Health Advantage Federal Credit Union Rates and Review January 2026
Compare Health Advantage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Health Advantage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHealth Advantage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Health Advantage Federal Credit Union? Share your experience about Health Advantage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Health Advantage Federal Credit Union. Overall, Health Advantage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Health Advantage Federal Credit Union STATE ST OFFICE 4550 STATE ST SAGINAW, MI 48603  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAccess FCU Visa Classic
13.500%
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
World Cash Back Credit Card Mastercard
18.000%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.490%
$0
Personal Loans
11.000%
$0
37 - 60
Personal Loan
8.490%
$0
36 - 36
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Health Advantage Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Health Advantage Federal Credit Union
Website: https://healthadvantagecu.com
Full Time Employees: 34Part Time Employees: 8 President: THOMAS HOLLERBACK CEO: Laura Crase Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
4550 STATE ST
SAGINAW, MI 48603 Phone Number: 989-791-7070 Fax Number: 989-791-8160 FinancialsTotal Assets:
174,043,653
Total Amount of Shares and Deposits:
151,268,984
Total Shares and Deposits < 1 Year:
149,440,686
Total Shares and Deposits 1 3 Years:
1,411,468
Total Shares and Deposits > 3 Years:
416,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,234,252
Total Uninsured Shares and Deposits > $250K (F+J):
7,234,252
Total Insured Shares and Deposits > $250K (item 17 less item K):
144,034,732
Total Interest Expense (Sum of items 6 8):
1,494,373
Share Certificates:
2,150
Number of Accounts for Share Drafts:
6,215
IRA KEOGH Accounts:
356
Number of Accounts for Regular Shares:
13,815
All other shares:
18
Money Market Shares:
441
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,970,578
Total Liabilities:
152,446,256
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Health Advantage Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Health Advantage Federal Credit Union
Frequently Asked Questions About Health Advantage Federal Credit UnionIs a member application needed to join Health Advantage Federal Credit Union?Yes, to access services at Health Advantage Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Health Advantage Federal Credit Union provides a range of mortgage and home equity products. Is Health Advantage Federal Credit Union a safe place to deposit money?Yes, Health Advantage Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Health Advantage Federal Credit Union offer online and mobile banking?Most modern institutions like Health Advantage Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.10%, 6-month CD rates at 3.75% and 3-month CD rates at 3.29%. Savings rates are at 1.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates which you can compare to 
