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Greensboro Credit Union Rates and Review January 2026

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Greensboro Credit Union12-month CD rates can be found at 3.82%, 6-month CD rates at 3.75% and 3-month CD rates at 0.30%. Savings rates are at 3.50% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 14.74%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to Greensboro Credit Union rates.

Compare Greensboro Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Greensboro Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Greensboro Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Greensboro Credit Union? Share your experience about Greensboro Credit Union by leaving a review below, or read customer reviews before you decide to use Greensboro Credit Union.

Overall, Greensboro Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Greensboro Credit Union
Bulk Mail Center Office
3701 W Wendover Ave
Greensboro, NC 27495 0001
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Premium Checking
7.50%
$0
Elite Checking
4.06%
$10
24-Month CD
4.06%
$1,000
12-Month CD
3.80%
$500
60-Month CD
3.49%
$500
6-Month CD
3.20%
$500
12-Month CD
3.14%
$1,000
48-Month CD
3.07%
$1,000
18-Month CD
3.04%
$250
48-Month CD
3.00%
$1,000
36-Month CD
2.85%
$500
18-Month CD
2.75%
$500
24-Month CD
2.60%
$1,000
24-Month CD
2.52%
$500
36-Month CD
2.50%
$5,000
36-Month CD
2.02%
$1,000
12-Month CD
2.01%
$1,000
36-Month CD
2.00%
$1,000
60-Month CD
2.00%
$1,000
Passbook Savings
2.00%
$50
Statement Savings
1.75%
$200
18-Month CD
1.75%
$1,000
Money Market Investment
1.65%
$1
18-Month CD
1.51%
$1,000
24-Month CD
1.40%
$500
60-Month CD
1.29%
$1,000
36-Month CD
1.06%
$1,000
Passbook Savings
1.00%
$50
6-Month CD
0.85%
$500
18-Month CD
0.85%
$5,000
Savings
0.55%
$0
Money Market
0.50%
$75,000
Money Market
0.50%
$2,500
Savings
0.50%
$0
12-Month CD
0.50%
$1,000
Money Market Checking
0.35%
$100,000
Traditional Savings
0.35%
$50
18-Month CD
0.30%
$500
12-Month CD
0.25%
$1,000
Money Market
0.25%
$100
Money Market
0.25%
$1,000
Money Market
0.25%
$2,500
NOW Checking
0.10%
$1,000
9-Month CD
0.10%
$500
Money Market
0.05%
$1,000
Personal Savings
0.05%
$50
6-Month CD
0.05%
$500
Primary Share Savings
0.05%
$100
60-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Jumbo
6.125%
6.160%
0.000
6.000%
6.070%
0.000
5.875%
5.963%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.250%
6.580%
0.000
30-Year Fixed
5.750%
5.842%
0.000
10 Year Fixed
6.000%
6.223%
0.000
20-Year Fixed
5.000%
5.294%
2.000
6.000%
6.239%
0.000
5.375%
5.652%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
5.875%
5.941%
0.000
6.000%
6.160%
0.000
5.250%
5.534%
0.000
5.250%
5.633%
0.000
15-Year Fixed
5.500%
5.610%
0.000
30-Year Fixed
5.750%
5.788%
0.000
5.875%
5.927%
0.500
30-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
30-Year Fixed
6.000%
6.046%
0.000
6.125%
6.282%
1.000
10-Year Fixed
5.375%
5.590%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.625%
5.751%
0.000
30-Year Fixed
6.000%
6.031%
0.000
6.999%
7.235%
0.000
15-Year Fixed
5.500%
5.695%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.875%
6.190%
1.000
5.875%
5.888%
0.000
5.875%
6.055%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
6.000%
6.006%
0.000
5.875%
6.118%
0.000
5.625%
5.667%
0.000
5.625%
5.846%
0.000
5.500%
5.635%
0.000
6.125%
6.170%
0.000
5.500%
5.640%
0.000
15-Year Fixed
5.125%
5.180%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.875%
6.110%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.500%
5.597%
0.000
6.000%
6.085%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.625%
5.726%
0.000
5.500%
5.732%
0.000
5.000%
5.068%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
8.900%
7.900%
18.000%
Security Service Power MasterCard
12.740% - 18.000%
Access FCU Visa Classic
13.500%
Visa Student Rewards Card
17.990%
Visa Platinum Preferred Student
17.990%
14.000%
14.000%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Signature® Rewards
17.750%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Platinum with Rewards
9.900%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
18.000%
VISA Platinum without Rewards
7.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Member First VISA
15.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
9.000%
$0
60
9.900%
$0
New Signature Loans
8.990%
$0
12.990%
$0
1 - 24
Personal Loans Share Secured
5.990%
$0
48
9.990% - 16.240%
$0
61 - 66
10.650%
$0
Gold Star Loan
14.200%
$0
48
Summer/Holiday Loans
9.500%
$0
10.490%
$0
60 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.890%
$0
8.490%
$0
36 - 36
13.740%
$5,000
60 - 60
Consolidation Loans
13.060%
$0
1 - 36
12.250% - 17.000%
$0 - $20,000
8.990% - 18.000%
$0 - $30,000
72
13.990%
$0
11.240%
$0 - $10,000
60 - 60
Personal Line of Credit Variable
13.150%
$0
14.200%
$5,000 - $8,000
48 - 48
12.990%
$0
12
10.500%
$0 - $5,000
24 - 36
9.990%
$0
1 - 60
Debt Consolidation
13.990%
$0
1 - 72
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Greensboro Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Greensboro Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Larry Shuler
CEO: Pamala Douglas
Branch Locations: 3
ATM Locations: 0
Corporate Office Address:
3701 W Wendover Ave
Greensboro, NC 27495 0001
Phone Number: 336-855-0662
Fax Number: 336-855-3448

Financials

Total Assets:
16,562,848
Total Amount of Shares and Deposits:
11,126,364
Total Shares and Deposits < 1 Year:
11,126,364
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
170,418
Total Uninsured Shares and Deposits > $250K (F+J):
170,418
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,955,946
Total Interest Expense (Sum of items 6 8):
13,024
Number of Accounts for Share Drafts:
523
Number of Accounts for Regular Shares:
1,466
Net Income (unless the amount is already included in Undivided Earnings):
5,216
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,351,053
Total Liabilities:
11,222,735
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Greensboro Credit Union

Is a member application needed to join Greensboro Credit Union?

Yes, to access services at Greensboro Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Greensboro Credit Union provides a range of mortgage and home equity products.

Is Greensboro Credit Union a safe place to deposit money?

Yes, Greensboro Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Greensboro Credit Union offer online and mobile banking?

Most modern institutions like Greensboro Credit Union provide digital access including online balance checks and transfers.

Current Greensboro Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions