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Hutchinson Postal and Community Credit Union Rates and Review January 2026

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Hutchinson Postal and Community Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 2.01% and 3-month CD rates at 3.65%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 5.89%. Credit Card rates are at 16.50%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to Hutchinson Postal and Community Credit Union rates.

Compare Hutchinson Postal and Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Hutchinson Postal and Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Hutchinson Postal and Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Hutchinson Postal and Community Credit Union? Share your experience about Hutchinson Postal and Community Credit Union by leaving a review below, or read customer reviews before you decide to use Hutchinson Postal and Community Credit Union.

Overall, Hutchinson Postal and Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Hutchinson Postal and Community Credit Union
HUTCHINSON POSTAL and COMMUNITY CREDIT UNION
2306 N MAIN ST
HUTCHINSON, KS 67502
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.04%
$1,000
12-Month CD
3.75%
$100
24-Month CD
3.75%
$1,000
24-Month CD
3.65%
$10,000
60-Month CD
3.65%
$1,000
12-Month CD
3.56%
$1,000
13-Month CD
3.55%
$10,000
12-Month CD
3.30%
$1,000
30-Month CD
3.30%
$100
12-Month CD
3.25%
$500
24-Month CD
3.19%
$2,500
18-Month CD
3.15%
$1,000
24-Month CD (Super Jumbo)
3.14%
$225,000
18-Month CD
3.13%
$1,000
48-Month CD
3.09%
$1,000
24-Month CD
3.03%
$200
18-Month CD
2.75%
$500
48-Month CD
2.61%
$500
High Yield Savings
2.45%
$50,000
12-Month CD
2.25%
$500
60-Month CD
2.15%
$0
3-Month CD
2.00%
$500
60-Month CD
2.00%
$1,500
12-Month CD
2.00%
$500
48-Month CD
1.91%
$500
60-Month CD
1.90%
$500
48-Month CD
1.81%
$100
Non-Profit Business Checking
1.73%
$0
36-Month CD
1.45%
$500
60-Month CD
1.25%
$500
Prime Money Market
1.16%
$50,000
Money Market
1.00%
$25,000
12-Month CD
1.00%
$500
60-Month CD
0.73%
$500
Money Market
0.65%
$2,500
60-Month CD
0.65%
$500
48-Month CD
0.65%
$1,000
24-Month CD
0.55%
$500
36-Month CD
0.45%
$1,000
18-Month CD
0.25%
$500
Future Savings
0.24%
$2,500
Money Market
0.10%
$1,000
6-Month CD
0.10%
$500
Premier Interest Checking
0.10%
$25
Money Market
0.10%
$1,000
Prime Saver Savings
0.10%
$100
Platinum Checking
0.05%
$250
Money Market
0.05%
$2,500
Empire Builder Savings
0.05%
$5,000
60-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.850%
0.000
5.375%
5.652%
0.000
5.000%
5.242%
0.000
15-Year Fixed
5.625%
5.747%
0.250
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
15-Year Fixed
5.500%
5.695%
0.000
4.740%
7.533%
0.000
5.990%
6.290%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.875%
6.118%
0.000
5.250%
5.506%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.750%
6.078%
0.000
6.000%
6.110%
0.000
5.125%
5.237%
0.000
20-Year Fixed
5.500%
5.627%
0.000
6.500%
6.595%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.125%
5.389%
0.000
5.750%
5.789%
0.000
5.500%
5.803%
0.000
5.875%
5.963%
0.000
15-Year Fixed
4.625%
4.990%
2.000
30-Year Fixed
6.125%
6.192%
0.125
5.125%
5.291%
0.000
5.625%
5.647%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.750%
5.977%
0.000
6.375%
6.460%
0.000
5.875%
6.070%
0.000
15-Year Fixed
5.125%
5.284%
0.000
30-Year Fixed
6.500%
6.559%
0.000
6.250%
6.350%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.115%
5.908%
0.946
20-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.500%
5.640%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
6.125%
6.185%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.375%
6.498%
0.000
5.625%
5.787%
0.000
5.250%
5.499%
1.000
5.125%
6.002%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.625%
5.790%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.625%
5.667%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Business Rewards Card
15.240%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
16.240% - 27.240%
Visa Platinum with Rewards
9.900%
9.990%
Credit Line $500-$7,000
Security Service Power Rewards MasterCard
18.000%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Rewards Student Classic
16.500%
Credit Limit - $500
Prime Platinum Visa Credit Card
11.500%
Visa Platinum Rewards
14.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
7.900%
11.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.240%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
8.900% - 13.900%
Based upon credit worthiness.
Visa Student Rewards Card
17.990%
14.740%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
10.000%
$0
1 - 36
9.490%
$0
48 - 48
8.950%
$0
1 - 60
12.990%
$0
1 - 24
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
13.740%
$0
60
Preferred Personal Loan
10.000%
$0
60
8.990% - 18.000%
$0 - $30,000
72
10.000%
$0
1 - 36
11.990%
$0
1 - 12
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
9.200% - 17.950%
$0 - $500
48 - 48
9.990% - 16.240%
$0
61 - 66
Credit Builder Loan
9.000%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Personal Signature Loans
14.000%
$0
60
Line of Credit
13.700%
$0
9.990% - 18.000%
$0 - $50,000
10.250% - 10.650%
$3,000 - $25,000
13.490%
$0 - $5,000
48 - 48
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.240%
$0
48
9.900%
$0
14.700%
$8,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Hutchinson Postal and Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Hutchinson Postal and Community Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: CHEYNE BELOTE
CEO: ROSA WHITE
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2306 N MAIN ST
HUTCHINSON, KS 67502
Phone Number: 620-662-8050
Fax Number:

Financials

Total Assets:
5,186,581
Total Amount of Shares and Deposits:
4,226,635
Total Shares and Deposits < 1 Year:
4,163,674
Total Shares and Deposits 1 3 Years:
48,374
Total Shares and Deposits > 3 Years:
14,587
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,226,635
Total Interest Expense (Sum of items 6 8):
56,260
Share Certificates:
25
Number of Accounts for Share Drafts:
257
IRA KEOGH Accounts:
12
Number of Accounts for Regular Shares:
728
All other shares:
47
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
955,889
Total Liabilities:
4,259,817
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Hutchinson Postal and Community Credit Union

Is a member application needed to join Hutchinson Postal and Community Credit Union?

Yes, to access services at Hutchinson Postal and Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Hutchinson Postal and Community Credit Union provides a range of mortgage and home equity products.

Is Hutchinson Postal and Community Credit Union a safe place to deposit money?

Yes, Hutchinson Postal and Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Hutchinson Postal and Community Credit Union offer online and mobile banking?

Most modern institutions like Hutchinson Postal and Community Credit Union provide digital access including online balance checks and transfers.

Current Hutchinson Postal and Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions