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Credit Union One Of Oklahoma Credit Union Rates & Review April 2026

Credit Union One Of Oklahoma Credit Union's 18 Month CD rates are at 2.78%, IRA CDs One Year rates are at 2.78%, 18 Month CD rates are at 2.53%, IRA CDs One Year rates are at 2.53%, IRA CDs Two Year rates are at 2.53%. Credit Union One Of Oklahoma Credit Union's savings rates are at 0.00%. Credit Union One Of Oklahoma Credit Union's money market rates are at 0.00%. Credit Union One Of Oklahoma Credit Union's Personal Loan Rates are at 1.99%. MonitorBankRates evaluates the financial stability of Credit Union One Of Oklahoma Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates were last updated on 04/08/2026.

Credit Union One Of Oklahoma Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union One Of Oklahoma Credit Union? Share your experience about Credit Union One Of Oklahoma Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union One Of Oklahoma Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.70%
Excellent Lower than avg
Credit Union One Of Oklahoma Credit Union
Main
3330 N Lincoln Blvd
Oklahoma City, OK 73105 5406
https://www.cuoneok.org
Member NCUA

Credit Union One Of Oklahoma Credit Union CD Rates

Product Rate APY Term View More
18 Month Share Certificate 2.75% 2.78%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates One Year 2.75% 2.78% One Year
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
18 Month Share Certificate 2.50% 2.53% 18 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates One Year 2.50% 2.53% One Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Two Year 2.50% 2.53% Two Year
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
One Year Share Certificate 2.50% 2.53% One Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Four Year 2.25% 2.28% Four Year
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Three Year 2.25% 2.27% Three Year
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Two Year 2.25% 2.27% Two Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Two Year Share Certificate 2.25% 2.27% Two Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
182 Day Share Certificate 2.00% 2.02% 182 Day
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Four Year Share Certificate 2.00% 2.02% Four Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Four Year 2.00% 2.02% Four Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
IRA Certificates Three Year 2.00% 2.02% Three Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Three Year Share Certificate 2.00% 2.02% Three Year
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Savings Rates

Product Rate APY View More
SmartSaver Savings (Minor Savings) 3.00% 3.04%
Min Balance $100
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Savings and Club 0.10% 0.10%
Min Balance $100
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
SmartSaver Savings (Minor Savings) 0.10% 0.10%
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Savings and Club - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
SmartSaver Savings (Minor Savings) - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Checking Rates

Product Rate APY View More
Investor Checking with Stock Rewards 5.00% 5.12%
Details Qualifying balance up to $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
SavvySpender Checking (Minor Checking) 3.00% 3.04%
Min Balance $100
Details $100.00 - $1,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Rewards Checking with MyRewards 2.50% 2.53%
Details Qualifying balance up to $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Rewards Checking - 2.50%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Money Market Checking 0.30% 0.25%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Money Market Checking 0.25% 0.20%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Money Market Checking 0.20% 0.15%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Money Market Checking 0.15% 0.10%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
SavvySpender Checking (Minor Checking) 0.10% 0.10%
Min Balance $1,000
Details $1,000.01 +
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Free Checking - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Money Market Checking - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
SavvySpender Checking (Minor Checking) - 0.00%
Min Balance $0
Details $0 - $99.99
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan (Primary Residence) 80% - - 6.49% 60 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 80% LTV - - 6.49% 60 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loans - - 6.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loans (Primary Residence) - - 6.49% 60 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 80% - - 6.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 80% LTV - - 6.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loans (Primary Residence) - - 6.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 80% - - 7.49% 121 - 180 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 80% LTV - - 7.49% 121 - 180 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loans (Primary Residence) - - 7.49% 121 - 180 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 90% - - 7.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loan (Primary Residence) 90% LTV - - 7.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Home Equity Loans (Primary Residence) - - 7.99% 61 - 120 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.24%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2023 - Newer - - 3.24% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2023 - Newer - - 3.74% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2020 - 2022 - - 3.99% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2023 - Newer - - 4.24% 60
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2020 - 2022 - - 4.49% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2023 - Newer - - 4.49% 72
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2020 - 2022 - - 4.99% 60
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2023 - Newer - - 4.99% 84
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2020 - 2022 - - 5.24% 72
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2020 - 2022 - - 5.74% 84
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2016 - 2019 - - 6.24% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2016 - 2019 - - 6.74% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Auto Loans 2016 - 2019 - - 7.24% 60
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum Credit Card with Rewards Secured VISA - 9.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
VISA Platinum Credit Card with Rewards VISA Platinum - 9.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Credit Union One Of Oklahoma Credit Union Personal Loan Rates

Product Rate APR View More
Storm Shelter Loans Personal - 1.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Storm Shelter Loans Personal - 2.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft 2023 - Newer - 5.24%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft New - 5.24%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
New Motorcycle, ATV, Personal Watercraft - 5.24%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft 2020 - 2022 - 5.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft 2016 - 2019 - 6.24%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft New - 6.49%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
New Motorcycle, ATV, Personal Watercraft - 6.49%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft Used - 6.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Used Motorcycle, ATV, Personal Watercraft - 6.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft New - 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft Used - 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
New Motorcycle, ATV, Personal Watercraft - 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Used Motorcycle, ATV, Personal Watercraft - 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Motorcycle, ATV, Personal Watercraft Used - 7.49%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Used Motorcycle, ATV, Personal Watercraft - 7.49%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%
Personal Loan - 9.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.70%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union One Of Oklahoma Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union One Of Oklahoma Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union One Of Oklahoma Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union One Of Oklahoma Credit Union
Address 3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406
Phone 405-557-0167
Fax 405-557-2842
President Fred Smith
CEO Tyrel McCain
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.70%
Return on Assets (ROA)
0.4637%
Return on Equity (ROE)
3.1430%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
40,489,602
Total Amount of Shares and Deposits
34,329,731
Total Shares and Deposits < 1 Year
33,594,156
Total Shares and Deposits 1 3 Years
678,024
Total Shares and Deposits > 3 Years
57,551
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,222,850
Total Uninsured Shares and Deposits > $250K (F+J)
1,222,850
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,106,881
Total Interest Expense (Sum of items 6 8)
127,571
Share Certificates
110
Number of Accounts for Share Drafts
1,493
IRA KEOGH Accounts
79
Number of Accounts for Regular Shares
4,015
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,002,167
Total Liabilities
34,613,416
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Credit Union One Of Oklahoma Credit Union

Is Credit Union One Of Oklahoma Credit Union a safe place to deposit money?

Yes, Credit Union One Of Oklahoma Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7011557397231%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union One Of Oklahoma Credit Union operate?

Credit Union One Of Oklahoma Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union One Of Oklahoma Credit Union?

Yes, to access services at Credit Union One Of Oklahoma Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union One Of Oklahoma Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union One Of Oklahoma Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union One Of Oklahoma Credit Union offer online and mobile banking?

Most modern institutions like Credit Union One Of Oklahoma Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuoneok.org.

Current Credit Union One Of Oklahoma Credit Union Rates

  • 18-Month CD2.53%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.