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 Locomotive And Control Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Locomotive And Control Employees Federal Credit Union's 12Month CD of Deposit rates are at 4.08%, 15 Month CD of Deposit rates are at 3.82%, 24Month CD of Deposit rates are at 3.04%, 6 Month CD of Deposit rates are at 2.52%. Locomotive And Control Employees Federal Credit Union's Personal Loan Rates are at 4.50%. MonitorBankRates evaluates the financial stability of Locomotive And Control Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.46%. Rates were last updated on 04/11/2026. Locomotive And Control Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Locomotive And Control Employees Federal Credit Union? Share your experience about Locomotive And Control Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Locomotive And Control Employees Federal Credit Union. Locomotive And Control Employees Federal Credit Union
Main Office 1286 E 38th St
https://locomotivecontrolefcu.com Erie, PA 16504 3039 
Locomotive And Control Employees Federal Credit Union CD Rates
Locomotive And Control Employees Federal Credit Union Savings Rates
Locomotive And Control Employees Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Locomotive And Control Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Locomotive And Control Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Locomotive And Control Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Locomotive And Control Employees Federal Credit Union
Address
1286 E 38th St,
Erie, PA 16504 3039
Phone
814-825-6763
Fax
814-825-4141
President
Theodore Freeman
CEO
DEBRA CRANE
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.46%
Return on Assets (ROA)
1.5644%
Return on Equity (ROE)
6.0305%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
19,398,651
Total Amount of Shares and Deposits
14,269,588
Total Shares and Deposits < 1 Year
14,085,248
Total Shares and Deposits 1 3 Years
184,340
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,269,588
Total Interest Expense (Sum of items 6 8)
101,317
Share Certificates
83
Number of Accounts for Share Drafts
334
IRA KEOGH Accounts
15
Number of Accounts for Regular Shares
1,055
Net Income (unless the amount is already included in Undivided Earnings)
115,250
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
550,362
Total Liabilities
14,366,319
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Locomotive And Control Employees Federal Credit UnionIs Locomotive And Control Employees Federal Credit Union a safe place to deposit money?Yes, Locomotive And Control Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.45811762816921%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Locomotive And Control Employees Federal Credit Union operate?Locomotive And Control Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Locomotive And Control Employees Federal Credit Union?Yes, to access services at Locomotive And Control Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Locomotive And Control Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Locomotive And Control Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Locomotive And Control Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Locomotive And Control Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://locomotivecontrolefcu.com. Current Locomotive And Control Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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