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IC Federal Credit Union Rates and Review January 2026

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IC Federal Credit Union12-month CD rates can be found at 3.85%, 6-month CD rates at 3.17% and 3-month CD rates at 4.16%. Savings rates are at 0.40% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.10%. Credit Card rates are at 16.25%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates which you can compare to IC Federal Credit Union rates.

Compare IC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

IC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IC Federal Credit Union? Share your experience about IC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IC Federal Credit Union.

Overall, IC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

IC Federal Credit Union
IC Federal Credit Union
1002 Philadelphia St
Indiana, PA 15701 1676
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$1,000
36-Month CD
3.80%
$2,000
3-Month CD
3.80%
$1,000
12-Month CD
3.70%
$500
24-Month CD
3.65%
$1,000
36-Month CD
3.55%
$500
60-Month CD
3.55%
$1,000
36-Month CD
3.55%
$1,000
12-Month CD
3.55%
$2,500
24-Month CD
3.50%
$1,000
60-Month CD
3.40%
$1,000
18-Month CD
3.30%
$100
48-Month CD
3.25%
$500
24-Month CD
3.23%
$1,000
12-Month CD
2.78%
$1,000
60-Month CD
2.77%
$1,000
36-Month CD
2.77%
$1,000
12-Month CD
2.53%
$500
18-Month CD
2.50%
$1,000
48-Month CD
2.50%
$1,000
48-Month CD
2.50%
$5,000
36-Month CD
2.20%
$1,000
6-Month CD
2.02%
$2,500
30-Month CD
2.02%
$1,000
48-Month CD
2.00%
$1,000
48-Month CD
1.51%
$500
12-Month CD
1.50%
$500
Money Market
1.35%
$5,000
36-Month CD
1.30%
$2,000
18-Month CD
1.25%
$2,500
6-Month CD
1.00%
$1,000
24-Month CD
1.00%
$500
12-Month CD
0.90%
$1,000
24-Month CD
0.85%
$1,000
48-Month CD
0.80%
$1,000
48-Month CD
0.60%
$1,000
36-Month CD
0.55%
$1,000
60-Month CD
0.55%
$1,000
24-Month CD
0.45%
$1,000
12-Month CD
0.42%
$1,000
18-Month CD
0.40%
$500
48-Month CD
0.30%
$500
NOW Checking
0.10%
$600
Premier Money Market
0.10%
$2,500
NOW Checking
0.08%
$300
Prestige Savings
0.05%
$50
Statement Savings
0.05%
$1
12-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.125%
6.249%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.625%
6.117%
0.000
5.750%
5.923%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.875%
6.086%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.000%
6.113%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
20-Year Fixed
5.875%
5.961%
0.125
30-Year Fixed
5.875%
5.941%
0.000
5.500%
5.574%
0.000
5.875%
6.070%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
5.750%
6.161%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.250%
5.499%
1.000
5.875%
5.958%
0.000
5.500%
5.803%
0.000
15 Year Fixed
6.125%
6.209%
0.000
6.125%
6.320%
0.000
5.875%
6.420%
0.000
5.875%
6.023%
0.125
5.250%
6.580%
0.000
5.500%
5.565%
0.000
30-Year Fixed
6.125%
6.307%
0.000
4.875%
5.129%
0.000
5.500%
5.545%
0.500
6.999%
7.235%
0.000
5.850%
5.891%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
6.125%
6.226%
0.000
5.500%
5.739%
0.000
5.500%
5.659%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
20-Year Fixed
6.250%
6.418%
0.000
15 Year Fixed
5.750%
6.062%
0.000
10-Year Fixed
4.625%
5.148%
2.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
20-Year Fixed
5.900%
6.129%
0.000
4.740%
7.533%
0.000
6.250%
6.434%
0.000
5.500%
5.705%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.240%
6.315%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.250%
5.452%
0.000
5.625%
6.037%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
13.900%
Security Service Power Rewards MasterCard
18.000%
18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Classic Card
12.900%
No annual fee
16.200%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
18.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Crimson Card
13.240%
11.900%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Security Service Power MasterCard
12.740% - 18.000%
Access FCU Visa Gold
9.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
14.000%
Visa Platinum Credit Card
9.500% - 12.500%
Access FCU Visa Classic
13.500%
16.490% - 17.990%
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
15.000%
$500 - $1,500
6 - 12
Unsecured (Signature) Loan
11.000%
$0 - $500
8.490%
$0
36 - 36
Preferred Personal Loan
10.000%
$0
60
12.250% - 17.000%
$0 - $20,000
Personal Line of Credit
12.950% - 18.000%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.500%
$0
8.500%
$0 - $6,000
42
10.490%
$0
60 - 60
9.990% - 16.240%
$0
61 - 66
Unsecured Signature Loan
10.250%
$0
25 - 36
12.490%
$0
Personal Loan
11.760%
$0
11.740% - 17.990%
$0
11.240%
$0 - $10,000
60 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Term Line of Credit 84 months
8.000%
$0
Personal Loan Rates
5.740%
$0
1 - 36
10.990%
$0 - $10,000
60 - 60
Signature Loans
12.990%
$0
48
Personal Line of Credit
13.040%
$0
Education (tuition bill required)
8.250%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have IC Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: IC Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Alex Uher
CEO: Theresa Luther
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1002 Philadelphia St
Indiana, PA 15701 1676
Phone Number: 724-463-7766
Fax Number: 724-463-7926

Financials

Total Assets:
2,850,700
Total Amount of Shares and Deposits:
2,493,217
Total Shares and Deposits < 1 Year:
2,493,217
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,493,217
Total Interest Expense (Sum of items 6 8):
2,068
Share Certificates:
1
Number of Accounts for Share Drafts:
35
Number of Accounts for Regular Shares:
987
Net Income (unless the amount is already included in Undivided Earnings):
-16,949
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,045,722
Total Liabilities:
2,527,720
Show More
Source: NCUA Last Updated 09/30/2023

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Frequently Asked Questions About IC Federal Credit Union

Is a member application needed to join IC Federal Credit Union?

Yes, to access services at IC Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, IC Federal Credit Union provides a range of mortgage and home equity products.

Is IC Federal Credit Union a safe place to deposit money?

Yes, IC Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does IC Federal Credit Union offer online and mobile banking?

Most modern institutions like IC Federal Credit Union provide digital access including online balance checks and transfers.

Current IC Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions