IC Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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IC Federal Credit Union12-month CD rates can be found at 2.10%, 6-month CD rates at 2.50% and 3-month CD rates at 0.20%. Savings rates are at 0.04% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 7.03%. Credit Card rates are at 17.20%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to IC Federal Credit Union rates.

Compare IC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

IC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IC Federal Credit Union? Share your experience about IC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IC Federal Credit Union.

Overall, IC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
IC Federal Credit Union
Main Office
300 Bemis Rd
Fitchburg, MA 01420
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare IC Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
4U Federal Credit Union
4U Federal Credit Union
Kasasa Checking
6.00%
$0
Mid-America Bank
Mid-America Bank
60-Month CD (Jumbo)
4.30%
$100,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
12-Month CD
4.05%
$1,000
ESB Bank
ESB Bank
18-Month CD
4.00%
$10,000
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
The Bank of Tescott
The Bank of Tescott
60-Month CD
3.60%
$1,000
Tucumcari Federal S&L
6-Month CD
3.56%
$1,000
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
3.50%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD
3.46%
$1,000
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.40%
$1,000
PSB Indianola, IA
PSB Indianola, IA
36-Month CD
3.35%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.20%
$2,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.15%
$500
Ashton State Bank
Ashton State Bank
48-Month CD
3.02%
$1,000
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
2.93%
$500
Addition Financial Credit Union
Addition Financial Credit Union
48-Month CD
2.68%
$1,000
Homewood Federal SB
Homewood Federal SB
36-Month CD
2.60%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
New Tripoli Bank
New Tripoli Bank
48-Month CD
2.50%
$500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
Security FSB
Security FSB
60-Month CD
1.55%
$500
FNB of Hope
12-Month CD
1.20%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.12%
$500
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Shelby County State Bank
Shelby County State Bank
36-Month CD
1.10%
$1,000
Bank of the Valley
Bank of the Valley
Loyalty Checking
1.06%
$5,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
1.00%
$25,000
Roxboro Savings Bank
48-Month CD
0.80%
$500
Commercial Bank Parsons, KS
Commercial Bank Parsons, KS
FREE Kasasa Savings
0.75%
$25
The Victory Bank
The Victory Bank
48-Month CD
0.75%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
12-Month CD
0.60%
$1,000
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Money Market
0.40%
$0
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.35%
$1,000
Greenville National Bank
Greenville National Bank
48-Month CD
0.35%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
12-Month CD
0.25%
$500
GSL Savings Bank
GSL Savings Bank
Savings
0.15%
$50
Seamens Bank
Seamens Bank
Savings
0.10%
$1
NASA Federal Credit Union
NASA Federal Credit Union
Prime Savings
0.10%
$5
First Hawaiian Bank
First Hawaiian Bank
12-Month CD
0.05%
$1,000
Touchmark Bank
Touchmark Bank
Personal Savings
0.05%
$100
Monroe Federal S&L
Monroe Federal S&L
Money Market
0.04%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare IC Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.875%
6.002%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.875%
6.081%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.000%
6.207%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.250%
6.396%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.125%
6.398%
0.125
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.420%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.375%
6.422%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
6.250%
6.434%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
6.000%
6.454%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.500%
6.513%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare IC Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare IC Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have IC Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

IC Federal Credit Union Information

Credit Union Name: IC Federal Credit Union
Full Time Employees: 114
Part Time Employees: 11
President: Norman Gariepy
CEO: Christopher Hendry
Branch Locations: 8
ATM Locations: 8
Corporate Office Address:
300 Bemis Rd
Fitchburg, MA 01420
Phone Number: 978-343-3725
Fax Number: 978-348-1457

IC Federal Credit Union Financials

Total Assets:
629,083,000
Total Amount of Shares and Deposits:
521,832,485
Total Shares and Deposits < 1 Year:
516,549,456
Total Shares and Deposits 1 3 Years:
4,985,258
Total Shares and Deposits > 3 Years:
297,771
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
24,542,750
Total Uninsured Shares and Deposits > $250K (F+J):
24,542,750
Total Insured Shares and Deposits > $250K (item 17 less item K):
497,289,735
Total Interest Expense (Sum of items 6 8):
2,089,251
Share Certificates:
2,506
Number of Accounts for Share Drafts:
20,602
IRA KEOGH Accounts:
763
Number of Accounts for Regular Shares:
34,309
Non Member Deposits:
20,012
Money Market Shares:
765
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
51,196,470
Total Liabilities:
587,612,970
Show More

IC Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

NewDominion Bank 3 Month $50K CD rates are now at 0.25 percent with a yield of 0.25 percent. View current 3 Month $50K CD rates at NewDominion Bank below.
top-money-market-account-rates-and-savings-account-ratesMoney market account rates and savings account rates are averaging 0.365 percent for account balances of $2,500. Account balances of $25,000 currently earn an average money market/savings rate of 0.55 percent.  

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IC Federal Credit Union Reviews

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