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Jack Daniel Employees Credit Union Rates and Review January 2026

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Jack Daniel Employees Credit Union12-month CD rates can be found at 0.75%, 6-month CD rates at 1.50% and 3-month CD rates at 1.41%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 7.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Jack Daniel Employees Credit Union rates.

Compare Jack Daniel Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Jack Daniel Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Jack Daniel Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Jack Daniel Employees Credit Union? Share your experience about Jack Daniel Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Jack Daniel Employees Credit Union.

Overall, Jack Daniel Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Jack Daniel Employees Credit Union
MAIN OFFICE
488 MAJORS BLVD
LYNCHBURG, TN 37352
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$2,500
3-Month CD
3.90%
$50,000
24-Month CD
3.80%
$500
Impact Checking
3.76%
$0
3-Month CD
3.75%
$1,000
12-Month CD
3.65%
$500
60-Month CD
3.65%
$500
60-Month CD
3.65%
$500
18-Month CD
3.60%
$500
60-Month CD
3.50%
$0
24-Month CD
3.50%
$500
24-Month CD
3.25%
$500
12-Month CD
3.25%
$500
60-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
24-Month CD
2.68%
$1,000
24-Month CD
2.53%
$1,000
30-Month CD
2.50%
$1,000
24-Month CD
2.50%
$1,000
36-Month CD
2.50%
$1,000
48-Month CD
2.25%
$500
Money Market
2.00%
$200,000
36-Month CD
1.91%
$500
Money Market
1.75%
$1,000
36-Month CD
1.75%
$1,000
30-Month CD
1.51%
$1,000
Impact Money Market
1.45%
$2,500
24-Month CD
1.31%
$1,000
48-Month CD
1.16%
$500
60-Month CD
1.00%
$500
36-Month CD
0.75%
$500
Platinum Money Market
0.75%
$1,500
48-Month CD
0.70%
$500
30-Month CD
0.65%
$500
36-Month CD
0.60%
$500
Money Market
0.45%
$2,500
Star Savers
0.45%
$25
30-Month CD
0.45%
$500
24-Month CD
0.30%
$500
Cornerstone Money Market
0.30%
$2,500
Demand Money Market
0.25%
$2,500
24-Month CD
0.25%
$250
Money Market
0.25%
$2,500
36-Month CD
0.15%
$500
Everyday Money Market
0.15%
$1,000
Checking (relationship plus)
0.05%
$5,000
Passbook Savings
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.125%
5.389%
1.000
10-Year Fixed
4.625%
5.148%
2.000
5.750%
5.970%
0.250
5.625%
5.846%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
30-Year Fixed
6.125%
6.330%
0.000
30-Year Fixed
5.500%
5.727%
2.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
15-Year Fixed
6.625%
6.627%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
4.750%
5.730%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
30-Year Fixed
6.000%
6.000%
0.000
6.125%
6.162%
0.000
5.125%
5.637%
0.250
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
30-Year Fixed
6.125%
6.226%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.500%
5.705%
0.000
5.990%
6.290%
0.000
6.125%
6.320%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
30-Year Fixed
6.000%
6.115%
0.000
5.000%
6.154%
0.325
15-Year Fixed
5.375%
5.431%
0.000
7/1 ARM
7.000%
7.111%
0.000
10-Year Fixed
5.500%
5.630%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.125%
5.389%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.000%
5.080%
0.000
30-Year Fixed
5.875%
5.950%
0.000
6.000%
6.000%
0.000
15-Year Fixed
5.625%
5.986%
0.000
15-Year Fixed
5.500%
5.591%
0.000
5.875%
5.992%
1.000
6.500%
6.218%
0.000
4.750%
5.855%
0.000
6.000%
6.110%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.625%
5.647%
0.000
30-Year Fixed
6.000%
6.067%
0.000
6.375%
6.498%
0.000
15 Year Fixed
5.500%
5.677%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
8.900%
8.990% - 17.990%
Maximum limit of $30,000
16.490% - 17.990%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Rewards Student Classic
16.500%
Credit Limit - $500
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
13.900%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Platinum Credit Card
9.500% - 12.500%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic VISA® Gold
15.400%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
14.000%
VISA Platinum without Rewards
7.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
10.150%
14.000%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Secure Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
7.000%
$500 - $15,000
60
12.990%
$0
12
13.450%
$0
Student Loan Consolidation
5.490%
$0
A+ Preferred Line Of Credit
10.990%
$0
11.900%
$0 - $15,000
24 - 60
Gold Star Loan
14.200%
$0
48
10.000%
$0
12 - 12
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Line of Credit Variable
13.150%
$0
9.200% - 17.950%
$0 - $100
12 - 24
8.890%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
11.240%
$0 - $10,000
60 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
Term Line of Credit 84 months
8.000%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Personal Loans
13.250%
$0
6184
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
12.250% - 17.000%
$0 - $20,000
10.990%
$500
36
10.700%
$0 - $10,000
60 - 60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Jack Daniel Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Jack Daniel Employees Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: SCOTT PARKS
CEO: PAMELA CASE
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
488 MAJORS BLVD
LYNCHBURG, TN 37352
Phone Number: 931-759-5513
Fax Number: 931-759-5607

Financials

Total Assets:
53,899,135
Total Amount of Shares and Deposits:
47,259,511
Total Shares and Deposits < 1 Year:
43,608,618
Total Shares and Deposits 1 3 Years:
3,650,893
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,107,066
Total Uninsured Shares and Deposits > $250K (F+J):
1,107,066
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,152,445
Total Interest Expense (Sum of items 6 8):
795,949
Share Certificates:
408
Number of Accounts for Share Drafts:
2,061
IRA KEOGH Accounts:
77
Number of Accounts for Regular Shares:
3,503
All other shares:
227
Net Income (unless the amount is already included in Undivided Earnings):
628,990
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,280,943
Total Liabilities:
47,601,374
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Jack Daniel Employees Credit Union

Is a member application needed to join Jack Daniel Employees Credit Union?

Yes, to access services at Jack Daniel Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Jack Daniel Employees Credit Union provides a range of mortgage and home equity products.

Is Jack Daniel Employees Credit Union a safe place to deposit money?

Yes, Jack Daniel Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Jack Daniel Employees Credit Union offer online and mobile banking?

Most modern institutions like Jack Daniel Employees Credit Union provide digital access including online balance checks and transfers.

Current Jack Daniel Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions