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Pioneer Federal Credit Union

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Pioneer Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Pioneer Federal Credit Union?

Current rates for Pioneer Federal Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 4.05%, 24-Month CD: 3.95%, 60-Month CD: 3.65%, Savings: 5.00%

Q: What CD terms does Pioneer Federal Credit Union offer?

Pioneer Federal Credit Union CD rates are 4.00% APY for a 6 month CD, 4.15% APY for a 12 month CD, 4.20% APY for an 18 month CD, 4.25% APY for a 2 year CD, 3.85% APY for a 3 year CD and 3.65% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Pioneer Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Pioneer Federal Credit Union's Fixed Rate Term CD - 24 month rates are at 4.25%, Fixed Rate Term CD - 18 month rates are at 4.20%, Fixed Rate Term CD - 12 month rates are at 4.15%, Fixed Rate Term CD - 6 month rates are at 4.00%, Fixed Rate Term CD - 36 month rates are at 3.85%. Pioneer Federal Credit Union's savings rates are at 5.00%. Pioneer Federal Credit Union's checking rates are as high as 4.00%. Pioneer Federal Credit Union's Personal Loan Rates are as low as 10.79%. Pioneer Federal Credit Union's Credit Card Rates are at 10.99%. Pioneer Federal Credit Union's top CD rate of 4.25% APY on a 2 year CD is 46% higher than the MonitorBankRates national average for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of Pioneer Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.01%. Rates last updated and verified on 10/28/2026.

Pioneer Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pioneer Federal Credit Union? Share your experience about Pioneer Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pioneer Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.01%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Pioneer Federal Credit Union
Mountain Home Headquarters

250 W 3rd S
Mountain Home, ID 83647

https://www.pioneerfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Pioneer Federal Credit Union CD Rates

Product	Rate	APY	Term
Fixed Rate Term Certificate - 24 month	4.17%	4.25%	24 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 12, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95% Oct 23, 20264.25%▲ from 3.95% Oct 12, 20263.95%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 18 month	4.12%	4.20%	18 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05% Oct 23, 20264.20%▲ from 4.05% Oct 12, 20264.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 12 month	4.07%	4.15%	12 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 23, 20264.15%▲ from 4.00% Oct 12, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
18 Month ROTH IRA Term Certificate	3.98%	4.05%	18 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.05% ▲ 0.35 pts · high 4.05% / low 3.70% Oct 8, 20264.05%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 18 Month	3.98%	4.05%	18 Month
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
12 Month ROTH IRA Term Certificate	3.93%	4.00%	12 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75% Oct 8, 20264.00%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 6 month	3.93%	4.00%	6 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 12, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90% Oct 23, 20264.00%▲ from 3.90% Oct 12, 20263.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 12 month	3.93%	4.00%	12 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 8, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
24 Month ROTH IRA Term Certificate	3.88%	3.95%	24 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.95% ▲ 0.35 pts · high 3.95% / low 3.60% Oct 8, 20263.95%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 24 month	3.88%	3.95%	24 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75% Oct 8, 20263.95%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
6 Month ROTH IRA Term Certificate	3.83%	3.90%	6 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.90% ▲ 0.30 pts · high 3.90% / low 3.60% Oct 8, 20263.90%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 6 month	3.83%	3.90%	6 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.90% ▲ 0.20 pts · high 3.90% / low 3.70% Oct 8, 20263.90%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
36 Month ROTH IRA Term Certificate	3.78%	3.85%	36 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.85% ▲ 0.50 pts · high 3.85% / low 3.35% Oct 8, 20263.85%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 36 month	3.78%	3.85%	36 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 36 month	3.78%	3.85%	36 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 8, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
48 Month ROTH IRA Term Certificate	3.69%	3.75%	48 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.45% → 3.75% ▲ 0.30 pts · high 3.75% / low 3.45% Oct 8, 20263.75%▲ from 3.45% Sep 14, 20263.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 48 month	3.69%	3.75%	48 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 48 month	3.69%	3.75%	48 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 8, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
60 Month ROTH IRA Term Certificate	3.59%	3.65%	60 Months
Min Balance $500 Details Minimum balance of $500 to earn APY; Rates as of 10/06/2026; IRA term certificate rates are set at date of purchase Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 8, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Fixed Rate Term Certificate - 60 month	3.59%	3.65%	60 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY; Rates as of 10/21/2026 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Term Certificate - 60 month	3.59%	3.65%	60 Months
Min Balance $500 Details All accounts require a minimum balance of $500 to earn APY Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.65% ▼ 0.10 pts · high 3.75% / low 3.65% Oct 8, 20263.65%▼ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Savings Rates

