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Jackson County Federal Credit Union Rates and Review January 2026

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Jackson County Federal Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 0.10% and 3-month CD rates at 2.02%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 16.49%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to Jackson County Federal Credit Union rates.

Compare Jackson County Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Jackson County Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Jackson County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Jackson County Federal Credit Union? Share your experience about Jackson County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jackson County Federal Credit Union.

Overall, Jackson County Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Jackson County Federal Credit Union
Jackson County FCU
309 N Allen St
Edna, TX 77957
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Cash Checking
5.00%
$25
Kasasa Checking
3.97%
$100
12-Month CD
3.90%
$1,000
18-Month CD
3.85%
$1,000
12-Month CD
3.77%
$500
12-Month CD
3.75%
$1,000
18-Month CD
3.66%
$1,000
30-Month CD
3.55%
$500
12-Month CD
3.53%
$1,000
12-Month CD
3.53%
$500
60-Month CD
3.51%
$500
24-Month CD
3.50%
$1,000
6-Month CD
3.49%
$1,000
9-Month CD
3.31%
$1,000
36-Month CD
3.30%
$1,000
36-Month CD
3.20%
$1,000
60-Month CD
3.03%
$250
18-Month CD
3.03%
$1,000
36-Month CD
3.00%
$2,500
36-Month CD
3.00%
$500
24-Month CD
2.77%
$500
24-Month CD
2.62%
$500
36-Month CD
2.52%
$1,000
48-Month CD
2.27%
$1,000
High Yield Checking
2.22%
$1
36-Month CD w/checking
2.17%
$1,000
18-Month CD
2.17%
$1,000
48-Month CD
2.02%
$1,000
60-Month CD
2.02%
$1,000
48-Month CD (College Savers)
2.00%
$50
60-Month CD
2.00%
$1,000
36-Month CD
1.76%
$500
60-Month CD
1.75%
$500
12-Month CD
1.50%
$50
12-Month CD
1.50%
$0
Kasasa Savings
1.50%
$2,500
Money Market
1.10%
$2,500
9-Month CD
1.10%
$500
24-Month CD
0.50%
$500
36-Month CD
0.45%
$500
18-Month CD
0.40%
$500
18-Month CD
0.20%
$500
60-Month CD
0.13%
$500
9-Month CD
0.10%
$500
Interest Checking
0.10%
$1
Simply Savings
0.03%
$50
Money Market
0.03%
$20
Money Market
0.02%
$0
Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.894%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.115%
5.787%
1.071
5.625%
5.667%
0.000
5.500%
5.581%
0.000
5.500%
5.591%
0.000
15-Year Fixed
5.625%
5.695%
0.000
5.875%
5.888%
0.000
4.750%
4.816%
0.000
15-Year Fixed
5.125%
5.389%
1.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.625%
5.700%
0.000
6.500%
6.218%
0.000
6.000%
6.085%
0.000
5.625%
5.843%
0.000
5.250%
5.534%
0.000
15-Year Fixed
5.500%
5.552%
0.000
5.875%
6.010%
0.000
6.375%
6.544%
0.000
5.375%
5.999%
0.000
5.250%
5.426%
0.500
6.750%
6.880%
0.000
6.500%
6.648%
0.000
30-Year Fixed
7.125%
7.126%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
30-Year Fixed
6.125%
6.249%
0.000
4.675%
4.867%
0.000
30 Year Fixed
6.000%
6.130%
0.000
4.875%
5.172%
1.125
30-Year Fixed
5.875%
5.950%
0.000
5.500%
5.799%
0.000
15-Year Fixed
5.375%
5.560%
0.000
6.000%
6.183%
0.000
20-Year Fixed
5.875%
6.057%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.375%
5.652%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.375%
5.416%
0.000
6.250%
6.330%
0.000
15-Year Fixed
6.150%
6.386%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.250%
5.287%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.625%
5.853%
0.000
5.375%
5.375%
0.000
6.000%
6.006%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
30-Year Fixed
5.875%
5.923%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Platinum Rewards
14.900%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
14.000%
Academic VISA® Classic
15.400%
VISA® Classic
12.960%
VISA Signature Rewards
16.740% - 18.000%
Visa Secure Card
13.740%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
World Cash Back Credit Card Mastercard
18.000%
7.900%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Platinum with Rewards
9.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Prime Platinum Visa Credit Card
11.500%
Visa Signature® Cash Back
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.240%
$0
48
Unsecured Signature Loan
9.250%
$0
1 - 24
10.990%
$0 - $10,000
60 - 60
Personal Loans Share Secured
5.990%
$0
48
11.240%
$0 - $10,000
60 - 60
8.990% - 18.000%
$0 - $30,000
72
13.990%
$0
Signature Loans
12.990%
$0
48
12.740%
$0
36
7.750% - 16.750%
$0
1 - 36
Personal Signature Loan
11.000%
$0
96
7.990%
$0 - $30,000
A+ Preferred Line Of Credit
10.990%
$0
Summer/Holiday Loans
9.500%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.990%
$0
1 - 12
Next Step Loan
10.500%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
10.700%
$0 - $10,000
60 - 60
Preferred Personal Loan
10.000%
$0
60
12.990%
$0
12
10.650%
$0
11.500%
$0
48 - 48
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Jackson County Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Jackson County Federal Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: David Sheblak
CEO: Lori Matus
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
309 N Allen St
Edna, TX 77957
Phone Number: 361-782-0708
Fax Number: 361-782-5533

Financials

Total Assets:
9,091,299
Total Amount of Shares and Deposits:
8,242,572
Total Shares and Deposits < 1 Year:
8,242,572
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,242,572
Total Interest Expense (Sum of items 6 8):
55,955
Share Certificates:
38
Number of Accounts for Share Drafts:
253
IRA KEOGH Accounts:
4
Number of Accounts for Regular Shares:
744
All other shares:
52
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,441,742
Total Liabilities:
8,266,231
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Jackson County Federal Credit Union

Is a member application needed to join Jackson County Federal Credit Union?

Yes, to access services at Jackson County Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Jackson County Federal Credit Union provides a range of mortgage and home equity products.

Is Jackson County Federal Credit Union a safe place to deposit money?

Yes, Jackson County Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Jackson County Federal Credit Union offer online and mobile banking?

Most modern institutions like Jackson County Federal Credit Union provide digital access including online balance checks and transfers.

Current Jackson County Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions