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Coastline Federal Credit Union Rates & Review April 2026

Coastline Federal Credit Union's 24 month Jumbo CDs rates are at 4.00%, Petite CDs 24 month rates are at 3.95%, IRA CDs 24 month rates are at 3.90%, 24 month Regular CDs rates are at 3.90%, 12 month Jumbo CDs rates are at 3.85%. Coastline Federal Credit Union's savings rates are at 0.10%. Coastline Federal Credit Union's money market rates are at 0.95%. Coastline Federal Credit Union's Personal Loan Rates are at 6.89%. MonitorBankRates evaluates the financial stability of Coastline Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 04/17/2026.

Coastline Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coastline Federal Credit Union? Share your experience about Coastline Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Coastline Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.48%
Excellent Lower than avg
Coastline Federal Credit Union
Soutside
4651 Emerson St
Jacksonville, FL 32207
https://coastlinefcu.org
Member NCUA

Coastline Federal Credit Union CD Rates

Product Rate APY Term View More
24 month Jumbo Share Certificates 3.92% 4.00% 24 month
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 24 month 3.87% 3.95% 24 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
IRA Share Certificates 24 month 3.83% 3.90% 24 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
24 month Regular Share Certificates 3.83% 3.90% 24 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
12 month Jumbo Share Certificates 3.78% 3.85% 12 month
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 12 month 3.73% 3.80% 12 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 18 month 3.73% 3.80% 18 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
IRA Share Certificates 12 month 3.68% 3.75% 12 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
12 month Regular Share Certificates 3.68% 3.75% 12 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
12 Month Sand Dollar Club Youth Certificates 3.68% 3.75% 12 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
12 Month Wave Riders Club Youth Certificates 3.68% 3.75% 12 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
36 month Jumbo Share Certificates 3.63% 3.70% 36 month
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 36 month 3.58% 3.64% 36 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
IRA Share Certificates 36 month 3.54% 3.60% 36 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
36 month Regular Share Certificates 3.54% 3.60% 36 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
48 month Jumbo Share Certificates 3.49% 3.55% 48 month
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 48 month 3.44% 3.50% 48 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
6 month Regular Share Certificates 3.44% 3.50% 6 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
IRA Share Certificates 48 month 3.39% 3.45% 48 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
60 month Jumbo Share Certificates 3.39% 3.45% 60 month
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
48 month Regular Share Certificates 3.39% 3.45% 48 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Petite Share Certificates 60 month 3.34% 3.40% 60 month
Min Deposit $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
IRA Share Certificates 60 month 3.29% 3.34% 60 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
60 month Regular Share Certificates 3.29% 3.34% 60 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
3 month Regular Share Certificates 2.96% 3.01% 3 month
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Coastline Federal Credit Union Savings Rates

Product Rate APY View More
IRA Share Savings 0.25% 0.25%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Roth IRA Share Savings 0.25% 0.25%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Christmas Club Account 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Custom Share Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Regular Share Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Coastline Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.19% 1.20%
Min Deposit $2,500
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 1.14% 1.15%
Min Deposit $2,500
Min Balance $40,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 1.09% 1.10%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 1.04% 1.05%
Min Deposit $2,500
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Money Market Account 0.95% 0.95%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Coastline Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Older Model Auto Loans - - 7.30% 36 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Older Model Auto Loans - - 7.49% 48 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Older Model Auto Loans - - 7.54% 60 months
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Coastline Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic Credit Card - 8.95%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 12.15%
Details Regular APR: 8.95%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Visa Rewards Credit Card - 12.15%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 13.15%
Details Regular APR: 9.95%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 14.15%
Details Regular APR: 11.65%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 15.40%
Details Regular APR: 13.40%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 16.40%
Details Regular APR: 14.40%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Credit Card - 18.00%
Details Regular APR: 18.00%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Coastline Federal Credit Union Personal Loan Rates

Product Rate APR View More
New and Used Personal Watercraft - 6.89%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
New and Used Personal Watercraft - 6.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
New and Used Personal Watercraft - 7.25%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
New and Used Personal Watercraft - 7.69%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Personal Loans - 9.25%
Details As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Personal - 10.00%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Personal - 10.70%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Personal - 10.95%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Coastline Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coastline Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coastline Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coastline Federal Credit Union
Address 4651 Emerson St, Jacksonville, FL 32207
Phone 904-346-1700
Fax 904-346-1700
President Sandra Hall
CEO Michael Lebanowski
Full-Time Employees 34
Part-Time Employees 0
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.48%
Return on Assets (ROA)
0.3056%
Return on Equity (ROE)
2.5403%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
129,740,066
Total Amount of Shares and Deposits
117,690,939
Total Shares and Deposits < 1 Year
109,685,286
Total Shares and Deposits 1 3 Years
6,972,880
Total Shares and Deposits > 3 Years
1,032,773
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,587,521
Total Uninsured Shares and Deposits > $250K (F+J)
3,587,521
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,103,418
Total Interest Expense (Sum of items 6 8)
804,807
Share Certificates
411
Number of Accounts for Share Drafts
4,939
IRA KEOGH Accounts
201
Number of Accounts for Regular Shares
11,795
Non Member Deposits
11
Money Market Shares
265
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,244,513
Total Liabilities
116,749,525
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Coastline Federal Credit Union

Is Coastline Federal Credit Union a safe place to deposit money?

Yes, Coastline Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4779543101488%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Coastline Federal Credit Union operate?

Coastline Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coastline Federal Credit Union?

Yes, to access services at Coastline Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coastline Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coastline Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coastline Federal Credit Union offer online and mobile banking?

Most modern institutions like Coastline Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://coastlinefcu.org.

Current Coastline Federal Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.80%
  • 24-Month CD3.90%
  • 60-Month CD3.34%
  • Savings0.10%
  • MMA0.95%
Retrieved from our database of financial products. Rates subject to change.