IH Mississippi Valley Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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IH Mississippi Valley Credit Union's money market rates are at 0.05%. You can compare IH Mississippi Valley Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 4.10% and 3-month share certificate rates at 4.08%. Savings rates are at 0.80% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 5.54%. All these rates, and more, can be found in our database of rates which you can compare to IH Mississippi Valley Credit Union rates.
IH Mississippi Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at IH Mississippi Valley Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . IH Mississippi Valley Credit Union Texas RatioIH Mississippi Valley Credit Union's Texas Ratio is at 20.04%, which is considered good. The Texas Ratio for IH Mississippi Valley Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while IH Mississippi Valley Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.6
Excellent
Out of 5.0 Stars
IH Mississippi Valley Credit Union has earned a Smart Rating of 4.6 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, IH Mississippi Valley Credit Union is an excellent credit union worth considering, with an overall rating of 4.6 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
IH Mississippi Valley Credit Union
Corporate 2500 River Dr
Moline, IL 61265 1670 
IH Mississippi Valley Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for IH Mississippi Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather IH Mississippi Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with IH Mississippi Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: IH Mississippi Valley Credit Union
Website: https://www.ihmvcu.org
Full Time Employees: 399Part Time Employees: 23 President: Sam Kupresin CEO: Brian Laufenberg Branch Locations: 14 ATM Locations: 14 Corporate Office Address:
2500 River Dr
Moline, IL 61265 1670 Phone Number: 309-793-6200 Fax Number: FinancialsTotal Assets:
2,215,085,470
Total Amount of Shares and Deposits:
1,933,001,527
Total Shares and Deposits < 1 Year:
1,806,984,215
Total Shares and Deposits 1 3 Years:
124,130,455
Total Shares and Deposits > 3 Years:
1,886,855
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
165,315,436
Total Uninsured Shares and Deposits > $250K (F+J):
165,315,436
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,767,686,091
Total Interest Expense (Sum of items 6 8):
35,298,393
Share Certificates:
21,424
Number of Accounts for Share Drafts:
86,299
IRA KEOGH Accounts:
4,191
Number of Accounts for Regular Shares:
185,092
All other shares:
926
Non Member Deposits:
8
Money Market Shares:
2,654
Net Income (unless the amount is already included in Undivided Earnings):
-3,313,715
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
61,836,393
Total Liabilities:
2,023,245,540
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About IH Mississippi Valley Credit UnionIs a member application needed to join IH Mississippi Valley Credit Union?Yes, to access services at IH Mississippi Valley Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, IH Mississippi Valley Credit Union provides a range of mortgage and home equity products. Is IH Mississippi Valley Credit Union a safe place to deposit money?Yes, IH Mississippi Valley Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does IH Mississippi Valley Credit Union offer online and mobile banking?Most modern institutions like IH Mississippi Valley Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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