Product	Rate	APY
Loyalty Savings	-	5.00%
Min Balance $0 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	4.10%
Min Balance $1,000,000 Details Balance: $1,000,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	3.60%
Min Balance $500,000 Details Balance: $500,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	3.60%	3.60%
Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	3.10%
Min Balance $250,000 Details Balance: $250,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 3.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	3.10%	3.10%
Min Balance $250,000 Details Balance: $250,000 to $499,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 3.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	2.75%
Min Balance $100,000 Details Balance: $100,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	2.75%	2.75%
Min Balance $100,000 Details Balance: $100,000 to $249,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	2.40%
Min Balance $75,000 Details Balance: $75,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	2.40%	2.40%
Min Balance $75,000 Details Balance: $75,000 to $99,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	2.05%
Min Balance $50,000 Details Balance: $50,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	2.05%	2.05%
Min Balance $50,000 Details Balance: $50,000 to $74,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	1.70%
Min Balance $25,000 Details Balance: $25,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 1.70% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	1.70%	1.70%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 1.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	1.35%
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	1.35%	1.35%
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	1.00%
Min Balance $2,500 Details Balance: $2,500 Last Updated 10/28/2026 Rate History 2 changes since Sep 14, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 1.00% / low 0.60% Oct 23, 20261.00%▲ from 0.60% Oct 15, 20260.60%▼ from 1.00% Sep 14, 20261.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	1.00%	1.00%
Min Balance $2,500 Details Balance: $2,500 to $9,999 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
High Yield Savings	-	0.60%
Min Balance $0 Details Balance: < $2,500 Last Updated 10/28/2026 Rate History 1 change since Sep 14, 2026 · 1.00% → 0.60% ▼ 0.40 pts · high 1.00% / low 0.60% Oct 15, 20260.60%▼ from 1.00% Sep 14, 20261.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA High Yield Savings	0.60%	0.60%
Details Balance: Less than $2,500 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
IRA Savings	0.35%	0.35%
Min Balance $100 Details Minimum balance of $100 to earn APY Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
ROTH IRA Savings	0.35%	0.35%
Min Balance $100 Details Minimum balance of $100 to earn APY Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Explorer Savings	-	0.15%
Min Balance $25 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Special Purpose Savings	-	0.10%
Min Balance $300 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Health Savings Account	-	0.05%
Min Balance $100 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Idaho Medical Savings	-	0.05%
Min Balance $300 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Regular Savings	-	0.05%
Min Balance $300 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Checking Rates

