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 Hutchinson Postal and Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Hutchinson Postal and Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.95%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 3.60%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Hutchinson Postal and Community Credit Union rates. MonitorBankRates evaluates the financial stability of Hutchinson Postal and Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.18%. Rates were last updated on 04/17/2026. Hutchinson Postal and Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hutchinson Postal and Community Credit Union? Share your experience about Hutchinson Postal and Community Credit Union by leaving a review below, or read customer reviews before you decide to use Hutchinson Postal and Community Credit Union. Hutchinson Postal and Community Credit Union
HUTCHINSON POSTAL and COMMUNITY CREDIT UNION 2306 N MAIN ST
https://hutchpccu.com HUTCHINSON, KS 67502 
Current Rate AvailabilityWe do not have Hutchinson Postal and Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hutchinson Postal and Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hutchinson Postal and Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hutchinson Postal and Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hutchinson Postal and Community Credit Union
Website
https://hutchpccu.com
Address
2306 N MAIN ST,
HUTCHINSON, KS 67502
Phone
620-662-8050
Fax
President
CHEYNE BELOTE
CEO
ROSA WHITE
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.18%
Return on Assets (ROA)
-0.0030%
Return on Equity (ROE)
-0.0170%
Non-Performing Loans Ratio (NPL)
1.87%
Total Assets
5,186,581
Total Amount of Shares and Deposits
4,226,635
Total Shares and Deposits < 1 Year
4,163,674
Total Shares and Deposits 1 3 Years
48,374
Total Shares and Deposits > 3 Years
14,587
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,226,635
Total Interest Expense (Sum of items 6 8)
56,260
Share Certificates
25
Number of Accounts for Share Drafts
257
IRA KEOGH Accounts
12
Number of Accounts for Regular Shares
728
All other shares
47
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
955,889
Total Liabilities
4,259,817
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hutchinson Postal and Community Credit UnionIs Hutchinson Postal and Community Credit Union a safe place to deposit money?Yes, Hutchinson Postal and Community Credit Union is considered a safe financial institution. With a Texas Ratio of 7.1756271432182%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hutchinson Postal and Community Credit Union operate?Hutchinson Postal and Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hutchinson Postal and Community Credit Union?Yes, to access services at Hutchinson Postal and Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hutchinson Postal and Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hutchinson Postal and Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hutchinson Postal and Community Credit Union offer online and mobile banking?Most modern institutions like Hutchinson Postal and Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hutchpccu.com. Compare to Other Credit Unions
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