School Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cincinnati School Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Cincinnati School Credit Union offer online and mobile banking?

Most modern institutions like Greater Cincinnati School Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gccu.org.