Product	Rate	APY
Reward U Checking	-	4.00%
Min Balance $0 Details Rates as of June 16, 2022 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Classic Checking	-	0.00%
Min Deposit $25 Details Rates as of June 16, 2022; Minimum balance to open Classic Checking is $25.00 Last Updated 10/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Vehicle Loan	4.24%	-	4.24%	Up to 36 Months
Details As Low As; Vehicle Loan Examples; Rate listed is lowest and best rate; Application fee may apply and increase APR Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicles Loan	4.24%	-	4.24%	Up to 36 Months
Details As Low As; Lowest and best rate; may be higher depending on credit history and underwriting Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicle Loan	4.44%	-	4.44%	37 - 48 Months
Details As Low As; Vehicle Loan Examples; Rate listed is lowest and best rate; Application fee may apply and increase APR Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.44% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicles Loan	4.44%	-	4.44%	37 - 48 Months
Details As Low As; Lowest and best rate; may be higher depending on credit history and underwriting Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.44% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicle Loan	5.64%	-	5.64%	49 - 60 Months
Details As Low As; Vehicle Loan Examples; Rate listed is lowest and best rate; Application fee may apply and increase APR Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.64% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicles Loan	5.64%	-	5.64%	49 - 60 Months
Details As Low As; Lowest and best rate; may be higher depending on credit history and underwriting Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 5.64% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicle Loan	5.84%	-	5.84%	61 - 72 Months
Details As Low As; Vehicle Loan Examples; Rate listed is lowest and best rate; Application fee may apply and increase APR Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.84% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicles Loan	5.84%	-	5.84%	61 - 72 Months
Details As Low As; Lowest and best rate; may be higher depending on credit history and underwriting Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 5.84% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicle Loan	6.04%	-	6.04%	73 - 84 Months
Details As Low As; Vehicle Loan Examples; Rate listed is lowest and best rate; Application fee may apply and increase APR Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.04% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Vehicles Loan	6.04%	-	6.04%	73 - 84 Months
Details As Low As; Lowest and best rate; may be higher depending on credit history and underwriting Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 6.04% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	4.49%	4.49%	Up to 36 Months
Details As Low As; Rate listed is lowest and best rates; Rates updated May 14, 2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New Motorcycle Loan	4.69%	4.69%	37 - 48 Months
Details As Low As; Rate listed is lowest and best rates; Rates updated May 14, 2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.69% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	4.74%	4.74%	36 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	4.74%	4.74%	Up to 36 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	4.94%	4.94%	48 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.94% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	4.94%	4.94%	37 - 48 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.94% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New Motorcycle Loan	5.89%	5.89%	49 - 60 Months
Details As Low As; Rate listed is lowest and best rates; Rates updated May 14, 2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.89% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New Motorcycle Loan	6.09%	6.09%	61 - 72 Months
Details As Low As; Rate listed is lowest and best rates; Rates updated May 14, 2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.09% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	6.14%	6.14%	60 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.14% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	6.14%	6.14%	49 - 60 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.14% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New Motorcycle Loan	6.29%	6.29%	73 - 84 Months
Details As Low As; Rate listed is lowest and best rates; Rates updated May 14, 2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	6.34%	6.34%	72 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.34% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	6.34%	6.34%	61 - 72 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.34% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	6.54%	6.54%	84 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	6.54%	6.54%	73 - 84 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.54% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	6.74%	6.74%	96 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	6.74%	6.74%	85 - 96 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	6.94%	6.94%	120 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.94% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	6.94%	6.94%	97 - 120 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.94% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	7.14%	7.14%	144 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.14% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	7.14%	7.14%	121 - 144 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 7.14% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
New and Used Recreational Vehicles	7.34%	7.34%	180 Months
Details As Low As; Rate listed is lowest and best rate; Recreational Vehicle Loan Example Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.34% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
RV Loan	7.34%	7.34%	145 - 180 Months
Details As Low As; New and Used Recreational Vehicles; Rate listed is lowest and best rate Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 7.34% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA Credit Card	-	10.99%
Details Limit: $300+; Rate as low as; Rates as of May 14, 2026 Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	10.79%	Up to 24 Months
Details As Low As; Rate listed is lowest and best rates; may be higher depending on credit history Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 10.79% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Signature Loan	11.29%	25 - 36 Months
Details As Low As; Rate listed is lowest and best rates; may be higher depending on credit history Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 11.29% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Signature Loan	11.59%	37 - 48 Months
Details As Low As; Rate listed is lowest and best rates; may be higher depending on credit history Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 11.59% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Signature Loan	11.89%	49 - 60 Months
Details As Low As; Rate listed is lowest and best rates; may be higher depending on credit history Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 11.89% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%
Signature Loan	12.09%	61 - 72 Months
Details As Low As; Rate listed is lowest and best rates; may be higher depending on credit history Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 12.09% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Pioneer Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
ROTH Conversion	0.35%	-	0.35%
Min Balance $100 Details Minimum balance of $100 to earn APY Last Updated 10/28/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Pioneer Federal Credit Union’s Texas Ratio rose from 6.17% in Q3 2023 to 7.01% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$744M	7.01%	5.0	A
March 31, 2026	$739M	6.28%	5.0	A
December 31, 2025	$734M	11.49%	5.0	A
September 30, 2025	$736M	9.99%	5.0	A
June 30, 2025	$728M	10.44%	5.0	A
March 31, 2025	$712M	6.59%	5.0	A
December 31, 2024	$709M	11.04%	5.0	A
September 30, 2024	$708M	11.42%	5.0	A
June 30, 2024	$718M	12.17%	5.0	A
March 31, 2024	$754M	10.10%	5.0	A
December 31, 2023	$746M	7.34%	5.0	A
September 30, 2023	$743M	6.17%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Pioneer Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Pioneer Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pioneer Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pioneer Federal Credit Union

Website https://www.pioneerfcu.org

Address 250 W 3rd S, Mountain Home, ID 83647

Phone 208-587-3304

Fax 208-587-6909

President Nathan Price

CEO Curt Perry

Full-Time Employees 177

Part-Time Employees 1

Branch Locations 14

ATM Locations 14

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.01%

Return on Assets (ROA)

0.2911%

Return on Equity (ROE)

2.9162%

Non-Performing Loans Ratio (NPL)

1.08%

Total Assets

743,989,823

Total Amount of Shares and Deposits

672,379,335

Total Shares and Deposits < 1 Year

642,918,887

Total Shares and Deposits 1 3 Years

27,152,142

Total Shares and Deposits > 3 Years

2,308,306

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

42,580,136

Total Uninsured Shares and Deposits > $250K (F+J)

42,580,136

Total Insured Shares and Deposits > $250K (item 17 less item K)

629,799,199

Total Interest Expense (Sum of items 6 8)

5,066,954

Share Certificates

3,644

Number of Accounts for Share Drafts

34,694

IRA KEOGH Accounts

883

Number of Accounts for Regular Shares

72,459

All other shares

4,302

Non Member Deposits

Money Market Shares

1,212

Net Income (unless the amount is already included in Undivided Earnings)

301,551

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

18,609,917

Total Liabilities

679,647,712

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Pioneer Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Pioneer Federal Credit Union

Does Pioneer Federal Credit Union offer CDs?

