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IBEW SJ Cascade Federal Credit Union Rates and Review January 2026

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IBEW SJ Cascade Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 4.00% and 3-month CD rates at 1.26%. Savings rates are at 0.35% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.26%. Credit Card rates are at 12.50%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates which you can compare to IBEW SJ Cascade Federal Credit Union rates.

Compare IBEW SJ Cascade Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IBEW SJ Cascade Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

IBEW SJ Cascade Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IBEW SJ Cascade Federal Credit Union? Share your experience about IBEW SJ Cascade Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IBEW SJ Cascade Federal Credit Union.

Overall, IBEW SJ Cascade Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

IBEW SJ Cascade Federal Credit Union
IBEW SJ Cascade FCU
1825 12th St SE Ste 130
Salem, OR 97302 2159
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.05%
$500
9-Month CD
3.80%
$500
12-Month CD (Jumbo)
3.80%
$250,000
12-Month CD
3.75%
$1,000
Elite Money Market Account
3.75%
$25,000
Money Market Account
3.70%
$0
36-Month CD
3.50%
$1,000
60-Month CD
3.46%
$1,000
48-Month CD (Jumbo)
3.30%
$10,000
60-Month CD
3.23%
$1,000
3-Month CD
3.19%
$1,000
36-Month CD
3.12%
$1,000
24-Month CD
3.03%
$1,000
18-Month CD
3.03%
$1,000
60-Month CD
3.00%
$1,000
60-Month CD
3.00%
$500
24-Month CD
3.00%
$500
6-Month CD
2.95%
$500
18-Month CD
2.88%
$500
48-Month CD
2.85%
$500
60-Month CD
2.78%
$1,000
18-Month CD
2.65%
$500
36-Month CD
2.50%
$500
48-Month CD
2.50%
$1,000
24-Month CD
2.50%
$1,000
36-Month CD
2.27%
$1,000
18-Month CD
2.25%
$1,000
24-Month CD
1.45%
$500
60-Month CD
1.25%
$1,000
18-Month CD
1.16%
$1,000
High Yield Money Market
1.00%
$5,000
60-Month CD
0.80%
$1,000
6-Month CD
0.75%
$1,000
30-Month CD
0.61%
$500
24-Month CD
0.60%
$1,000
48-Month CD
0.55%
$500
60-Month CD
0.55%
$500
36-Month CD
0.50%
$500
18-Month CD
0.30%
$5,000
36-Month CD
0.15%
$500
Feel Good Savings
0.15%
$0
Statement Savings
0.10%
$50
12-Month CD
0.10%
$1,000
24-Month CD
0.10%
$1,000
Performance Interest Checking
0.05%
$0
Passbook Savings
0.05%
$50
Badger Select Money Market
0.02%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.240%
7.689%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.500%
5.803%
0.000
30-Year Fixed
6.000%
6.067%
0.000
30-Year Fixed
5.750%
5.908%
0.500
6.000%
6.239%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.875%
6.055%
0.000
15-Year Fixed
5.500%
5.562%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
4.750%
4.940%
0.250
15-Year Fixed
5.750%
5.845%
0.000
6.125%
6.320%
0.000
15-Year Fixed
5.500%
5.650%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.125%
6.307%
0.000
6.000%
6.126%
0.000
6.000%
6.257%
0.000
10-Year Fixed
4.625%
5.148%
2.000
5.125%
5.547%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.000%
5.168%
0.000
30-Year Fixed
6.000%
6.031%
0.000
5.750%
6.093%
0.000
4.750%
5.730%
0.000
5.625%
5.899%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
6.000%
6.226%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.500%
5.561%
0.000
5.500%
5.803%
0.000
6.525%
6.595%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.250%
6.580%
0.000
5.625%
5.781%
0.878
5.625%
5.760%
0.375
15-Year Fixed
5.125%
5.389%
1.000
20-Year Fixed
6.250%
6.418%
0.000
5.875%
6.184%
0.000
15-Year Fixed
5.375%
5.650%
0.000
6.000%
6.000%
0.000
5.625%
5.741%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.250%
5.562%
0.000
5.575%
5.684%
0.000
5.750%
5.924%
0.000
5.650%
5.986%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Platinum Clarity
15.990%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA® Gold
11.960%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Signature® Rewards
17.750%
World Cash Back Credit Card Mastercard
18.000%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic VISA® Gold
15.400%
9.990%
Credit Line $500-$7,000
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Credit Card
9.500% - 12.500%
Prime Platinum Visa Credit Card
11.500%
Visa Platinum with Rewards
9.900%
13.900%
Visa Platinum Rewards
14.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
9.990%
Access FCU Visa Classic
13.500%
Security Service Power MasterCard
12.740% - 18.000%
14.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.990%
$0 - $10,000
60 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
10.990%
$500
36
13.990%
$0
12.990%
$0 - $2,000
24 - 24
Line of Credit
13.700%
$0
11.900%
$0 - $15,000
24 - 60
18.000%
$0 - $500
5
8.500%
$0 - $6,000
42
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
10.000%
$0
60
11.990%
$0
Credit Builder Loan
9.000%
$0
11.500%
$0
48 - 48
Personal Signature Loans
14.000%
$0
60
A+ Personal Loan
8.990%
$0
84
14.990%
$0
25 - 36
11.740% - 17.990%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
17.900%
$0 - $500
9.200% - 17.950%
$0 - $100
12 - 24
A+ Preferred Line Of Credit
10.990%
$0
11.990%
$0
1 - 12
Gold Star Loan
14.200%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have IBEW SJ Cascade Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: IBEW SJ Cascade Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Gregory McLeod
CEO: Lisa Swartwout
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1825 12th St SE Ste 130
Salem, OR 97302 2159
Phone Number: 503-581-6221
Fax Number: 503-588-8165

Financials

Total Assets:
22,064,425
Total Amount of Shares and Deposits:
19,082,707
Total Shares and Deposits < 1 Year:
19,082,706
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,204,685
Total Uninsured Shares and Deposits > $250K (F+J):
1,204,685
Total Insured Shares and Deposits > $250K (item 17 less item K):
17,878,022
Total Interest Expense (Sum of items 6 8):
111,990
Share Certificates:
21
Number of Accounts for Share Drafts:
1,132
IRA KEOGH Accounts:
40
Number of Accounts for Regular Shares:
2,821
All other shares:
232
Non Member Deposits:
5
Money Market Shares:
64
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,191,958
Total Liabilities:
19,190,469
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About IBEW SJ Cascade Federal Credit Union

Is a member application needed to join IBEW SJ Cascade Federal Credit Union?

Yes, to access services at IBEW SJ Cascade Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, IBEW SJ Cascade Federal Credit Union provides a range of mortgage and home equity products.

Is IBEW SJ Cascade Federal Credit Union a safe place to deposit money?

Yes, IBEW SJ Cascade Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does IBEW SJ Cascade Federal Credit Union offer online and mobile banking?

Most modern institutions like IBEW SJ Cascade Federal Credit Union provide digital access including online balance checks and transfers.

Current IBEW SJ Cascade Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions