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Greater Waterbury Healthcare Federal Credit Union

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Greater Waterbury Healthcare Federal Credit Union Rates & Review April 2026

Q: What are the current interest rates at Greater Waterbury Healthcare Federal Credit Union?

Current rates for Greater Waterbury Healthcare Federal Credit Union include: Savings: 0.11%

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Waterbury Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 4, 2026

Greater Waterbury Healthcare Federal Credit Union's savings rates are at 0.11%. MonitorBankRates evaluates the financial stability of Greater Waterbury Healthcare Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.99%. Rates were last updated on 04/04/2026.

Greater Waterbury Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Waterbury Healthcare Federal Credit Union? Share your experience about Greater Waterbury Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Waterbury Healthcare Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.99%

Excellent Lower than avg

Greater Waterbury Healthcare Federal Credit Union
Greater Waterbury healthcare FCU

64 Robbins St
Waterbury, CT 06708

https://www.gwhfcu.com

Greater Waterbury Healthcare Federal Credit Union Savings Rates

Product	Rate	APY	View More
Savings accounts	-	0.11%
No additional details. Last Updated 04/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.99%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Waterbury Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Waterbury Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Waterbury Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Waterbury Healthcare Federal Credit Union

Website https://www.gwhfcu.com

Address 64 Robbins St, Waterbury, CT 06708

Phone 203-573-6227

Fax

President Stella Barbieri

CEO Jacqueline Bellemare

Full-Time Employees 2

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.99%

Return on Assets (ROA)

0.1471%

Return on Equity (ROE)

0.5498%

Non-Performing Loans Ratio (NPL)

5.41%

Total Assets

9,269,907

Total Amount of Shares and Deposits

6,767,976

Total Shares and Deposits < 1 Year

6,767,976

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

316,106

Total Uninsured Shares and Deposits > $250K (F+J)

316,106

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,451,870

Total Interest Expense (Sum of items 6 8)

24,930

Share Certificates

Number of Accounts for Share Drafts

207

Number of Accounts for Regular Shares

1,202

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

393,333

Total Liabilities

6,789,755

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Greater Waterbury Healthcare Federal Credit Union

Is Greater Waterbury Healthcare Federal Credit Union a safe place to deposit money?

Yes, Greater Waterbury Healthcare Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9913279508675%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greater Waterbury Healthcare Federal Credit Union operate?

Greater Waterbury Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Waterbury Healthcare Federal Credit Union?

Yes, to access services at Greater Waterbury Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Waterbury Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Waterbury Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Waterbury Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like Greater Waterbury Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gwhfcu.com.