Illinois State Police Federal Credit Union Rates and Review January 2026
Compare Illinois State Police Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Illinois State Police Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIllinois State Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Illinois State Police Federal Credit Union? Share your experience about Illinois State Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Illinois State Police Federal Credit Union. Overall, Illinois State Police Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Illinois State Police Federal Credit Union ISPFCU 730 Engineering Ave Springfield, IL 62703  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.
640-679 rate = 10.80%.
600-639 rate = 12.84%.
599 and below rate = 18.00%.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.990% - 18.000%
$0 - $50,000
Personal Loan
13.740%
$0
60
Loan Specials
8.500%
$0 - $6,000
42
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Illinois State Police Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Illinois State Police Federal Credit Union
Website: https://www.ispfcu.org
Full Time Employees: 17Part Time Employees: 0 President: Christopher Mueller CEO: Megan Becker Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
730 Engineering Ave
Springfield, IL 62703 Phone Number: 217-523-8000 Fax Number: 866-523-8756 FinancialsTotal Assets:
120,464,340
Total Amount of Shares and Deposits:
107,783,160
Total Shares and Deposits < 1 Year:
105,340,527
Total Shares and Deposits 1 3 Years:
1,613,323
Total Shares and Deposits > 3 Years:
829,310
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,557,808
Total Uninsured Shares and Deposits > $250K (F+J):
3,557,808
Total Insured Shares and Deposits > $250K (item 17 less item K):
104,225,352
Total Interest Expense (Sum of items 6 8):
1,106,822
Share Certificates:
198
Number of Accounts for Share Drafts:
3,560
Number of Accounts for Regular Shares:
6,811
Money Market Shares:
177
Net Income (unless the amount is already included in Undivided Earnings):
496,655
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,451,634
Total Liabilities:
108,172,072
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Illinois State Police Federal Credit UnionIs a member application needed to join Illinois State Police Federal Credit Union?Yes, to access services at Illinois State Police Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Illinois State Police Federal Credit Union provides a range of mortgage and home equity products. Is Illinois State Police Federal Credit Union a safe place to deposit money?Yes, Illinois State Police Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Illinois State Police Federal Credit Union offer online and mobile banking?Most modern institutions like Illinois State Police Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.90%, 6-month CD rates at 0.95% and 3-month CD rates at 0.20%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
