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iAdvertiser Disclosure
Advertiser Disclosure
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 Henrico Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Henrico Federal Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Henrico Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.03%. Rates were last updated on 04/18/2026. Henrico Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Henrico Federal Credit Union? Share your experience about Henrico Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Henrico Federal Credit Union. 
Henrico Federal Credit Union Savings Rates
Henrico Federal Credit Union Checking Rates
Henrico Federal Credit Union Home Equity & HELOC
Henrico Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Henrico Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Henrico Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Henrico Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Henrico Federal Credit Union
Website
https://www.henricofcu.org
Address
9401 W Broad St,
Henrico, VA 23294
Phone
804-266-0290
Fax
804-545-7822
President
Henry Rosenbaum
CEO
Christopher Williams
Full-Time Employees
84
Part-Time Employees
3
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.03%
Return on Assets (ROA)
0.7783%
Return on Equity (ROE)
7.5280%
Non-Performing Loans Ratio (NPL)
1.33%
Total Assets
476,778,167
Total Amount of Shares and Deposits
428,252,944
Total Shares and Deposits < 1 Year
414,292,016
Total Shares and Deposits 1 3 Years
13,960,929
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,820,508
Total Uninsured Shares and Deposits > $250K (F+J)
27,820,508
Total Insured Shares and Deposits > $250K (item 17 less item K)
400,432,436
Total Interest Expense (Sum of items 6 8)
5,841,369
Share Certificates
2,958
Number of Accounts for Share Drafts
16,296
IRA KEOGH Accounts
545
Number of Accounts for Regular Shares
35,096
Non Member Deposits
24
Net Income (unless the amount is already included in Undivided Earnings)
536,506
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,740,643
Total Liabilities
436,122,821
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Henrico Federal Credit UnionIs Henrico Federal Credit Union a safe place to deposit money?Yes, Henrico Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.0322080848923%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Henrico Federal Credit Union operate?Henrico Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Henrico Federal Credit Union?Yes, to access services at Henrico Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Henrico Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Henrico Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Henrico Federal Credit Union offer online and mobile banking?Most modern institutions like Henrico Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.henricofcu.org. Current Henrico Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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