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Korean American Catholics Federal Credit Union Rates & Review April 2026

You can compare Korean American Catholics Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.30%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.05%. Savings rates are at 0.40% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Korean American Catholics Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Korean American Catholics Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates were last updated on 04/17/2026.

Korean American Catholics Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Korean American Catholics Federal Credit Union? Share your experience about Korean American Catholics Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Korean American Catholics Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.02%
Excellent Lower than avg
Korean American Catholics Federal Credit Union
Korean Amercian Catholics FCU
14419 33rd Ave
Flushing, NY 11354 3143
https://www.kacfcu.org
Member NCUA

Korean American Catholics Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA PLATINUM - 9.50%
Details No Annual Fee
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
VISA GOLD - 11.75%
Details No Annual Fee
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
VISA Classic - 14.00%
Details Annual Fee: $20.00
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Korean American Catholics Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Korean American Catholics Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Korean American Catholics Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Korean American Catholics Federal Credit Union
Address 14419 33rd Ave, Flushing, NY 11354 3143
Phone 718-353-7676
Fax 718-353-8291
President Young Sun Choe
CEO Eunhee Yu
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
Return on Assets (ROA)
-0.0210%
Return on Equity (ROE)
-0.1827%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
31,938,784
Total Amount of Shares and Deposits
27,887,036
Total Shares and Deposits < 1 Year
26,490,376
Total Shares and Deposits 1 3 Years
1,396,660
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,165,046
Total Uninsured Shares and Deposits > $250K (F+J)
1,165,046
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,721,990
Total Interest Expense (Sum of items 6 8)
278,443
Share Certificates
142
Number of Accounts for Share Drafts
1,415
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
1,669
All other shares
243
Money Market Shares
45
Net Income (unless the amount is already included in Undivided Earnings)
-6,716
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,172,512
Total Liabilities
28,262,388
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Korean American Catholics Federal Credit Union

Is Korean American Catholics Federal Credit Union a safe place to deposit money?

Yes, Korean American Catholics Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.018253391142048%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Korean American Catholics Federal Credit Union operate?

Korean American Catholics Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Korean American Catholics Federal Credit Union?

Yes, to access services at Korean American Catholics Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Korean American Catholics Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Korean American Catholics Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Korean American Catholics Federal Credit Union offer online and mobile banking?

Most modern institutions like Korean American Catholics Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kacfcu.org.