Yes. Pioneer Federal Credit Union current CD rates include its Fixed Rate Term CD - 24 month at 4.25% APY, its Fixed Rate Term CD - 18 month at 4.20% APY and its Fixed Rate Term CD - 12 month at 4.15% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Pioneer Federal Credit Union NCUA insured?

Yes. Pioneer Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Pioneer Federal Credit Union?

The highest Pioneer Federal Credit Union CD rate is its Fixed Rate Term CD - 24 month at 4.25% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Pioneer Federal Credit Union offer?

Pioneer Federal Credit Union CD rates are 4.00% APY for a 6 month CD, 4.15% APY for a 12 month CD, 4.20% APY for an 18 month CD, 4.25% APY for a 2 year CD, 3.85% APY for a 3 year CD and 3.65% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Pioneer Federal Credit Union for its full lineup.

What is the highest savings rate at Pioneer Federal Credit Union?

The highest Pioneer Federal Credit Union savings rate is its Loyalty Savings at 5.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Pioneer Federal Credit Union?

The highest Pioneer Federal Credit Union checking rate is its Reward U Checking at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Pioneer Federal Credit Union?

The lowest Pioneer Federal Credit Union auto loan rate is its New and Used Vehicle Loan at 4.24%, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Pioneer Federal Credit Union?

The lowest Pioneer Federal Credit Union personal loan rate is its Signature Loan at 10.79% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Pioneer Federal Credit Union?

The lowest Pioneer Federal Credit Union credit card APR is its VISA Credit Card at 10.99% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Pioneer Federal Credit Union operate?

Pioneer Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pioneer Federal Credit Union?

Yes, to access services at Pioneer Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pioneer Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pioneer Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pioneer Federal Credit Union offer online and mobile banking?

Most modern institutions like Pioneer Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pioneerfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Pioneer Federal Credit Union rates compare?

Pioneer Federal Credit Union's top CD rate of 4.25% APY on a 2 year CD is 46% higher than the MonitorBankRates national average for that term, and it has an A health rating. Pioneer Federal Credit Union's top rates are its Fixed Rate Term CD - 24 month at 4.25% APY, its Loyalty Savings at 5.00% APY, its Reward U Checking at 4.00% APY, its Signature Loan at 10.79% APR and its VISA Credit Card at 10.99% APR, verified by MonitorBankRates on October 28, 2026.

Current Pioneer Federal Credit Union Rates

12-Month CD4.00%
18-Month CD4.05%
24-Month CD3.95%
60-Month CD3.65%
Savings5.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Pioneer Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Pioneer Federal Credit Union Texas Ratio

Pioneer Federal Credit Union Health Trend

Pioneer Federal Credit Union CD Rates

Pioneer Federal Credit Union Savings Rates

Pioneer Federal Credit Union Checking Rates

Pioneer Federal Credit Union Auto Loan Rates

Pioneer Federal Credit Union RV, Boat and Powersport Loan Rates

Pioneer Federal Credit Union Credit Card Rates

Pioneer Federal Credit Union Personal Loan Rates

Pioneer Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Pioneer Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Pioneer Federal Credit Union

Does Pioneer Federal Credit Union offer CDs?

Are CDs from Pioneer Federal Credit Union NCUA insured?

What is the highest CD rate at Pioneer Federal Credit Union?

What CD terms does Pioneer Federal Credit Union offer?

What is the highest savings rate at Pioneer Federal Credit Union?

What is the highest checking rate at Pioneer Federal Credit Union?

What is the lowest auto loan rate at Pioneer Federal Credit Union?

What is the lowest personal loan rate at Pioneer Federal Credit Union?

What is the lowest credit card APR at Pioneer Federal Credit Union?

How many branches does Pioneer Federal Credit Union operate?

Is a member application needed to join Pioneer Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Pioneer Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Pioneer Federal Credit Union rates compare?

Current Pioneer Federal Credit Union Rates

Compare to Other Credit Unions