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iAdvertiser Disclosure
Advertiser Disclosure
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 Illinois State Police Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Illinois State Police Federal Credit Union's savings rates are at 2.00%. Illinois State Police Federal Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Illinois State Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates were last updated on 04/05/2026. Illinois State Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Illinois State Police Federal Credit Union? Share your experience about Illinois State Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Illinois State Police Federal Credit Union. Illinois State Police Federal Credit Union
ISPFCU 730 Engineering Ave
https://www.ispfcu.org Springfield, IL 62703 
Illinois State Police Federal Credit Union Savings Rates
Illinois State Police Federal Credit Union Money Market Rates
Illinois State Police Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Illinois State Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Illinois State Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Illinois State Police Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Illinois State Police Federal Credit Union
Website
https://www.ispfcu.org
Address
730 Engineering Ave,
Springfield, IL 62703
Phone
217-523-8000
Fax
866-523-8756
President
Christopher Mueller
CEO
Megan Becker
Full-Time Employees
17
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.68%
Return on Assets (ROA)
0.4123%
Return on Equity (ROE)
4.0404%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
120,464,340
Total Amount of Shares and Deposits
107,783,160
Total Shares and Deposits < 1 Year
105,340,527
Total Shares and Deposits 1 3 Years
1,613,323
Total Shares and Deposits > 3 Years
829,310
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,557,808
Total Uninsured Shares and Deposits > $250K (F+J)
3,557,808
Total Insured Shares and Deposits > $250K (item 17 less item K)
104,225,352
Total Interest Expense (Sum of items 6 8)
1,106,822
Share Certificates
198
Number of Accounts for Share Drafts
3,560
Number of Accounts for Regular Shares
6,811
Money Market Shares
177
Net Income (unless the amount is already included in Undivided Earnings)
496,655
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,451,634
Total Liabilities
108,172,072
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Illinois State Police Federal Credit UnionIs Illinois State Police Federal Credit Union a safe place to deposit money?Yes, Illinois State Police Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68474751770788%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Illinois State Police Federal Credit Union operate?Illinois State Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Illinois State Police Federal Credit Union?Yes, to access services at Illinois State Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Illinois State Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Illinois State Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Illinois State Police Federal Credit Union offer online and mobile banking?Most modern institutions like Illinois State Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ispfcu.org. Current Illinois State Police Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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